Best Mineral Wells, Texas Auto Insurance in 2024
The average Mineral Wells, TX auto insurance rates are $318 per month. The minimum auto insurance in Mineral Wells is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mineral Wells, Texas, compare quotes from multiple companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Mineral Wells for teen drivers is Progressive
- Average auto insurance rates in Mineral Wells, TX for senior drivers are $2,327 per year
- The cheapest auto insurance company in Mineral Wells is USAA
Mineral Wells, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mineral Wells can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mineral Wells, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in Mineral Wells to other Texas cities, including Corpus Christi auto insurance rates, Austin auto insurance rates, and Plano auto insurance rates to see how Mineral Wells, Texas auto insurance rates stack up.
Before you buy Mineral Wells, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mineral Wells, Texas auto insurance quotes.
Minimum Auto Insurance in Mineral Wells, Texas
Mineral Wells, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mineral Wells, Texas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Mineral Wells, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Mineral Wells, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,179 | $3,207 | $3,138 | $3,138 | $8,398 | $10,129 | $3,927 | $4,092 |
| American Family | $3,637 | $3,969 | $3,067 | $3,454 | $7,565 | $10,039 | $4,850 | $5,497 |
| Geico | $2,326 | $2,498 | $2,220 | $2,498 | $5,032 | $5,245 | $2,517 | $2,527 |
| Nationwide | $2,475 | $2,522 | $2,181 | $2,316 | $7,023 | $9,050 | $2,907 | $3,153 |
| Progressive | $2,332 | $2,256 | $2,058 | $2,106 | $9,254 | $10,340 | $2,790 | $2,870 |
| State Farm | $1,940 | $1,940 | $1,731 | $1,731 | $4,728 | $6,044 | $2,115 | $2,182 |
| USAA | $1,547 | $1,558 | $1,476 | $1,468 | $4,292 | $4,682 | $2,058 | $2,212 |
Cheap Mineral Wells, Texas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Mineral Wells, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mineral Wells, Texas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,398 | $10,129 |
| American Family | $7,565 | $10,039 |
| Geico | $5,032 | $5,245 |
| Nationwide | $7,023 | $9,050 |
| Progressive | $9,254 | $10,340 |
| State Farm | $4,728 | $6,044 |
| USAA | $4,292 | $4,682 |
Cheap Mineral Wells, Texas Auto Insurance for Seniors
What are senior auto insurance rates in Mineral Wells, Texas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,138 | $3,138 |
| American Family | $3,067 | $3,454 |
| Geico | $2,220 | $2,498 |
| Nationwide | $2,181 | $2,316 |
| Progressive | $2,058 | $2,106 |
| State Farm | $1,731 | $1,731 |
| USAA | $1,476 | $1,468 |
Cheap Mineral Wells, Texas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mineral Wells, Texas compared to the annual auto insurance rates with a clean record in Mineral Wells, Texas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,810 | $5,856 | $6,128 | $3,810 |
| American Family | $4,847 | $6,031 | $5,313 | $4,847 |
| Geico | $2,639 | $3,469 | $2,923 | $3,400 |
| Nationwide | $3,421 | $3,421 | $5,100 | $3,872 |
| Progressive | $3,714 | $4,746 | $4,344 | $4,198 |
| State Farm | $2,482 | $2,856 | $3,386 | $2,482 |
| USAA | $1,802 | $2,653 | $3,124 | $2,068 |
Cheap Mineral Wells, Texas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Mineral Wells, Texas is not easy. Compare the annual rates for DUI auto insurance in Mineral Wells, Texas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,128 |
| American Family | $5,313 |
| Geico | $2,923 |
| Nationwide | $5,100 |
| Progressive | $4,344 |
| State Farm | $3,386 |
| USAA | $3,124 |
Cheap Mineral Wells, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Mineral Wells, Texas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,221 | $4,569 | $3,913 |
| American Family | $7,508 | $4,436 | $3,835 |
| Geico | $4,791 | $2,717 | $1,816 |
| Nationwide | $4,749 | $3,805 | $3,307 |
| Progressive | $4,818 | $4,125 | $3,809 |
| State Farm | $3,965 | $2,470 | $1,969 |
| USAA | $3,550 | $2,043 | $1,642 |
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Cheap Mineral Wells, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Mineral Wells, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mineral Wells, Texas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 76067 | $5,485 |
