Best Montana Auto Insurance in 2024 (Your Guide to the Top 10 Companies)
Explore State Farm, Geico, and Allstate, the best Montana auto insurance providers, with plans starting at just $14 a month. These companies are recognized for their comprehensive coverage options, exceptional customer service, and affordable rates, making them the top choices for Montana drivers.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Montana
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Montana
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Montana
A.M. Best Rating
Complaint Level
Pros & Cons
The top picks for the best Montana auto insurance are State Farm, Geico, and Allstate, renowned for their superior coverage and customer service.
These companies offer a variety of policies that cater to diverse needs and budgets, ensuring comprehensive protection for Montana drivers. Learn more in our complete “Best Auto Insurance Companies.”
Our Top 10 Company Picks: Best Montana Auto Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 13% B Many Discounts State Farm
#2 15% A++ Cheap Rates Geico
#3 10% A+ Add-on Coverages Allstate
#4 15% A+ Online Convenience Progressive
#5 10% A++ Accident Forgiveness Travelers
#6 12% A+ Usage Discount Nationwide
#7 10% A++ Military Savings USAA
#8 15% A Local Agents Farmers
#9 15% A Student Savings American Family
#10 18% A Customizable Polices Liberty Mutual
As you navigate through the complexities of auto insurance requirements in the state, these providers stand out by offering tailored solutions that enhance driver safety and satisfaction. This article explores the advantages of choosing from these leading insurers, helping you make an informed decision to secure optimal coverage.
- Cheap Auto Insurance in Montana
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- State Farm stands out as the top choice for the best Montana auto insurance
- Explore tailored coverage options that meet unique Montana driving needs
- Discover providers that excel in customer satisfaction and claim handling
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#1 – State Farm: Top Overall Pick
Pros
- Bundling Policies: State Farm offers significant discounts for bundling multiple insurance policies.
- High Low-Mileage Discount: State Farm provides a substantial discount for low-mileage usage.
- Wide Coverage: State Farm offers various coverage options tailored to different business needs. Discover insights in our guide titled “State Farm Auto Insurance Review.”
Cons
- Limited Multi-Policy Discount: The multi-policy discount of State Farm is not as high compared to some competitors.
- Premium Costs: Despite discounts, State Farm’s premiums might still be relatively higher for certain coverage levels.
#2 – Geico: Best for Cheap Rates
Pros
- Competitive Multi-Vehicle Discount: Geico offers a 15% discount for insuring multiple vehicles.
- Excellent Financial Strength: Rated A++ by A.M. Best, indicating superior financial health. Learn more by reading our guide titled “Geico Auto Insurance Review.”
- Affordable Premiums: Known for offering some of the lowest insurance rates in the industry.
Cons
- Customer Service Variability: Some customers report variability in service quality across different regions.
- Policy Customization: Fewer options for coverage customization compared to other insurers.
#3 – Allstate: Best for Add-on Coverages
Pros
- Variety of Add-on Options: Allstate provides numerous add-ons for comprehensive coverage customization.
- Robust Online Tools: Offers a range of online tools for claims and policy management. Access comprehensive insights into our guide titled Allstate auto insurance review.
- Solid Financial Rating: Holds an A+ rating from A.M. Best, ensuring strong financial reliability.
Cons
- Higher Cost: Generally, premiums are higher, especially without discounts.
- Discounts Dependence: Best rates are typically available only with multiple discounts applied.
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#4 – Progressive: Best for Online Convenience
Pros
- User-Friendly Online Platform: Known for a superior online service that makes managing policies and filing claims easy.
- Competitive Multi-Vehicle Discount: Offers a 15% discount for multiple vehicles. Delve into our evaluation of Progressive auto insurance review.
- Innovative Tools: Provides tools like the Name Your Price® tool for personalized rate options.
Cons
- Customer Service Issues: Some users report less satisfactory interactions with customer service.
- Rate Fluctuations: Customers may experience rate increases at renewal without a clear explanation.
#5 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Travelers offers accident forgiveness policies, preventing premium hikes after your first accident.
