Best Ennis, Montana Auto Insurance in 2024
The average Ennis, MT auto insurance rates are $253 per month. The minimum auto insurance in Ennis is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Ennis, Montana, compare quotes from multiple companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Ennis, Montana is 25/50/20
- The cheapest auto insurance company in Ennis is Liberty Mutual
- The average commute length in Ennis is 17.8 minutes
Ennis, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Ennis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ennis, Montana, including driving record, credit, commute time, and more.
Compare auto insurance in Ennis to other Montana cities, including Great Falls auto insurance rates, Missoula auto insurance rates, and Havre auto insurance rates to see how Ennis, Montana auto insurance rates stack up.
Before you buy Ennis, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ennis, Montana auto insurance quotes.
Minimum Auto Insurance in Ennis, Montana
Ennis, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ennis, Montana.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Ennis, Montana Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Ennis, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,868 | $2,868 | $2,623 | $2,623 | $10,990 | $10,990 | $3,096 | $3,096 |
| Farmers | $2,815 | $2,815 | $2,513 | $2,513 | $7,512 | $7,512 | $3,082 | $3,082 |
| Geico | $2,399 | $2,242 | $2,342 | $2,136 | $5,830 | $5,426 | $2,056 | $1,873 |
| Liberty Mutual | $973 | $973 | $948 | $948 | $1,969 | $1,969 | $1,162 | $1,162 |
| Nationwide | $2,485 | $2,485 | $2,268 | $2,268 | $4,984 | $4,984 | $2,630 | $2,630 |
| Progressive | $2,776 | $2,776 | $2,512 | $2,512 | $6,660 | $6,660 | $3,122 | $3,122 |
| State Farm | $1,579 | $1,579 | $1,388 | $1,388 | $4,649 | $4,649 | $1,711 | $1,711 |
| USAA | $1,209 | $1,209 | $1,081 | $1,081 | $3,950 | $3,950 | $1,506 | $1,506 |
Cheap Ennis, Montana Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Ennis, Montana is a challenge. Take a look at the annual teen auto insurance rates in Ennis, Montana.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,990 | $10,990 |
| Farmers | $7,512 | $7,512 |
| Geico | $5,830 | $5,426 |
| Liberty Mutual | $1,969 | $1,969 |
| Nationwide | $4,984 | $4,984 |
| Progressive | $6,660 | $6,660 |
| State Farm | $4,649 | $4,649 |
| USAA | $3,950 | $3,950 |
Cheap Ennis, Montana Auto Insurance for Seniors
What are senior auto insurance rates in Ennis, Montana? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,623 | $2,623 |
| Farmers | $2,513 | $2,513 |
| Geico | $2,342 | $2,136 |
| Liberty Mutual | $948 | $948 |
| Nationwide | $2,268 | $2,268 |
| Progressive | $2,512 | $2,512 |
| State Farm | $1,388 | $1,388 |
| USAA | $1,081 | $1,081 |
Cheap Ennis, Montana Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ennis, Montana compared to the annual auto insurance rates with a clean record in Ennis, Montana.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,109 | $4,861 | $5,909 | $4,699 |
| Farmers | $3,499 | $4,519 | $4,405 | $3,499 |
| Geico | $1,956 | $3,091 | $4,768 | $2,337 |
| Liberty Mutual | $860 | $1,497 | $1,497 | $1,199 |
| Nationwide | $2,263 | $3,232 | $4,149 | $2,723 |
| Progressive | $3,244 | $4,201 | $4,019 | $3,606 |
| State Farm | $2,173 | $2,491 | $2,332 | $2,332 |
| USAA | $1,456 | $1,814 | $2,700 | $1,775 |
Cheap Ennis, Montana Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Ennis, Montana is not easy. Compare the annual rates for DUI auto insurance in Ennis, Montana to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,909 |
| Farmers | $4,405 |
| Geico | $4,768 |
| Liberty Mutual | $1,497 |
| Nationwide | $4,149 |
| Progressive | $4,019 |
| State Farm | $2,332 |
| USAA | $2,700 |
Cheap Ennis, Montana Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Ennis, Montana annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,915 | $4,736 | $4,033 |
| Farmers | $4,693 | $3,730 | $3,519 |
| Geico | $4,786 | $2,551 | $1,777 |
| Liberty Mutual | $1,263 | $1,263 | $1,263 |
| Nationwide | $3,906 | $2,822 | $2,546 |
| Progressive | $4,543 | $3,493 | $3,266 |
| State Farm | $3,352 | $2,042 | $1,603 |
| USAA | $2,603 | $1,770 | $1,436 |
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Cheap Ennis, Montana Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Ennis, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Ennis, Montana to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 59729 | $3,105 |
Cheap Ennis, Montana Auto Insurance Rates By Commute
