Best Littleton, Colorado Auto Insurance in 2024
The average Littleton, CO auto insurance rates are $328 per month. The minimum auto insurance in Littleton is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Littleton, Colorado, compare quotes from multiple companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Littleton, CO for senior drivers are $2,304 per year
- The minimum auto insurance required in Littleton, Colorado is 25/50/15
- The average commute length in Littleton is 26.4 minutes
Littleton, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Littleton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Littleton, Colorado, including driving record, credit, commute time, and more.
Compare auto insurance in Littleton to other Colorado cities, including Westminster auto insurance rates, Fort Collins auto insurance rates, and Lakewood auto insurance rates to see how Littleton, Colorado auto insurance rates stack up.
Before you buy Littleton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Littleton, Colorado auto insurance quotes.
Minimum Auto Insurance in Littleton, Colorado
Littleton, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Littleton, Colorado.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Littleton, Colorado Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Littleton, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,241 | $3,017 | $2,945 | $2,971 | $11,801 | $12,436 | $3,518 | $3,509 |
| American Family | $2,616 | $2,616 | $2,360 | $2,360 | $6,343 | $8,534 | $2,616 | $3,199 |
| Farmers | $3,064 | $3,037 | $2,773 | $3,008 | $11,974 | $12,050 | $3,352 | $3,357 |
| Geico | $1,986 | $2,182 | $2,151 | $2,476 | $6,324 | $6,648 | $1,809 | $1,817 |
| Liberty Mutual | $1,856 | $1,774 | $1,583 | $1,748 | $6,142 | $6,705 | $1,876 | $1,878 |
| Nationwide | $2,632 | $2,674 | $2,358 | $2,486 | $6,750 | $8,611 | $3,039 | $3,277 |
| Progressive | $2,345 | $2,188 | $2,064 | $2,053 | $8,238 | $9,173 | $2,637 | $2,552 |
| State Farm | $2,116 | $2,116 | $1,932 | $1,932 | $6,378 | $8,029 | $2,379 | $2,822 |
| USAA | $2,228 | $2,210 | $2,140 | $2,128 | $5,745 | $6,558 | $2,862 | $3,091 |
Cheap Littleton, Colorado Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Littleton, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Littleton, Colorado.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,801 | $12,436 |
| American Family | $6,343 | $8,534 |
| Farmers | $11,974 | $12,050 |
| Geico | $6,324 | $6,648 |
| Liberty Mutual | $6,142 | $6,705 |
| Nationwide | $6,750 | $8,611 |
| Progressive | $8,238 | $9,173 |
| State Farm | $6,378 | $8,029 |
| USAA | $5,745 | $6,558 |
Cheap Littleton, Colorado Auto Insurance for Seniors
What are senior auto insurance rates in Littleton, Colorado? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,945 | $2,971 |
| American Family | $2,360 | $2,360 |
| Farmers | $2,773 | $3,008 |
| Geico | $2,151 | $2,476 |
| Liberty Mutual | $1,583 | $1,748 |
| Nationwide | $2,358 | $2,486 |
| Progressive | $2,064 | $2,053 |
| State Farm | $1,932 | $1,932 |
| USAA | $2,140 | $2,128 |
Cheap Littleton, Colorado Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Littleton, Colorado compared to the annual auto insurance rates with a clean record in Littleton, Colorado.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,594 | $5,322 | $6,565 | $5,239 |
| American Family | $2,834 | $4,014 | $5,261 | $3,214 |
| Farmers | $4,497 | $5,795 | $5,716 | $5,298 |
| Geico | $2,217 | $3,493 | $4,102 | $2,884 |
| Liberty Mutual | $2,595 | $3,029 | $3,117 | $3,040 |
| Nationwide | $3,065 | $4,181 | $5,297 | $3,371 |
| Progressive | $3,375 | $4,762 | $3,560 | $3,928 |
| State Farm | $3,163 | $3,763 | $3,463 | $3,463 |
| USAA | $2,451 | $3,008 | $5,261 | $2,761 |
Cheap Littleton, Colorado Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Littleton, Colorado is not easy. Compare the annual rates for DUI auto insurance in Littleton, Colorado to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,565 |
| American Family | $5,261 |
| Farmers | $5,716 |
| Geico | $4,102 |
| Liberty Mutual | $3,117 |
| Nationwide | $5,297 |
| Progressive | $3,560 |
| State Farm | $3,463 |
| USAA | $5,261 |
Cheap Littleton, Colorado Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Littleton, Colorado annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,917 | $5,345 | $4,028 |
| American Family | $4,968 | $3,547 | $2,978 |
| Farmers | $6,182 | $5,026 | $4,773 |
| Geico | $3,817 | $3,174 | $2,531 |
