Best Meridian, Mississippi Auto Insurance in 2024
The average Meridian, MS auto insurance rates are $291 per month. The minimum auto insurance in Meridian is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Meridian, Mississippi, compare quotes from multiple companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Meridian is USAA
- The minimum auto insurance required in Meridian, Mississippi is 25/50/25
- Average auto insurance rates in Meridian, MS for senior drivers are $1,895 per year
Meridian, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Meridian can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Meridian, Mississippi, including driving record, credit, commute time, and more.
Compare auto insurance in Meridian to other Mississippi cities, including Greenville auto insurance rates, Gulfport auto insurance rates, and Meridian auto insurance rates to see how Meridian, Mississippi auto insurance rates stack up.
Before you buy Meridian, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Meridian, Mississippi auto insurance quotes.
Minimum Auto Insurance in Meridian, Mississippi
Meridian, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Meridian, Mississippi.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Meridian, Mississippi Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Meridian, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,843 | $2,716 | $2,539 | $2,596 | $11,258 | $12,006 | $3,226 | $3,312 |
| Geico | $2,711 | $2,567 | $2,469 | $2,294 | $6,650 | $6,293 | $4,461 | $2,193 |
| Liberty Mutual | $2,403 | $2,599 | $1,934 | $2,166 | $8,737 | $9,705 | $2,551 | $2,681 |
| Nationwide | $2,020 | $2,074 | $1,813 | $1,919 | $4,067 | $5,164 | $2,292 | $2,479 |
| Progressive | $2,383 | $2,197 | $1,966 | $1,899 | $8,832 | $9,856 | $2,438 | $2,526 |
| State Farm | $1,871 | $1,871 | $1,677 | $1,677 | $5,471 | $6,878 | $2,087 | $2,380 |
| Travelers | $1,467 | $1,493 | $1,401 | $1,404 | $6,640 | $10,529 | $1,544 | $1,771 |
| USAA | $1,367 | $1,349 | $1,281 | $1,288 | $3,464 | $4,104 | $1,656 | $1,816 |
Cheap Meridian, Mississippi Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Meridian, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Meridian, Mississippi.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,258 | $12,006 |
| Geico | $6,650 | $6,293 |
| Liberty Mutual | $8,737 | $9,705 |
| Nationwide | $4,067 | $5,164 |
| Progressive | $8,832 | $9,856 |
| State Farm | $5,471 | $6,878 |
| Travelers | $6,640 | $10,529 |
| USAA | $3,464 | $4,104 |
Cheap Meridian, Mississippi Auto Insurance for Seniors
What are senior auto insurance rates in Meridian, Mississippi? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,539 | $2,596 |
| Geico | $2,469 | $2,294 |
| Liberty Mutual | $1,934 | $2,166 |
| Nationwide | $1,813 | $1,919 |
| Progressive | $1,966 | $1,899 |
| State Farm | $1,677 | $1,677 |
| Travelers | $1,401 | $1,404 |
| USAA | $1,281 | $1,288 |
Cheap Meridian, Mississippi Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Meridian, Mississippi compared to the annual auto insurance rates with a clean record in Meridian, Mississippi.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,272 | $5,028 | $6,107 | $4,840 |
| Geico | $2,298 | $3,495 | $5,328 | $3,698 |
| Liberty Mutual | $2,904 | $4,646 | $4,754 | $4,085 |
| Nationwide | $2,184 | $2,781 | $3,533 | $2,416 |
| Progressive | $3,428 | $4,618 | $3,980 | $4,023 |
| State Farm | $2,711 | $3,328 | $2,958 | $2,958 |
| Travelers | $2,869 | $3,002 | $4,128 | $3,125 |
| USAA | $1,590 | $2,036 | $2,767 | $1,769 |
Cheap Meridian, Mississippi Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Meridian, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Meridian, Mississippi to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,107 |
| Geico | $5,328 |
| Liberty Mutual | $4,754 |
| Nationwide | $3,533 |
| Progressive | $3,980 |
| State Farm | $2,958 |
| Travelers | $4,128 |
| USAA | $2,767 |
Cheap Meridian, Mississippi Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Meridian, Mississippi annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,861 | $5,189 | $4,136 |
| Geico | $5,586 | $3,164 | $2,364 |
| Liberty Mutual | $5,866 | $3,598 | $2,827 |
| Nationwide | $3,203 | $2,607 | $2,376 |
| Progressive | $4,535 | $3,885 | $3,617 |
| State Farm | $4,312 | $2,612 | $2,043 |