- High Financial Rating: Rated A++ by A.M. Best, showcasing financial excellence. See more details in our guide titled “Travelers Auto Insurance Review.”
- Flexible Policy Options: Offers a range of options that can be tailored to individual needs.
Cons
- Pricing: May be more expensive compared to other options without qualifying for discounts.
- Complexity in Policy Selection: Some customers find the selection process for the right coverages complex.
#6 – Nationwide: Best for Usage Discount
Pros
- SmartRide Discount: Nationwide offers discounts for safe driving through its SmartRide program.
- Broad Coverage Options: Provides a comprehensive range of coverage options for various needs.
- Strong Financial Stability: Maintains an A+ rating from A.M. Best. Read up on the Nationwide auto insurance review for more information.
Cons
- Variable Customer Service: Customer service quality can vary significantly depending on the region.
- Policy Costs: This can be higher before applying usage-based discounts.
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#7 – USAA: Best for Military Savings
Pros
- Exclusive Military Benefits: USAA offers specific benefits and discounts for military members and their families.
- Top-Tier Customer Service: Consistently rated highly for customer satisfaction.
- Exceptional Financial Strength: Rated A++ by A.M. Best. Unlock details in our guide titled USAA auto insurance review.
Cons
- Limited Availability: Services are only available to military members, veterans, and their families.
- Less Local Agents: Fewer physical locations compared to other major insurers.
#8 – Farmers: Best for Local Agents
Pros
- Strong Agent Network: Farmers has a robust network of local agents providing personalized service.
- Comprehensive Coverage Options: Offers a wide variety of coverage options including unique add-ons.
- High Multi-Vehicle Discount: Provides a 15% discount for multi-vehicle policies. More information is available about this provider in our Farmers auto insurance review.
Cons
- Higher Premiums: Generally, premiums are higher than some competitors.
- Inconsistency in Customer Experiences: Customer satisfaction can vary greatly depending on the local agent.
#9 – American Family: Best for Student Savings
Pros
- Discounts for Students: Offers significant discounts for students maintaining good grades.
- Customizable Coverage: Flexible policy options to suit various customer needs.
- Good Financial Health: Maintains a solid A rating from A.M. Best. See more details in our guide titled “American Family Auto Insurance Review.”
Cons
- Availability: Services may not be available in all states.
- Rate Adjustments: Customers may experience unexpected rate increases.
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#10 – Liberty Mutual: Best for Customizable Policies
Pros
- Highly Customizable Policies: Offers a wide range of options for personalizing coverage.
- Largest Multi-Vehicle Discount: Provides the highest multi-vehicle discount at 18%. Discover more about offerings in our complete Liberty Mutual auto insurance review.
- Strong Online Presence: Well-developed online tools for managing policies and filing claims.
Cons
- Premium Costs: These can be higher than competitors, especially for basic coverage.
- Mixed Reviews on Claims Process: Some customers report dissatisfaction with the claims process.
Detailed Comparison of Monthly Auto Insurance Rates in Montana
Understanding the cost differences between minimum and full coverage auto insurance in Montana can help you make an informed decision about your insurance needs. The following section breaks down the monthly rates provided by various insurance companies.
Montana Auto Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $42 $154
American Family $34 $125
Farmers $45 $164
Geico $23 $82
Liberty Mutual $16 $59
Nationwide $24 $88
Progressive $47 $171
State Farm $19 $70
Travelers $30 $111
USAA $14 $50
The monthly rates for minimum coverage auto insurance in Montana vary significantly across different providers. For instance, Liberty Mutual offers the lowest rate at $16, while Progressive presents the highest at $47. Read more in our “What are the recommended auto insurance coverage levels?“
Conversely, when considering full coverage, USAA offers the most affordable option at just $50 per month, while Progressive’s full coverage is the most expensive at $171 per month. This range in pricing highlights the importance of comparing insurance offerings to ensure that you receive the best coverage for your financial situation.