Commute length and annual mileage affect Ennis, Montana auto insurance. Find the cheapest annual Ennis, Montana auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,778 | $5,011 |
| Farmers | $3,981 | $3,981 |
| Geico | $2,984 | $3,092 |
| Liberty Mutual | $1,263 | $1,263 |
| Nationwide | $3,092 | $3,092 |
| Progressive | $3,767 | $3,767 |
| State Farm | $2,263 | $2,401 |
| USAA | $1,913 | $1,959 |
Cheap Ennis, Montana Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Ennis, Montana? Check out the comparison of annual Ennis, Montana auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,667 | $4,883 | $5,133 |
| Farmers | $3,708 | $3,977 | $4,257 |
| Geico | $2,898 | $3,013 | $3,203 |
| Liberty Mutual | $1,176 | $1,266 | $1,347 |
| Nationwide | $2,374 | $3,286 | $3,615 |
| Progressive | $3,520 | $3,756 | $4,027 |
| State Farm | $2,203 | $2,322 | $2,471 |
| USAA | $1,848 | $1,926 | $2,035 |
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Best By Category: Cheapest Auto Insurance in Ennis, Montana
Compare the cheapest auto insurance companies in Ennis, Montana in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
The Cheapest Ennis, Montana Auto Insurance Companies
What auto insurance companies in Ennis, Montana are the cheapest? Compare the top Ennis, Montana auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,894 |
| Farmers | $3,981 |
| Geico | $3,038 |
| Liberty Mutual | $1,263 |
| Nationwide | $3,092 |
| Progressive | $3,767 |
| State Farm | $2,332 |
| USAA | $1,936 |
What affects auto insurance rates in Ennis, Montana?
There are a lot of reasons why auto insurance rates in Ennis, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ennis, Montana. Many local factors may affect your Ennis auto insurance rates.
Ennis Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ennis, Montana auto theft statistics, there have been 0 auto thefts in the city.
Ennis Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ennis, Montana commute length is 17.8 minutes according to City-Data.
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Compare Ennis, Montana Auto Insurance Quotes
Before you buy Ennis, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ennis, Montana auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection in the event of an accident or damage to your vehicle. It helps cover the costs of repairs, medical expenses, and liability claims resulting from an auto accident.
Is auto insurance mandatory in Ennis, MT?
Yes, auto insurance is mandatory in Ennis, MT, as it is in most states. Montana law requires all drivers to carry a minimum amount of liability insurance to cover bodily injury and property damage caused by an accident.
What are the minimum auto insurance requirements in Ennis, MT?
In Ennis, MT, the minimum auto insurance requirements are as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $20,000 property damage liability per accident
What does liability insurance cover?
Liability insurance covers the costs associated with injuries or property damage you may cause to others in an accident. It helps pay for medical expenses, lost wages, legal fees, and property repairs or replacements of the other party involved.
How can I find the best auto insurance policy in Ennis, MT?
To find the best auto insurance policy in Ennis, MT, consider the following steps:
- Research and compare insurance providers.
- Obtain multiple quotes to compare coverage options and prices.
- Evaluate the reputation and financial stability of the insurance companies.
- Assess customer reviews and ratings.
- Consult with an insurance agent or broker who can help you navigate the options and find the right policy for your needs.
How are auto insurance premiums determined?
Auto insurance premiums are determined based on several factors, including:
- Your driving record and history
- The type of vehicle you drive
- Your age, gender, and marital status
- Your credit history
- The coverage options and limits you choose
- The deductible amount you select
- The location where the vehicle is primarily kept
Can I lower my auto insurance premiums?
Yes, there are several ways to potentially lower your auto insurance premiums:
- Maintain a clean driving record.
- Opt for a higher deductible, but make sure it’s an amount you can comfortably afford.
- Bundle your auto insurance with other policies, such as homeowners or renters insurance, with the same insurance provider.
- Inquire about available discounts, such as safe driver discounts, multi-vehicle discounts, or discounts for completing defensive driving courses.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.