| Liberty Mutual | $4,192 | $2,589 | $2,055 |
| Nationwide | $4,806 | $3,813 | $3,318 |
| Progressive | $4,426 | $3,797 | $3,496 |
| State Farm | $4,799 | $3,093 | $2,498 |
| USAA | $4,965 | $2,853 | $2,293 |
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Cheap Littleton, Colorado Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Littleton, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Littleton, Colorado to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 80120 | $3,622 |
| 80125 | $3,654 |
Cheap Littleton, Colorado Auto Insurance Rates By Commute
Commute length and annual mileage affect Littleton, Colorado auto insurance. Find the cheapest annual Littleton, Colorado auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,430 | $5,430 |
| American Family | $3,748 | $3,914 |
| Farmers | $5,327 | $5,327 |
| Geico | $3,109 | $3,239 |
| Liberty Mutual | $2,945 | $2,945 |
| Nationwide | $3,979 | $3,979 |
| Progressive | $3,906 | $3,906 |
| State Farm | $3,376 | $3,549 |
| USAA | $3,275 | $3,466 |
Cheap Littleton, Colorado Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Littleton, Colorado? Check out the comparison of annual Littleton, Colorado auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,099 | $5,410 | $5,781 |
| American Family | $3,616 | $3,910 | $3,966 |
| Farmers | $4,582 | $5,239 | $6,160 |
| Geico | $2,785 | $3,103 | $3,635 |
| Liberty Mutual | $2,755 | $2,934 | $3,147 |
| Nationwide | $3,958 | $3,983 | $3,994 |
| Progressive | $3,584 | $3,921 | $4,213 |
| State Farm | $3,187 | $3,465 | $3,737 |
| USAA | $3,202 | $3,371 | $3,538 |
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Best By Category: Cheapest Auto Insurance in Littleton, Colorado
Compare the cheapest auto insurance companies in Littleton, Colorado in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
The Cheapest Littleton, Colorado Auto Insurance Companies
What auto insurance companies in Littleton, Colorado are the cheapest? Compare the top Littleton, Colorado auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,430 |
| American Family | $3,831 |
| Farmers | $5,327 |
| Geico | $3,174 |
| Liberty Mutual | $2,945 |
| Nationwide | $3,979 |
| Progressive | $3,906 |
| State Farm | $3,463 |
| USAA | $3,370 |
What affects auto insurance rates in Littleton, Colorado?
There are a lot of reasons why auto insurance rates in Littleton, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Littleton, Colorado. Many local factors may affect your Littleton auto insurance rates.
Littleton Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Littleton, Colorado commute length is 26.4 minutes according to City-Data.
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Compare Littleton, Colorado Auto Insurance Quotes
Before you buy Littleton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Littleton, Colorado auto insurance quotes.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Littleton, Colorado?
According to Colorado auto insurance laws, the minimum auto insurance coverage required in Littleton is 25/50/15.
How can I find the best cheap auto insurance in Littleton, Colorado?
To find the best cheap auto insurance in Littleton, Colorado, it is recommended to compare quotes from multiple companies. This allows you to compare rates and choose the most affordable option.
How do age, gender, and marital status affect auto insurance rates in Littleton, Colorado?
Age, gender, and marital status can impact auto insurance rates in Littleton, Colorado. Demographics such as being a young driver or having a history of accidents may lead to higher rates, while being married or having a good driving record may result in lower rates.
Are there any discounts available for teen drivers in Littleton, Colorado?
Finding cheap auto insurance for teen drivers in Littleton, Colorado can be challenging. However, it’s worth exploring discounts such as good student discounts or completing a driver’s education course, as these can help reduce rates for young drivers.
How does driving record affect auto insurance rates in Littleton, Colorado?
Your driving record plays a significant role in determining auto insurance rates in Littleton, Colorado. Having a clean driving record can result in lower rates, while a history of accidents or traffic violations may lead to higher premiums. It’s important to maintain a good driving record to keep insurance costs down.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.