Notably, companies like State Farm and Geico also offer competitive rates, with State Farm charging $19 for minimum coverage and $70 for full, and Geico offering $23 and $82 respectively. These figures illustrate how premium costs can differ based on the level of coverage and the insurance provider.
Finding Cheap Auto Insurance in Montana
Knowing what to look for in terms of coverage and other rate factors can help you find the cheapest car insurance company for your needs. Below, we’ve covered in detail which companies sell the cheapest coverages, which companies are cheapest for different driving records, and more.
Cheapest Liability Auto Insurance Rates in Montana
Every driver in Montana must carry minimum liability auto insurance to drive legally. However, how much drivers pay depends partially on their choice of insurance company. The annual cost of minimum liability insurance can range anywhere from $200 to well over $500.
Take a look at the average rates below to see which company sells the cheapest liability car insurance in Montana.
Montana Minimum Coverage Auto Insurance Monthly Rates by Provider
Insurance Company | Rates |
---|---|
Allstate | $42 |
American Family | $34 |
Farmers | $45 |
Geico | $23 |
Liberty Mutual | $16 |
Nationwide | $24 |
Progressive | $47 |
State Farm | $19 |
Travelers | $30 |
USAA | $14 |
U.S. Average | $45 |
USAA is one of the cheapest companies in Montana for minimum liability insurance, but keep in mind it is only for military members and veterans. Check out our USAA auto insurance review for more information. If you aren’t military or a veteran, then other good choices based on cost might be Progressive or State Farm.
It’s important to note that we recommend carrying more than minimum liability insurance if you can. Not carrying full coverage could leave you financially bankrupt after an accident, as minimum liability insurance only covers damages to others’ cars and others’ injuries if you cause an accident.
Cheapest Full Coverage Auto Insurance Rates in Montana
Full coverage auto insurance may cost more, but you will be better protected after an accident. The comprehensive and collision insurance included in full coverage will pay for repairs to your car if you cause an accident. By shopping around at different insurance companies, you can find a more affordable rate for full coverage.
Montana Full Coverage Auto Insurance Monthly Rates by Provider
Insurance Company | Rates |
---|---|
Allstate | $154 |
American Family | $125 |
Farmers | $164 |
Geico | $82 |
Liberty Mutual | $59 |
Nationwide | $88 |
Progressive | $171 |
State Farm | $70 |
Travelers | $111 |
USAA | $50 |
U.S. Average | $119 |
USAA, Progressive, and State Farm offer some of the cheapest rates for full coverage in Montana, saving customers more than $1,000 compared to companies like Allstate.
Cheapest Montana Auto Insurance Rates for Bad Credit
Montana insurance companies can use credit scores as a factor when determining a driver’s rates. Drivers with poor credit scores are seen as higher risk because they are more likely to miss payments and therefore risk their insurance being canceled. The best auto insurance companies for drivers with bad credit are companies that penalize drivers less based on credit.
Montana Full Coverage Auto Insurance Monthly Rates by Credit Score & Provider
Insurance Company | Poor Credit | Fair Credit | Good Credit |
---|---|---|---|
Allstate | $296 | $197 | $166 |
American Family | $203 | $136 | $116 |
Farmers | $269 | $161 | $140 |
Geico | $148 | $100 | $82 |
Liberty Mutual | $355 | $226 | $177 |
Nationwide | $166 | $133 | $120 |
Progressive | $206 | $138 | $109 |
State Farm | $200 | $118 | $91 |
Travelers | $194 | $128 | $107 |
USAA | $203 | $133 | $110 |
U.S. Average | $226 | $148 | $123 |
Once again, the cheapest Montana car insurance company for bad credit is USAA. Progressive and Geico are also good choices. If you find your Montana insurance rates increased due to poor credit, improving your credit score can reduce your premiums over time.
Cheapest Montana Auto Insurance Rates for At-Fault Accidents
An at-fault accident can increase your rates by hundreds of dollars because you are seen as a higher risk by your insurance company. The best way to reduce your rates is to keep a clean driving record after an accident, but shopping around can help you find cheap rates in Montana on auto insurance for drivers with accidents.
