How to Get SR-22 Auto Insurance from Geico in 2024 (Follow These 5 Steps)

The way you get SR-22 auto insurance from Geico involves several straightforward steps designed to help high-risk drivers meet their insurance requirements. Start by gathering essential information about your driving history and vehicle details, which will streamline the process.

Next, contact Geico directly to discuss your coverage options and understand any associated costs, including the SR-22 filing fee. By following these steps, you can ensure compliance with state laws while potentially finding competitive rates that suit your needs.

Enter your ZIP code above to start comparing auto insurance quotes for free today.

5 Steps to Get SR-22 Auto Insurance from Geico

The process of getting SR-22 auto insurance from Geico starts by gathering all the essential information, such as your driver’s license number, vehicle details, and driving history. Once you have your information, the next step is to contact Geico’s dedicated line or speak directly with your agent.

Next, you must complete the SR-22 application. Your Geico agent will ensure that all information is accurately submitted for the SR-22 filing. Once that’s completed, the final step is paying the filing fee, which ranges from $15 to $35, depending on your state.

Step #1: Gather Information

Before contacting Geico for SR-22 insurance, gather all necessary information. This includes your driver’s license number, vehicle details, and any prior insurance information. Additionally, be prepared to discuss your driving history, including any incidents that led to the need for SR-22 filing.

Having this information on hand will streamline the process and help the agent provide you with accurate quotes. Learn how to get auto insurance without a license.

Step #2: Contact Geico

Once you have all your information ready, the next step is to contact Geico. You can call their dedicated line at 1-800-861-8380 for assistance. If you’re already a Geico customer, it’s best to reach out directly to your agent at 1-877-206-0215 to get a Geico rate quote.

Before proceeding, it’s a good idea to read this Geico auto insurance review to ensure you’re making an informed decision. This will ensure that your Geico SR-22 is filed correctly and that you’re informed about any additional steps or fees involved in the process.

#3: Understand Your Coverage

After initiating contact with Geico, it’s essential to discuss and understand your coverage options. SR-22 insurance from Geico insurance typically involves higher premiums due to its association with high-risk auto insurance for high-risk drivers.

Take the time to ask your agent about different coverage levels and any potential discounts that may apply. This will help you make an informed decision that balances necessary coverage with cost.

Step #4: Complete the Application

Once you’ve selected the right coverage, you will need to complete the application process. This typically involves filling out forms that detail your personal information, driving history, and the specifics of the SR-22 filing.

Your Geico agent will guide you through this step, ensuring all necessary information is captured accurately to avoid any delays in processing your SR-22. You can also refer to our Progressive SR-22 insurance review, which may provide additional information on how other providers handle the process.

Step #5: Pay the Filing Fee

After your application is processed, you’ll need to pay the Geico certificate of insurance filing fee, which generally ranges from $15 to $35, depending on your state. This fee is required for Geico to submit your SR-22 form to the DMV on your behalf.

Be sure to ask about how auto insurance companies check driving records and how much is SR-22 that may be associated with your policy, so you’re fully aware of your total costs before finalizing your insurance.

Understanding Geico SR-22 Insurance Costs

Is SR-22 cheaper than regular insurance? Unfortunately, no. SR-22 from Geico is generally more expensive than regular auto insurance. On average, how much is an SR-22? It can cost between $140 and $150 per month. However, rates can vary based on factors.

Does Geico offer SR-22? Yes, Geico provides SR-22 insurance for high-risk drivers. You can also find your Geico quote online to get an idea of your potential premium.

The table above shows what you could pay for SR-22 insurance with a DUI from the top auto insurance companies in the country.

Auto Insurance Monthly Rates by Provider & Driving Record

Companies	Clean Record	One Accident	One Ticket	One DUI
	$161	$210	$183	$292
	$179	$266	$220	$406
	$224	$310	$252	$361
	$229	$283	$259	$379
	$235	$283	$266	$303
	$283	$398	$334	$331
	$287	$357	$355	$478
	$288	$377	$340	$393
	$318	$416	$374	$522
	$398	$517	$475	$634

Who has the cheapest SR-22 insurance? Geico and USAA are the cheapest companies for drivers with DUIs and SR-22 filings. However, USAA is only available to active and retired military members and their families. If you are not eligible, Geico could be a competitive choice for SR-22. Find out more about USAA in our USAA auto insurance review.

Every insurance company will consider your risk level differently, and each will have different rates for different types of high-risk drivers. Your state laws will also impact how much you pay for auto insurance, so it is important to look at at least three different high-risk companies before you buy.

Do you need a high-risk auto insurance company? Just because you need SR-22 insurance does not mean you cannot find affordable coverage. Invest some time comparing multiple SR-22 quotes before you buy auto insurance from Geico or any other insurer. That way, you can see which company can actually offer you the most competitive rates.

Identifying the Need for SR-22 Insurance

If a court recently revoked your license for reckless or drunk driving charges, multiple speeding tickets, or missed child support payments, then you will be required to file an SR-22 to reinstate your driving privileges. What does an SR-22 look like? It’s a certificate that proves you carry the minimum required insurance.

To learn where to get an SR-22, contact Geico or another insurance provider that specializes in high-risk policies. Can I keep auto insurance with a revoked driver’s license? Contact your local DMV to find out what does SR-22 mean.

SR-22 filings are for high-risk drivers who cannot find coverage with standard auto insurance companies due to their increased risk. Contact your local DMV to find out if you need to file an SR-22.

What types of drivers need high-risk auto insurance coverage? High-risk drivers have charges on their driving or criminal records that either increase the likelihood of filing a claim, cost them their driving privileges, or both. Typically, driving without a valid license or up-to-date insurance coverage will result in license revocation. Multiple moving violations can also cost you your license.

Suppose you lost your driving privileges after an auto accident or moving violation. In that case, you must file an SR-22 with your DMV to prove you carry your state’s minimum level of auto insurance and reinstate your driver’s license.

Now that you know how to get Geico SR-22 insurance, start shopping around with companies to see which offers the best rates.

Your Path to SR-22 Auto Insurance Coverage from Geico

Navigating the process of obtaining Geico SR-22 insurance can seem daunting, but by following the outlined steps, you can ensure compliance and find the best coverage options for your needs. Remember to gather all necessary information, contact Geico for personalized assistance, and compare quotes from different insurers to secure competitive rates. Consider using the Geico number quote for faster processing.

While SR-22 insurance may come with higher auto insurance premiums, being proactive in your approach can help you manage costs effectively. Start your journey today and regain your driving privileges with confidence. Enter your ZIP code below to compare affordable auto insurance quotes from the high-risk insurers in your neighborhood for free.