| Travelers | $3,718 | $3,040 | $3,086 |
| USAA | $2,788 | $1,817 | $1,517 |
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Cheap Meridian, Mississippi Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Meridian, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Meridian, Mississippi to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 39301 | $3,110 |
| 39305 | $2,940 |
| 39307 | $2,993 |
Cheap Meridian, Mississippi Auto Insurance Rates By Commute
Commute length and annual mileage affect Meridian, Mississippi auto insurance. Find the cheapest annual Meridian, Mississippi auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,062 | $5,062 |
| Geico | $3,694 | $3,715 |
| Liberty Mutual | $4,097 | $4,097 |
| Nationwide | $2,728 | $2,728 |
| Progressive | $4,012 | $4,012 |
| State Farm | $2,917 | $3,061 |
| Travelers | $3,281 | $3,281 |
| USAA | $1,979 | $2,102 |
Cheap Meridian, Mississippi Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Meridian, Mississippi? Check out the comparison of annual Meridian, Mississippi auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,835 | $5,055 | $5,296 |
| Geico | $3,508 | $3,729 | $3,877 |
| Liberty Mutual | $3,849 | $4,079 | $4,363 |
| Nationwide | $2,586 | $2,720 | $2,879 |
| Progressive | $3,571 | $4,066 | $4,400 |
| State Farm | $2,818 | $2,977 | $3,172 |
| Travelers | $3,111 | $3,300 | $3,432 |
| USAA | $1,912 | $2,030 | $2,180 |
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Best By Category: Cheapest Auto Insurance in Meridian, Mississippi
Compare the cheapest auto insurance companies in Meridian, Mississippi in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Meridian, Mississippi Auto Insurance Companies
What auto insurance companies in Meridian, Mississippi are the cheapest? Compare the top Meridian, Mississippi auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,062 |
| Geico | $3,705 |
| Liberty Mutual | $4,097 |
| Nationwide | $2,728 |
| Progressive | $4,012 |
| State Farm | $2,989 |
| Travelers | $3,281 |
| USAA | $2,041 |
What affects auto insurance rates in Meridian, Mississippi?
There are a lot of reasons why auto insurance rates in Meridian, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Meridian, Mississippi. Many local factors may affect your Meridian auto insurance rates.
Meridian Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Meridian, Mississippi auto theft statistics, there have been 114 auto thefts in the city.
Meridian Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Meridian, Mississippi commute length is 17.8 minutes according to City-Data.
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Compare Meridian, Mississippi Auto Insurance Quotes
Before you buy Meridian, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Meridian, Mississippi auto insurance quotes.
Frequently Asked Questions
How does commute length impact auto insurance rates in Meridian, Mississippi?
Impact of commute length: Longer commutes or higher mileage can lead to higher premiums. Shorter commutes or lower mileage may qualify for lower rates. Provide accurate commute information for quotes.
Is there a difference in auto insurance rates based on ZIP codes in Meridian, Mississippi?
Difference in rates based on ZIP codes: Rates vary based on factors like population density, crime rates, and accident statistics. Compare quotes from different ZIP codes.
How does credit history affect auto insurance rates in Meridian, Mississippi?
Impact of credit history: Credit scores affect rates. Higher scores indicate responsibility and lower risk. Maintain good credit for potential lower rates.
How does a driving record impact auto insurance rates in Meridian, Mississippi?
Impact of driving record: Clean records receive lower rates, while accidents, DUIs, or speeding violations result in higher premiums. Compare quotes despite record.
Do senior drivers receive any discounts or benefits for auto insurance in Meridian, Mississippi?
Discounts for senior drivers: Senior drivers usually receive lower rates. Compare quotes for the most favorable rates.
Are there special considerations for teen drivers in Meridian, Mississippi?
Special considerations for teen drivers: Teen drivers face higher rates due to lack of experience. Compare quotes to find affordable options.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.