Geico DriveEasy Review (2024)

Geico DriveEasy is a usage-based insurance program offered by Geico, one of the leading insurance companies in the United States. Geico uses telematics technology to monitor and assess your driving behavior. You could receive Geico DriveEasy savings on your auto insurance premiums if you drive safely.

Geico DriveEasy utilizes a mobile app or a plug-in device to track various aspects of your driving, such as acceleration, braking, speed, and mileage. Then, Geico uses your data to determine your Geico DriveEasy score. If your Geico DriveEasy score is good, you could earn a Geico DriveEasy discount.

Geico DriveEasy is available to both new and existing Geico customers. However, its availability may vary depending on your location, as the Geico DriveEasy program is only available in 17 states.

According to Geico DriveEasy program reviews, Geico DriveEasy is worth it, because by participating in the program, you have the opportunity to earn discounts on your auto insurance premiums if you have safe driving habits. Additionally, DriveEasy provides personalized feedback and insights into your driving habits, which can help you become a safer driver and potentially reduce the risk of accidents.

Geico DriveEasy can raise your rates if you have a poor score. However, you’ll earn a Geico DriveEasy discount if you have safe driving habits.

Geico DriveEasy evaluates your driving performance based on factors such as cornering, acceleration, braking, speed, and mileage. These factors get analyzed to determine the Geico DriveEasy score range, which determines your eligibility for potential discounts on your insurance premiums.

The Geico DriveEasy discount you can earn varies depending on your driving performance. Generally, safer driving habits can lead to greater Geico DriveEasy savings on auto insurance premiums.

Geico DriveEasy collects driving data through a mobile app or a plug-in device. While this data gets used to assess your driving habits, Geico assures that it takes privacy seriously and follows strict privacy policies. The collected information gets used for evaluating driving scores and determining potential Geico DriveEasy discounts. It doesn’t get shared with third parties without your consent except as the law requires.

You can cancel the Geico DriveEasy program anytime. If you decide that the program isn’t suitable for you or you no longer wish to participate, you can contact Geico and request to discontinue your Geico DriveEasy enrollment.

While the Geico DriveEasy Pro mobile app enters sleep mode when not driving, it will drain your battery life quicker while driving.

So, what is a good DriveEasy score? A score above 85 on the Geico DriveEasy program indicates that you are maintaining safe driving habits. This score is calculated based on the average of your driving behaviors over the past seven days.

To improve your DriveEasy score, you should consider the following steps based on the factors the app monitors:

• Minimize phone use: Avoid using your phone for calls, texts, or any apps while driving as Geico DriveEasy monitors phone handling.
• Avoid hard braking and quick acceleration: These actions are seen as risky because they can lead to accidents.
• Careful cornering: Take turns slowly and steadily.
• Consistent speed: Maintain a steady speed when driving, especially on highways.
• Consider driving times: Driving late at night or in the early hours of the morning can be riskier and might affect your score.

Yes, the app does track location. The app uses your phone’s GPS to log trips and collect data about your driving behavior, such as distance driven, route regularity, and time of day.

Yes, the Geico DriveEasy app does track your speed as part of its monitoring driver’s behaviors.

So, how much does DriveEasy save on your rates? The savings can vary, but typically, you can earn a discount of up to 10% on your insurance premium.

The Geico DriveEasy program tracks a variety of driving behaviors and conditions to evaluate your driving habits and determine your insurance discount, such as:

• Phone Use
• Speed and Acceleration
• Braking
• Cornering
• Time of Day
• Distance Driven
• Route Regularity
• Weather Conditions
• Location

The Geico DriveEasy program typically offers a discount of up to 10% on your insurance premium.

So, how long does DriveEasy last? The program is ongoing as long as you choose to participate and are eligible under the policy terms.

To use the program, you should first sign up for Geico DriveEasy by downloading the app. Open the app and log in using your Geico account details. You’ll need to verify your account, typically through a confirmation code sent via SMS.

It’s important to avoid manipulating the system as it could lead to unintended consequences such as inaccurate assessments of driving habits, which could affect your insurance coverage.

Once you have downloaded the app, enable the required permissions for the DriveEasy feature to function properly. Then, the app will automatically begin recording your trips whenever you drive.

Geico DriveEasy does affect insurance rates if the data collected indicates risky driving behavior.

The app primarily tracks driving behavior based on the movement of your phone and other sensors. However, Geico DriveEasy doesn’t know whether you’re the driver or a passenger.

The feedback and scoring system can motivate you to improve your driving habits, such as reducing hard braking, speeding, and phone use while driving​ In addition, the app includes features like Accident Assist, which can detect hard braking and help initiate emergency services if necessary​.

Snapshot is a usage-based insurance program offered by Progressive, not Geico.

You can usually disable it directly through the Geico mobile app.

Ensure that your smartphone has a stable internet connection since DriveEasy requires internet to log trips and sync data. Verify that location services are turned on the mobile app. If none of the these steps work, try uninstalling and then reinstalling the mobile app. If you continue to experience issues, contact Geico customer support for further assistance.

Geico’s DriveEasy program has received various complaints from users for reasons such as technical problems, issues with points and rewards, and lack of transparency.