Best Maquoketa, Iowa Auto Insurance in 2024
The average Maquoketa, IA auto insurance rates are $239 per month. The minimum auto insurance in Maquoketa is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Maquoketa, Iowa, compare quotes from multiple companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Sep 12, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Maquoketa, IA for senior drivers are $1,600 per year
- The average commute length in Maquoketa is 19.1 minutes
- The cheapest auto insurance company in Maquoketa is USAA
Maquoketa, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Maquoketa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Maquoketa, Iowa, including driving record, credit, commute time, and more.
Compare auto insurance in Maquoketa to other Iowa cities, including Cedar Rapids auto insurance rates, Ankeny auto insurance rates, and Davenport auto insurance rates to see how Maquoketa, Iowa auto insurance rates stack up.
Before you buy Maquoketa, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Maquoketa, Iowa auto insurance quotes.
Minimum Auto Insurance in Maquoketa, Iowa
Maquoketa, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Maquoketa, Iowa.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Maquoketa, Iowa Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Maquoketa, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,764 | $1,694 | $1,572 | $1,599 | $5,092 | $5,733 | $1,916 | $1,969 |
| American Family | $1,976 | $1,976 | $1,766 | $1,766 | $5,251 | $7,378 | $1,976 | $2,381 |
| Farmers | $1,448 | $1,476 | $1,298 | $1,418 | $4,354 | $4,641 | $1,958 | $2,091 |
| Geico | $1,893 | $1,693 | $1,696 | $1,552 | $4,278 | $3,972 | $1,787 | $1,651 |
| Liberty Mutual | $2,048 | $2,219 | $1,802 | $2,188 | $10,081 | $11,338 | $2,321 | $2,556 |
| Nationwide | $1,686 | $1,731 | $1,503 | $1,605 | $3,861 | $4,996 | $1,907 | $2,074 |
| Progressive | $1,848 | $1,777 | $1,524 | $1,584 | $4,542 | $5,127 | $2,221 | $2,397 |
| State Farm | $1,424 | $1,424 | $1,246 | $1,246 | $3,784 | $4,807 | $1,600 | $1,819 |
| Travelers | $2,272 | $2,320 | $2,201 | $2,207 | $9,898 | $15,725 | $2,362 | $2,805 |
| USAA | $1,196 | $1,207 | $1,100 | $1,117 | $3,276 | $3,469 | $1,433 | $1,579 |
Cheap Maquoketa, Iowa Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Maquoketa, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Maquoketa, Iowa.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,092 | $5,733 |
| American Family | $5,251 | $7,378 |
| Farmers | $4,354 | $4,641 |
| Geico | $4,278 | $3,972 |
| Liberty Mutual | $10,081 | $11,338 |
| Nationwide | $3,861 | $4,996 |
| Progressive | $4,542 | $5,127 |
| State Farm | $3,784 | $4,807 |
| Travelers | $9,898 | $15,725 |
| USAA | $3,276 | $3,469 |
Cheap Maquoketa, Iowa Auto Insurance for Seniors
What are senior auto insurance rates in Maquoketa, Iowa? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,572 | $1,599 |
| American Family | $1,766 | $1,766 |
| Farmers | $1,298 | $1,418 |
| Geico | $1,696 | $1,552 |
| Liberty Mutual | $1,802 | $2,188 |
| Nationwide | $1,503 | $1,605 |
| Progressive | $1,524 | $1,584 |
| State Farm | $1,246 | $1,246 |
| Travelers | $2,201 | $2,207 |
| USAA | $1,100 | $1,117 |
Cheap Maquoketa, Iowa Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Maquoketa, Iowa compared to the annual auto insurance rates with a clean record in Maquoketa, Iowa.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,268 | $2,743 | $3,122 | $2,536 |
| American Family | $2,208 | $3,232 | $4,197 | $2,597 |
| Farmers | $1,989 | $2,468 | $2,507 | $2,378 |
| Geico | $1,756 | $2,451 | $3,170 | $1,884 |
| Liberty Mutual | $3,731 | $4,617 | $4,703 | $4,226 |
| Nationwide | $1,752 | $2,517 | $3,430 | $1,982 |
| Progressive | $2,111 | $3,463 | $2,292 | $2,644 |
| State Farm | $2,012 | $2,325 | $2,169 | $2,169 |
| Travelers | $3,633 | $4,832 | $6,461 | $4,970 |
| USAA | $1,371 | $1,844 | $2,398 | $1,575 |
Cheap Maquoketa, Iowa Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Maquoketa, Iowa is not easy. Compare the annual rates for DUI auto insurance in Maquoketa, Iowa to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,122 |
| American Family | $4,197 |
| Farmers | $2,507 |
| Geico | $3,170 |
| Liberty Mutual | $4,703 |
| Nationwide | $3,430 |
| Progressive | $2,292 |
| State Farm | $2,169 |
| Travelers | $6,461 |
| USAA | $2,398 |
Cheap Maquoketa, Iowa Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Maquoketa, Iowa annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,184 | $2,535 | $2,283 |
| American Family | $3,901 | $2,866 | $2,409 |
| Farmers | $2,682 | $2,221 | $2,104 |
| Geico | $2,783 | $2,315 | $1,848 |
| Liberty Mutual | $6,148 | $3,810 | $2,999 |
| Nationwide | $2,940 | $2,302 | $2,019 |
| Progressive | $3,103 | $2,508 | $2,272 |
| State Farm | $3,088 | $1,911 | $1,507 |
| Travelers | $5,599 | $4,775 | $4,547 |
| USAA | $2,359 | $1,624 | $1,408 |
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Cheap Maquoketa, Iowa Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Maquoketa, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Maquoketa, Iowa to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 52060 | $2,418 |
Cheap Maquoketa, Iowa Auto Insurance Rates By Commute
