Best Crossville, Tennessee Auto Insurance in 2024
The average Crossville, TN auto insurance rates are $293 per month. The minimum auto insurance in Crossville is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Crossville, Tennessee, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Crossville is State Farm
- The average commute length in Crossville is 17.6 minutes
- The most expensive auto insurance company in Crossville for teen drivers is Liberty Mutual
Crossville, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Crossville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Crossville, Tennessee, including driving record, credit, commute time, and more.
Compare auto insurance in Crossville to other Tennessee cities, including Chattanooga auto insurance rates, Franklin auto insurance rates, and Knoxville auto insurance rates to see how Crossville, Tennessee auto insurance rates stack up.
Before you buy Crossville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Crossville, Tennessee auto insurance quotes.
Minimum Auto Insurance in Crossville, Tennessee
Crossville, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Crossville, Tennessee.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Crossville, Tennessee Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Crossville, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,512 | $2,410 | $2,263 | $2,349 | $9,452 | $10,280 | $2,671 | $2,763 |
| Farmers | $1,768 | $1,797 | $1,583 | $1,728 | $7,210 | $7,651 | $2,392 | $2,556 |
| Geico | $1,966 | $1,983 | $1,811 | $1,811 | $6,008 | $6,110 | $1,999 | $2,063 |
| Liberty Mutual | $3,790 | $129 | $3,116 | $3,475 | $15,508 | $17,214 | $4,069 | $4,341 |
| Nationwide | $2,076 | $2,095 | $1,860 | $1,893 | $5,610 | $7,244 | $2,381 | $2,590 |
| Progressive | $1,889 | $1,785 | $1,536 | $1,606 | $8,500 | $9,578 | $2,284 | $2,509 |
| State Farm | $1,417 | $1,417 | $1,278 | $1,278 | $4,318 | $5,398 | $1,601 | $1,862 |
| Travelers | $1,716 | $1,803 | $1,566 | $1,665 | $4,891 | $6,058 | $1,826 | $1,921 |
| USAA | $1,503 | $1,530 | $1,355 | $1,355 | $5,333 | $6,120 | $1,960 | $2,093 |
Cheap Crossville, Tennessee Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Crossville, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Crossville, Tennessee.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,452 | $10,280 |
| Farmers | $7,210 | $7,651 |
| Geico | $6,008 | $6,110 |
| Liberty Mutual | $15,508 | $17,214 |
| Nationwide | $5,610 | $7,244 |
| Progressive | $8,500 | $9,578 |
| State Farm | $4,318 | $5,398 |
| Travelers | $4,891 | $6,058 |
| USAA | $5,333 | $6,120 |
Cheap Crossville, Tennessee Auto Insurance for Seniors
What are senior auto insurance rates in Crossville, Tennessee? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,263 | $2,349 |
| Farmers | $1,583 | $1,728 |
| Geico | $1,811 | $1,811 |
| Liberty Mutual | $3,116 | $3,475 |
| Nationwide | $1,860 | $1,893 |
| Progressive | $1,536 | $1,606 |
| State Farm | $1,278 | $1,278 |
| Travelers | $1,566 | $1,665 |
| USAA | $1,355 | $1,355 |
Cheap Crossville, Tennessee Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Crossville, Tennessee compared to the annual auto insurance rates with a clean record in Crossville, Tennessee.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,629 | $4,326 | $5,239 | $4,155 |
| Farmers | $2,850 | $3,527 | $3,602 | $3,363 |
| Geico | $2,163 | $2,892 | $4,659 | $2,163 |
| Liberty Mutual | $5,225 | $7,547 | $7,024 | $6,024 |
| Nationwide | $2,786 | $2,786 | $4,181 | $3,123 |
| Progressive | $3,268 | $4,243 | $3,479 | $3,854 |
| State Farm | $2,116 | $2,526 | $2,321 | $2,321 |
| Travelers | $2,173 | $2,795 | $3,079 | $2,675 |
| USAA | $1,933 | $2,891 | $3,405 | $2,396 |
Cheap Crossville, Tennessee Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Crossville, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Crossville, Tennessee to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,239 |
| Farmers | $3,602 |
| Geico | $4,659 |
| Liberty Mutual | $7,024 |
| Nationwide | $4,181 |
| Progressive | $3,479 |
| State Farm | $2,321 |
| Travelers | $3,079 |
| USAA | $3,405 |
Cheap Crossville, Tennessee Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Crossville, Tennessee annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,528 | $4,240 | $3,245 |
| Farmers | $3,959 | $3,107 | $2,941 |
| Geico | $3,369 | $2,885 | $2,653 |
| Liberty Mutual | $9,266 | $5,670 | $4,430 |
| Nationwide | $3,876 | $3,066 | $2,714 |
| Progressive | $4,175 | $3,597 | $3,361 |
| State Farm | $3,369 | $2,023 | $1,572 |
| Travelers | $3,402 | $2,683 | $1,956 |
| USAA | $3,856 | $2,254 | $1,858 |
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Cheap Crossville, Tennessee Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Crossville, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Crossville, Tennessee to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 38555 | $3,582 |
| 38571 | $3,571 |
| 38572 | $3,577 |
Cheap Crossville, Tennessee Auto Insurance Rates By Commute
Commute length and annual mileage affect Crossville, Tennessee auto insurance. Find the cheapest annual Crossville, Tennessee auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,337 | $4,337 |
| Farmers | $3,336 | $3,336 |
| Geico | $2,950 | $2,988 |
| Liberty Mutual | $6,455 | $6,455 |
| Nationwide | $3,219 | $3,219 |
| Progressive | $3,711 | $3,711 |
| State Farm | $2,266 | $2,376 |
| Travelers | $2,575 | $2,786 |
| USAA | $2,582 | $2,731 |
Cheap Crossville, Tennessee Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Crossville, Tennessee? Check out the comparison of annual Crossville, Tennessee auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,184 | $4,327 | $4,502 |
| Farmers | $3,171 | $3,323 | $3,513 |
| Geico | $2,833 | $2,963 | $3,111 |
| Liberty Mutual | $6,194 | $6,452 | $6,719 |
| Nationwide | $3,248 | $3,149 | $3,259 |
| Progressive | $3,513 | $3,711 | $3,908 |
| State Farm | $2,192 | $2,331 | $2,440 |
| Travelers | $2,529 | $2,679 | $2,834 |
| USAA | $2,577 | $2,648 | $2,744 |
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Best By Category: Cheapest Auto Insurance in Crossville, Tennessee
Compare the cheapest auto insurance companies in Crossville, Tennessee in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Crossville, Tennessee Auto Insurance Companies
What auto insurance companies in Crossville, Tennessee are the cheapest? Compare the top Crossville, Tennessee auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,337 |
| Farmers | $3,336 |
| Geico | $2,969 |
| Liberty Mutual | $6,455 |
| Nationwide | $3,219 |
| Progressive | $3,711 |
| State Farm | $2,321 |
| Travelers | $2,681 |
| USAA | $2,656 |
What affects auto insurance rates in Crossville, Tennessee?
There are a lot of reasons why auto insurance rates in Crossville, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Crossville, Tennessee. Many local factors may affect your Crossville auto insurance rates.
Crossville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Crossville, Tennessee commute length is 17.6 minutes according to City-Data.
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Compare Crossville, Tennessee Auto Insurance Quotes
Before you buy Crossville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Crossville, Tennessee auto insurance quotes.
Frequently Asked Questions
What is Crossville, TN auto insurance?
Crossville, TN auto insurance refers to insurance coverage specifically designed for vehicles registered in Crossville, Tennessee. It provides financial protection against losses and damages related to auto accidents, theft, vandalism, and other covered events.
What types of coverage are available for auto insurance in Crossville, TN?
Auto insurance policies in Crossville, TN typically offer various types of coverage, including:
- Liability coverage: Provides financial protection if you cause injury or property damage to others in an accident.
- Collision coverage: Covers damage to your vehicle in the event of a collision, regardless of fault.
- Comprehensive coverage: Protects against non-collision incidents such as theft, vandalism, fire, and weather-related damage.
- Uninsured/underinsured motorist coverage: Covers your expenses if you’re involved in an accident with an uninsured or underinsured driver.
- Medical payments coverage: Pays for medical expenses for you and your passengers regardless of fault.
What are the minimum auto insurance requirements in Crossville, TN?
In Crossville, TN, drivers are required to carry the minimum liability insurance coverage mandated by the state of Tennessee. As of my knowledge cutoff in September 2021, the minimum requirements are:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability per accident
How can I find affordable auto insurance in Crossville, TN?
To find affordable auto insurance in Crossville, TN, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record and demonstrate responsible driving habits.
- Opt for higher deductibles if you can afford to pay more out of pocket in the event of a claim.
- Inquire about available discounts such as multi-policy, safe driver, or good student discounts.
- Consider bundling your auto insurance with other policies, such as homeowners or renters insurance, for potential savings.
Can I use my Crossville, TN auto insurance coverage in other states?
Yes, in most cases, your Crossville, TN auto insurance coverage will extend to other states. Auto insurance policies typically provide coverage within the United States and may have some limited coverage in Canada or Mexico. However, it’s important to review your policy or contact your insurance provider to confirm the specifics of your coverage when traveling outside of Tennessee.
How can I file an auto insurance claim in Crossville, TN?
To file an auto insurance claim in Crossville, TN, follow these general steps:
- Contact your insurance company: Notify your insurer about the accident or incident as soon as possible.
- Provide necessary information: Be prepared to provide details about the incident, including the date, time, location, and parties involved.
- Follow the insurer’s instructions: Your insurance company will guide you through the claims process and may require you to submit supporting documentation, such as police reports or repair estimates.
- Cooperate with investigations: If necessary, cooperate with any investigations conducted by your insurance company or other parties involved.
- Follow any repair or medical treatment processes: Adhere to any instructions provided by your insurance company regarding vehicle repairs or medical treatment for injuries.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.