Cheap Mineral Wells, Texas Auto Insurance Rates By Commute
Commute length and annual mileage affect Mineral Wells, Texas auto insurance. Find the cheapest annual Mineral Wells, Texas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,787 | $5,015 |
| American Family | $5,260 | $5,260 |
| Geico | $3,048 | $3,167 |
| Nationwide | $3,953 | $3,953 |
| Progressive | $4,251 | $4,251 |
| State Farm | $2,801 | $2,801 |
| USAA | $2,381 | $2,442 |
Cheap Mineral Wells, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Mineral Wells, Texas? Check out the comparison of annual Mineral Wells, Texas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,786 | $4,858 | $5,059 |
| American Family | $5,012 | $5,128 | $5,640 |
| Geico | $2,958 | $3,073 | $3,292 |
| Nationwide | $4,283 | $3,782 | $3,795 |
| Progressive | $4,101 | $4,237 | $4,414 |
| State Farm | $2,665 | $2,797 | $2,942 |
| USAA | $2,333 | $2,403 | $2,499 |
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Best By Category: Cheapest Auto Insurance in Mineral Wells, Texas
Compare the cheapest auto insurance companies in Mineral Wells, Texas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
The Cheapest Mineral Wells, Texas Auto Insurance Companies
What auto insurance companies in Mineral Wells, Texas are the cheapest? Compare the top Mineral Wells, Texas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,901 |
| American Family | $5,260 |
| Geico | $3,108 |
| Nationwide | $3,953 |
| Progressive | $4,251 |
| State Farm | $2,801 |
| USAA | $2,412 |
What affects auto insurance rates in Mineral Wells, Texas?
There are a lot of reasons why auto insurance rates in Mineral Wells, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mineral Wells, Texas. Many local factors may affect your Mineral Wells auto insurance rates.
Mineral Wells Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Mineral Wells, Texas auto theft statistics, there have been 29 auto thefts in the city.
Mineral Wells Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mineral Wells, Texas commute length is 23.1 minutes according to City-Data.
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Compare Mineral Wells, Texas Auto Insurance Quotes
Before you buy Mineral Wells, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mineral Wells, Texas auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Mineral Wells, TX?
Yes, auto insurance is mandatory in Mineral Wells, TX, as it is in the entire state of Texas. The law requires all drivers to carry a minimum amount of liability insurance coverage to ensure financial responsibility in case of accidents.
What does liability insurance cover?
Liability insurance covers damages or injuries you may cause to others while operating your vehicle. It typically includes two components: bodily injury liability, which pays for medical expenses and other costs related to injuries, and property damage liability, which covers damages to another person’s property.
What is collision coverage?
Collision coverage is an optional insurance component that pays for damages to your vehicle resulting from a collision with another vehicle or object, regardless of who is at fault. This coverage helps cover the cost of repairing or replacing your vehicle.
What does comprehensive coverage include?
Comprehensive coverage is another optional component that covers damages to your vehicle that are not caused by a collision. This can include theft, vandalism, fire, natural disasters, falling objects, and other specified events. It provides protection for the value of your vehicle.
Are there any additional auto insurance coverage options available?
Yes, in addition to liability, collision, and comprehensive coverage, there are other options you can consider. Some common additional coverage options include uninsured/underinsured motorist coverage, medical payments coverage, rental reimbursement coverage, and roadside assistance coverage.
How are auto insurance premiums determined in Mineral Wells, TX?
Auto insurance premiums in Mineral Wells, TX, are determined by several factors. These factors include your driving history, age, gender, type of vehicle, location, credit history, coverage limits, and deductibles. Insurance companies assess these factors to calculate the risk associated with insuring you and determine your premium.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.