Commute length and annual mileage affect Maquoketa, Iowa auto insurance. Find the cheapest annual Maquoketa, Iowa auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $2,604 | $2,730 |
| American Family | $3,023 | $3,094 |
| Farmers | $2,336 | $2,336 |
| Geico | $2,269 | $2,362 |
| Liberty Mutual | $4,319 | $4,319 |
| Nationwide | $2,420 | $2,420 |
| Progressive | $2,628 | $2,628 |
| State Farm | $2,117 | $2,221 |
| Travelers | $4,974 | $4,974 |
| USAA | $1,732 | $1,862 |
Cheap Maquoketa, Iowa Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Maquoketa, Iowa? Check out the comparison of annual Maquoketa, Iowa auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,573 | $2,670 | $2,758 |
| American Family | $3,076 | $3,228 | $2,872 |
| Farmers | $2,233 | $2,343 | $2,431 |
| Geico | $2,192 | $2,316 | $2,437 |
| Liberty Mutual | $4,151 | $4,314 | $4,492 |
| Nationwide | $2,522 | $2,409 | $2,330 |
| Progressive | $2,470 | $2,637 | $2,776 |
| State Farm | $2,069 | $2,180 | $2,258 |
| Travelers | $4,697 | $5,048 | $5,176 |
| USAA | $1,706 | $1,803 | $1,883 |
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Best By Category: Cheapest Auto Insurance in Maquoketa, Iowa
Compare the cheapest auto insurance companies in Maquoketa, Iowa in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Maquoketa, Iowa Auto Insurance Companies
What auto insurance companies in Maquoketa, Iowa are the cheapest? Compare the top Maquoketa, Iowa auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,667 |
| American Family | $3,059 |
| Farmers | $2,336 |
| Geico | $2,315 |
| Liberty Mutual | $4,319 |
| Nationwide | $2,420 |
| Progressive | $2,628 |
| State Farm | $2,169 |
| Travelers | $4,974 |
| USAA | $1,797 |
What affects auto insurance rates in Maquoketa, Iowa?
There are a lot of reasons why auto insurance rates in Maquoketa, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Maquoketa, Iowa. Many local factors may affect your Maquoketa auto insurance rates.
Maquoketa Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Maquoketa, Iowa commute length is 19.1 minutes according to City-Data.
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Compare Maquoketa, Iowa Auto Insurance Quotes
Before you buy Maquoketa, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Maquoketa, Iowa auto insurance quotes.
Frequently Asked Questions
What is Maquoketa, IA Auto Insurance?
Maquoketa, IA Auto Insurance refers to insurance coverage specifically designed to protect vehicles and drivers in Maquoketa, Iowa. It provides financial protection in the event of accidents, damage, theft, or other incidents involving insured vehicles.
What does Maquoketa, IA Auto Insurance typically cover?
Auto insurance policies in Maquoketa, IA generally provide coverage for liability, which includes bodily injury and property damage caused to others in an accident where you are at fault. Additionally, policies often include coverage for medical expenses, uninsured/underinsured motorist protection, comprehensive coverage (for non-collision incidents like theft or vandalism), and collision coverage (for damage caused by accidents).
Are there any specific auto insurance requirements in Maquoketa, IA?
Yes, Maquoketa, IA follows the state’s minimum auto insurance requirements. Drivers in Iowa must carry liability insurance with minimum limits of 20/40/15. This means coverage for bodily injury per person is at least $20,000, bodily injury per accident is at least $40,000, and property damage coverage is at least $15,000.
Can I customize my auto insurance coverage in Maquoketa, IA?
Yes, auto insurance coverage can often be customized based on your individual needs and preferences. In addition to the required liability coverage, you can choose to add optional coverages such as comprehensive, collision, rental car reimbursement, roadside assistance, and more. Discuss your specific requirements with an insurance agent to tailor your policy accordingly.
How can I find the best auto insurance in Maquoketa, IA?
To find the best auto insurance in Maquoketa, IA, consider the following steps:
- Research insurance providers: Look for reputable insurance companies that offer auto insurance in Maquoketa, IA.
- Compare quotes: Obtain quotes from multiple insurers and compare coverage options, premiums, deductibles, and customer reviews.
- Assess coverage needs: Evaluate your specific coverage requirements based on factors like your vehicle type, driving habits, and financial situation.
- Consider discounts: Inquire about available discounts such as multi-policy, safe driver, or good student discounts that can help reduce your premium.
- Seek professional advice: Consult with an experienced insurance agent who can guide you through the process and help you make an informed decision.
Can my Maquoketa, IA auto insurance policy cover rental cars?
It depends on your policy. Some auto insurance policies offer coverage for rental cars as an optional add-on. This coverage is often referred to as “Rental Car Reimbursement” or “Rental Car Coverage.” It provides coverage for the cost of renting a vehicle if your insured car is being repaired due to a covered claim. Review your policy or contact your insurance provider to understand if rental car coverage is included or available as an add-on.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.