Montana Full Coverage Auto Insurance Monthly Rates by Provider: One Accident vs. Clean Record
Insurance Company | One Accident | Clean Record |
---|---|---|
Allstate | $202 | $154 |
American Family | $188 | $125 |
Farmers | $225 | $164 |
Geico | $115 | $82 |
Liberty Mutual | $102 | $59 |
Nationwide | $149 | $88 |
Progressive | $261 | $171 |
State Farm | $80 | $70 |
Travelers | $156 | $111 |
USAA | $66 | $50 |
U.S. Average | $173 | $119 |
Keep in mind that your car insurance rates in Montana will increase with each claim if you have multiple at-fault accident claims.
For unmatched value and reliability in Montana, State Farm stands out as the top auto insurance provider.Kristen Gryglik Licensed Insurance Agent
One way to avoid rate increases with your first at-fault insurance claim is to pick one of the best accident forgiveness auto insurance companies, where your rates won’t increase with your first at-fault claim with the company if you have a prior clean driving record.
Cheapest Montana Auto Insurance Rates for DUIs
A DUI is often worse than an at-fault accident if you’re looking for the best car insurance rates in Montana. If you get a DUI, you should shop around to find the best auto insurance for drivers with a DUI.
Montana Full Coverage Auto Insurance Monthly Rates: Clean Record vs. DUI
Insurance Company | Clean Record | One DUI |
---|---|---|
Allstate | $154 | $213 |
American Family | $125 | $207 |
Farmers | $164 | $217 |
Geico | $82 | $203 |
Liberty Mutual | $59 | $102 |
Nationwide | $88 | $200 |
Progressive | $171 | $239 |
State Farm | $70 | $77 |
Travelers | $111 | $231 |
USAA | $50 | $94 |
U.S. Average | $119 | $209 |
Progressive auto insurance is one of the insurance companies that raise Montana insurance rates the least for a DUI, followed by companies like State Farm auto insurance. On the other hand, Geico and Allstate may be some of the more expensive companies to stay with if you get a DUI. Either way, you should compare quotes from various companies to get cheap car insurance in Montana.
Cheapest Montana Auto Insurance Rates for Teenagers
It’s no secret that young drivers pay more than older drivers due to young drivers’ lack of driving experience. It is often cheapest for teenagers and young drivers to join their parent’s insurance policy, but if young drivers must purchase their own policy, choosing the best auto insurance for teens is vital.
Montana Teen Full Coverage Auto Insurance Monthly Rates by Age, Gender, & Provider
Insurance Company | Age 16: Female | Age 16: Male | Age 18: Female | Age 18: Male |
---|---|---|---|---|
Allstate | $723 | $655 | $533 | $533 |
American Family | $443 | $545 | $327 | $443 |
Farmers | $707 | $641 | $521 | $521 |
Geico | $315 | $285 | $232 | $232 |
Liberty Mutual | $143 | $129 | $105 | $105 |
Nationwide | $289 | $262 | $213 | $213 |
Progressive | $757 | $686 | $558 | $558 |
State Farm | $260 | $236 | $192 | $192 |
Travelers | $804 | $1,018 | $593 | $827 |
USAA | $213 | $193 | $157 | $157 |
U.S. Average | $566 | $618 | $416 | $501 |
If you’re a young driver, avoid companies like Allstate or Farmers, where an auto insurance policy could cost you well over $7,000 annually. Choosing a cheaper company like USAA or State Farm could save you thousands of dollars each year in auto insurance costs.
Cheapest Montana Auto Insurance Rates by City
Just as states vary in average insurance rates due to location factors, your insurance rates will change from city to city as you move around in Montana. Billings, Montana, has some of the most expensive average insurance costs, costing a few hundred dollars more on average than other cities.
Since you’ll find car insurance companies in Billings more expensive, it can be helpful to get multiple car insurance quotes to find the cheapest Billings, MT auto insurance. You can also find affordable rates in other populated cities in Montana, including Great Falls, MT auto insurance.
Montana Auto Insurance Cost Overview by City
Explore the varying landscape of auto insurance expenses across Montana’s cities as we break down the costs to help you make informed decisions. Start comparing rates now for a tailored insurance solution.
Montana Auto Insurance Cost by City
To secure the best auto insurance rates, actively compare offerings from various providers across Montana’s diverse cities.
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Montana Auto Insurance Requirements and Laws
Following Montana’s auto insurance laws and requirements is the best way to ensure you don’t end up fined and with higher insurance rates. Read on to learn more about the required Montana auto insurance, common DUI penalties, and more.
Montana Minimum Auto Insurance Coverages Required
All Montana drivers must carry minimum liability insurance to drive. Finding the cheapest liability car insurance in Montana isn’t difficult, since rates average $33 monthly. Drivers must carry the limits below to meet Montana’s auto insurance requirements:
- Bodily Injury Liability: $25,000 per person and $50,000 per accident
- Property Damage Liability: $20,000 per accident
These limits are fairly low, so we recommend carrying a higher Montana insurance limit if you can afford it. For example, if you crash into a car worth $40,000 and total it, your insurance will only cover $20,000, leaving you on the hook for the rest. Shopping around for cheap auto insurance in Montana can make it easier to afford higher limits.
Optional Auto Insurance Coverage in Montana
Besides bodily injury and property damage liability insurance, all other auto insurance coverages are optional in Montana. The exception is if you have a lease or loan on your car, in which case your lender will require you to carry collision and comprehensive insurance. For the most part, however, you can choose whether you want to carry the following Montana auto insurance coverages:
- Comprehensive Auto Insurance
- Collision Auto Insurance
- Gap Insurance
- Modified Car Insurance
- Non-Owner Auto Insurance
- Rental Car Reimbursement Coverage
- Roadside Assistance Coverage
- Uninsured Motorist (UM) Coverage
- Umbrella Insurance
While adding some of these coverages raises your Montana auto insurance rates, you have better protection against financial losses after an accident.
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So, compare rates from the best car insurance companies in Montana to get cheap rates on the coverages listed above.
Montana DUI Auto Insurance Laws
DUIs will raise auto insurance rates in Montana, costing drivers hundreds or thousands of dollars more each year. However, Montana’s DUI penalties will also result in a host of other possible consequences, such as the following:
- Driving Record Points
- Fines
- Ignition Interlock Device (IID)
- License Suspension
- Possible Jail Time
- Restricted Driver’s License
- Sobriety Programs
- SR-22 Certificate
The severity of penalties depends on whether there were previous offenses and how many. A first DUI offense will have much lighter charges than a third DUI.
Montana SR-22 Auto Insurance Laws
High-risk drivers may be ordered to apply for an SR-22 auto insurance certificate, which is a form of high-risk auto insurance proving you meet Montana auto insurance requirements.
DUIs, suspended licenses, and similar offenses will result in drivers having to request an SR-22 certificate. Read more about the best auto insurance companies for high-risk drivers. We’ve outlined how different drivers can obtain an SR-22 certificate below.
How to Get Montana SR-22 Auto Insurance Coverage
You must contact your insurance company if you already have an insurance policy. Your insurance company will apply for the SR-22 insurance certificate. If your insurance company won’t do this for you or drops you as a customer, you’ll need to find a new insurance company.
If you don’t currently have an insurance company, you may have to pay a fee when you apply for a new company to file your SR-22 form. Some insurance companies may also refuse to sell you insurance because you’re a high-risk driver.
Read More:
Finally, you must purchase non-owner’s car insurance to qualify for an SR-22 certificate if you don’t own a car. After all, SR-22 certificates prove you have the right insurance, so you’ll need to learn more about how to get non-owner SR-22 auto insurance.
Get the Cheapest Montana Auto Insurance Policy and Save
Finding cheap car insurance in Montana doesn’t have to be complicated. Knowing what affects your insurance rates, such as the types of auto insurance you buy, and shopping around goes a long way to keeping your Montana auto insurance rates down.
If you have a serious infraction on your driving record, such as a DUI, shopping around is the best way to get the most affordable rates. Wondering how to lower your auto insurance? Enter your ZIP code into our free quote comparison tool below to get compare cheap car insurance rates in Montana.
Frequently Asked Questions
What are the requirements for auto insurance in Montana?
In Montana, the minimum car insurance requirements include the following coverages:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $20,000 property damage liability coverage per accident
Read more about Montana minimum auto insurance requirements.
What is included in all Montana insurance policies?
All Montana insurance policies typically include mandatory coverages such as bodily injury liability and property damage liability, with options for comprehensive and collision coverage.
Where can I find Allstate insurance in Billings, Montana?
Allstate Insurance is available in Billings, Montana, through local agents and online platforms offering personalized auto and home insurance solutions.
Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.
How can I get competitive auto insurance quotes in Great Falls, MT?
For competitive auto insurance quotes in Great Falls, MT, compare offers online or consult with local insurance agents to find the best rates and coverages.
What does bodily injury liability coverage mean?
Bodily injury liability (BIL) auto insurance coverage is a type of insurance that covers medical expenses, lost wages, and other damages for injuries caused to others in an accident for which you are at fault. In Montana, the minimum bodily injury liability coverage ensures that there is financial protection of up to $25,000 per person and up to $50,000 per accident.
How do I find the best auto insurance quotes in Montana?
To find the best auto insurance quotes in Montana, use online comparison tools or contact multiple insurance companies directly to compare rates and policies.
What is the average cost of auto insurance in Montana?
The average cost of auto insurance in Montana varies, but typically residents can expect to pay between $800 and $1,200 annually, depending on their coverage and driving history.
What is the average cost of home insurance in Montana?
The average cost of home insurance in Montana generally ranges from $800 to $1,300 annually, influenced by factors like home value, location, and chosen deductibles.
What is property damage liability coverage?
Property damage liability coverage provides insurance protection for damages caused to someone else’s property in an accident for which you are at fault. In Montana, the minimum property damage liability coverage requirement is $20,000 per accident. Read more about the best property damage liability auto insurance companies.
Where can I find the best cheap car insurance in Great Falls?
The best cheap car insurance in Great Falls can be sourced by comparing quotes from multiple insurance providers, checking for discounts, and customizing your coverage levels.
Which is the best Montana auto insurance company?
The best Montana auto insurance company varies depending on individual needs, but companies like State Farm, Allstate, and Geico are highly rated for their service and coverage options.
How can I find cheap auto insurance in Montana?
Finding cheap auto insurance in Montana involves comparing quotes from several insurers, looking for discounts, and choosing coverage that meets your needs without excess.
Is Montana a no-fault state?
No, Montana is an at-fault auto insurance state. So, you’re liable for damages in Montana if you cause an at-fault accident.
What options are available for affordable auto insurance in Billings, MT?
Affordable auto insurance in Billings, MT, can be found through various providers offering competitive rates and discounts tailored to your needs.
Which company offers the cheapest home insurance in Montana?
The cheapest home insurance in Montana can be found by comparing quotes from multiple providers, considering local and national companies, and exploring discounts for things like home security.
What are my options for commercial insurance in Montana?
Commercial insurance options in Montana include liability, property, and workers’ compensation insurance, available through providers like Nationwide, Liberty Mutual, and local specialists.
Is it illegal to not have car insurance in Montana?
Yes, driving without auto insurance is illegal in Montana, so you must carry coverage on your car.
Is Montana a no-fault state for auto insurance?
No, Montana is not a no-fault state; it follows a tort system, meaning the driver who is at fault in an accident is responsible for the damages.
What are my options for auto insurance in Helena, MT?
Options for auto insurance in Helena, MT, include various local and national providers that offer a range of coverages that can be customized to suit your driving needs.
What is the minimum car insurance required in Montana?
The minimum car insurance required in Montana includes $25,000 per person and $50,000 per accident for bodily injury liability, and $20,000 for property damage liability.
Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.