LendingTree Auto Insurance Review for 2025 (Trusted Insurance Quotes?)

LendingTree stands out with real-time quotes from over 40 insurers in under three minutes. You can filter quotes by coverage type, such as liability, collision, or full coverage, and compare bundles with home or renters insurance.

LendingTree Rating

This LendingTree auto insurance review finds it to be a strong option for speed, but it doesn’t provide policy underwriting, final pricing, or detailed insurer breakdowns.

That’s where AutoInsurance.org is stronger. We compare monthly rates that include insurer financial ratings, customer service data, and discount eligibility.

Keep reading to see what LendingTree asks for during the quote process and what to expect when you use its network to ask for quotes from an auto insurance company. You can also get free quotes now by entering your ZIP code.

How the LendingTree Quote Tool Works and What You’ll Need

LendingTree makes comparing insurance quotes with its fast and simple online tool. To get started, you’ll enter your ZIP code so the platform can show local rates.

You will next be asked for particular information such as the make, model, year, kind of use (personal or business), and whether your vehicle is financed or leased. Your name, residence, date of birth, marital status, current insurance company, and a brief driving history, including any past infractions or claims, will also be requested.

After that, LendingTree filters real-time quotes based on your selected coverage. Though it’s not a licensed insurance broker, LendingTree acts like one by connecting you with offers from multiple insurers based on your profile. Like an insurance broker, it helps you compare policies from different providers in one place, but it doesn’t sell or service the policies directly — those steps are handled by the insurers you choose.

You won’t need to create an account to get LendingTree car insurance quotes, and you’re not obligated to choose a policy. All personal information is protected using SHA-256 encryption, keeping your data safe while you shop.

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LendingTree Reviews, Ratings & Customer Feedback

LendingTree reviews on Reddit reflect positive user sentiment. One user shared that they had a good experience using LendingTree, saying it was helpful to see multiple loan offers from BBB-accredited lenders when their own bank wouldn’t approve them.

It’s a solid reminder that LendingTree can give you more options when traditional routes fall short. Here’s a closer look at what real users say about LendingTree. The ratings give a clear picture of what works well and what could be improved.

LendingTree Third-Party Platform Customer Ratings

While the platform earns a strong 4.8 out of 5.0 on the App Store thanks to its quick, ZIP-based quote tool, lower ratings elsewhere reveal growing concerns. WalletHub drops to a 1.0 out of 5.0 from over 1,800 users, mainly because of nonstop follow-up calls and getting bounced between third-party providers. PCMag’s 3.3 rating also points to frustration with a lack of guidance after you submit your information.

See More: Best Auto Insurance Companies According to Reddit

These scores indicate that while LendingTree is good at generating quotes, it leaves users without clear next steps or control over how their data is shared. That’s where AutoInsurance.org is different.

We don’t just help you compare quotes — we guide you through coverage options, explain available discounts, and provide insurer reliability insights, all without triggering a flood of third-party contact. Our goal is to make car insurance comparisons smarter, not harder. Enter your ZIP code to learn more.

LendingTree vs. NerdWallet

NerdWallet scores higher on Google Play and PCMag, suggesting users find its broader tools more reliable and editorially trusted. However, its 3.7 TrustPilot rating shows that when it comes to insurance specifically, users often feel the platform lacks detailed coverage comparisons or transparent insurer breakdowns.

LendingTree vs. NerdWallet: Third-Party Customer Ratings

These patterns matter. High mobile ratings mean little if you’re flooded with calls or unsure who’s handling your policy next. That’s where AutoInsurance.org stands out—it lets you compare monthly rates, view financial strength ratings, check coverage types like liability or full, and avoid aggressive third-party outreach entirely.

If you’re looking for more insight into NerdWallet’s features, the NerdWallet auto insurance review offers a detailed breakdown of how their quote process compares.

LendingTree vs. Insurify

If you’re considering which platform to use, our Insurify insurance review gives a deeper look at how its quoting process stacks up compared to other websites. Here’s how Insurfy compares to LendingTree:

LendingTree vs. Insurify: Third-Party Customer Ratings

Looking at the app ratings gives you a sense of the overall user experience. It makes sense that LendingTree receives a strong 4.8 in the App Store and 4.3 in Google Play. The app is incredibly user-friendly, quick, and clean. It only takes a few minutes to display quotes, and you are not required to log in.

However, those same users often leave much lower reviews elsewhere, like WalletHub, once they deal with what comes after. In other words, LendingTree’s app does a great job pulling you in, but the experience after you click “compare” can feel like a handoff with no guidance.

Insurify, by contrast, scores just 3.4 on both major app stores. That tells us users might be underwhelmed by the app’s design or find the experience clunkier overall. However, Insurify’s superior TrustPilot and WalletHub scores indicate that people find the procedure to be less intrusive and more honest once they pass the interface.

LendingTree’s Corporate Structure and Acquisitions

LendingTree, LLC is fully owned by LendingTree, Inc., and has grown its reach by acquiring key companies along the way. It functions as a centralized online lending marketplace, helping users connect with multiple loan and insurance providers and easily compare online auto insurance companies through its network.

LendingTree Company Overview

In 2018, the company acquired QuoteWizard, an online insurance marketplace founded by Scott Peyree, and in 2017, it added MagnifyMoney to its portfolio—a financial comparison platform based in New York.

LendingTree Customer support is available by phone at 1-704-541-5351 or by emailing [email protected] for questions about services or product offerings.

Pros and Cons of LendingTree

LendingTree makes it easy to check rates fast, but like any tool, it has upsides and trade-offs. Here’s a quick look at where it shines:

• ZIP-Based Quote Filters: Compare prices on LendingTree by entering your ZIP code and then selecting the level of coverage you need—full coverage, collision, or liability—based on your personal needs.
• No Account Required: Receive instant estimates from forty-plus insurance providers in less than three minutes without creating an account or logging in.
• Real-Time Filtering: Users can narrow quotes by ZIP code, coverage type (liability, collision coverage, and more), which is ideal if you need personalized results in seconds.

LendingTree is also free to use and won’t impact your credit score when you’re shopping for insurance policies or a new bank account.

However, some LendingTree car insurance reviews report that it falls short when it comes to your personal data. When you use LendingTree, your phone number and email address can be sent to insurance agents.

• Spam Calls: LendingTree earns just 1.0/5.0 on WalletHub from 1.8k+ reviews, mainly due to excessive follow-up calls from partner providers after quote submission.
• Limited to External Partners: It scored 3.3/5.0 on PCMag, where editors noted limited personalization of coverage and a heavy reliance on external partners for final pricing and terms.

While LendingTree works well for quick comparisons, the lack of follow-through and aggressive third-party contact can be a dealbreaker for some.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Get Fast and Secure Insurance Quotes With LendingTree

Our LendingTree auto insurance review found it’s a quick and easy website that provides users with rates from more than 40 insurers in a matter of minutes. One significant benefit is that you may obtain real-time quotations without having to create an account, but a frequent drawback is that third-party partners will often contact you once you enter your information.

It’s a great option for shoppers who want quick comparisons and prefer not to commit to a single insurer immediately. What sets LendingTree apart is that over 37,000 users have given it a 4.8 out of 5.0 rating on the App Store, suggesting that they are extremely satisfied with its speed and usability.

To get the best deal from the best insurance companies, it’s always smart to compare multiple insurance companies online and get real-time quotes from top companies before making a decision.

Curious if LendingTree gave you the best rate? Use our free quote tool to compare and see what you could save.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption