Best Mount Vernon, Iowa Auto Insurance in 2024
The average Mount Vernon, IA auto insurance rates are $240 per month. The minimum auto insurance in Mount Vernon is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Mount Vernon, Iowa, compare quotes from multiple companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Sep 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Mount Vernon, Iowa is 20/40/15
- Average auto insurance rates in Mount Vernon, IA for senior drivers are $1,596 per year
- The most expensive auto insurance company in Mount Vernon for teen drivers is Travelers
Mount Vernon, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Mount Vernon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Vernon, Iowa, including driving record, credit, commute time, and more.
Compare auto insurance in Mount Vernon to other Iowa cities, including Des Moines auto insurance rates, Iowa City auto insurance rates, and Cedar Rapids auto insurance rates to see how Mount Vernon, Iowa auto insurance rates stack up.
Before you buy Mount Vernon, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Vernon, Iowa auto insurance quotes.
Minimum Auto Insurance in Mount Vernon, Iowa
Mount Vernon, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Vernon, Iowa.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Mount Vernon, Iowa Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Mount Vernon, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,831 | $1,756 | $1,632 | $1,661 | $5,325 | $5,997 | $1,986 | $2,039 |
| American Family | $2,002 | $2,002 | $1,790 | $1,790 | $5,344 | $7,497 | $2,002 | $2,412 |
| Farmers | $1,448 | $1,476 | $1,298 | $1,418 | $4,354 | $4,641 | $1,958 | $2,091 |
| Geico | $1,893 | $1,693 | $1,696 | $1,552 | $4,278 | $3,972 | $1,787 | $1,651 |
| Liberty Mutual | $1,979 | $2,144 | $1,748 | $2,124 | $9,884 | $11,119 | $2,243 | $2,467 |
| Nationwide | $1,726 | $1,768 | $1,541 | $1,640 | $4,039 | $5,206 | $1,962 | $2,129 |
| Progressive | $1,580 | $1,510 | $1,308 | $1,356 | $4,061 | $4,572 | $1,900 | $2,055 |
| State Farm | $1,651 | $1,651 | $1,449 | $1,449 | $4,427 | $5,630 | $1,855 | $2,103 |
| Travelers | $2,195 | $2,237 | $2,149 | $2,150 | $9,932 | $15,737 | $2,296 | $2,689 |
| USAA | $1,164 | $1,171 | $1,074 | $1,087 | $3,209 | $3,392 | $1,391 | $1,531 |
Cheap Mount Vernon, Iowa Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Mount Vernon, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Mount Vernon, Iowa.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,325 | $5,997 |
| American Family | $5,344 | $7,497 |
| Farmers | $4,354 | $4,641 |
| Geico | $4,278 | $3,972 |
| Liberty Mutual | $9,884 | $11,119 |
| Nationwide | $4,039 | $5,206 |
| Progressive | $4,061 | $4,572 |
| State Farm | $4,427 | $5,630 |
| Travelers | $9,932 | $15,737 |
| USAA | $3,209 | $3,392 |
Cheap Mount Vernon, Iowa Auto Insurance for Seniors
What are senior auto insurance rates in Mount Vernon, Iowa? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,632 | $1,661 |
| American Family | $1,790 | $1,790 |
| Farmers | $1,298 | $1,418 |
| Geico | $1,696 | $1,552 |
| Liberty Mutual | $1,748 | $2,124 |
| Nationwide | $1,541 | $1,640 |
| Progressive | $1,308 | $1,356 |
| State Farm | $1,449 | $1,449 |
| Travelers | $2,149 | $2,150 |
| USAA | $1,074 | $1,087 |
Cheap Mount Vernon, Iowa Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Vernon, Iowa compared to the annual auto insurance rates with a clean record in Mount Vernon, Iowa.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,361 | $2,856 | $3,256 | $2,642 |
| American Family | $2,242 | $3,279 | $4,262 | $2,636 |
| Farmers | $1,989 | $2,468 | $2,507 | $2,378 |
| Geico | $1,756 | $2,451 | $3,170 | $1,884 |
| Liberty Mutual | $3,637 | $4,509 | $4,586 | $4,123 |
| Nationwide | $1,817 | $2,600 | $3,535 | $2,053 |
| Progressive | $1,838 | $3,039 | $1,996 | $2,298 |
| State Farm | $2,342 | $2,712 | $2,527 | $2,527 |
| Travelers | $3,576 | $4,796 | $6,417 | $4,902 |
| USAA | $1,336 | $1,799 | $2,338 | $1,536 |
Cheap Mount Vernon, Iowa Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Mount Vernon, Iowa is not easy. Compare the annual rates for DUI auto insurance in Mount Vernon, Iowa to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,256 |
| American Family | $4,262 |
| Farmers | $2,507 |
| Geico | $3,170 |
| Liberty Mutual | $4,586 |
| Nationwide | $3,535 |
| Progressive | $1,996 |
| State Farm | $2,527 |
| Travelers | $6,417 |
| USAA | $2,338 |
Cheap Mount Vernon, Iowa Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Mount Vernon, Iowa annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,315 | $2,641 | $2,378 |
| American Family | $3,960 | $2,910 | $2,445 |
| Farmers | $2,682 | $2,221 | $2,104 |
| Geico | $2,783 | $2,315 | $1,848 |
| Liberty Mutual | $5,992 | $3,721 | $2,928 |
| Nationwide | $3,033 | $2,384 | $2,087 |
| Progressive | $2,692 | $2,193 | $1,993 |
| State Farm | $3,600 | $2,226 | $1,755 |
| Travelers | $5,526 | $4,731 | $4,512 |
| USAA | $2,296 | $1,585 | $1,376 |
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Cheap Mount Vernon, Iowa Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Mount Vernon, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Mount Vernon, Iowa to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 52314 | $2,421 |
Cheap Mount Vernon, Iowa Auto Insurance Rates By Commute
Commute length and annual mileage affect Mount Vernon, Iowa auto insurance. Find the cheapest annual Mount Vernon, Iowa auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $2,713 | $2,844 |
| American Family | $3,069 | $3,141 |
| Farmers | $2,336 | $2,336 |
| Geico | $2,269 | $2,362 |
| Liberty Mutual | $4,214 | $4,214 |
| Nationwide | $2,501 | $2,501 |
| Progressive | $2,293 | $2,293 |
| State Farm | $2,465 | $2,589 |
| Travelers | $4,923 | $4,923 |
| USAA | $1,689 | $1,816 |
Cheap Mount Vernon, Iowa Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Mount Vernon, Iowa? Check out the comparison of annual Mount Vernon, Iowa auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,684 | $2,782 | $2,869 |
| American Family | $3,125 | $3,277 | $2,913 |
| Farmers | $2,233 | $2,343 | $2,431 |
| Geico | $2,192 | $2,316 | $2,437 |
| Liberty Mutual | $4,040 | $4,207 | $4,394 |
| Nationwide | $2,600 | $2,493 | $2,411 |
| Progressive | $2,157 | $2,304 | $2,418 |
| State Farm | $2,398 | $2,543 | $2,640 |
| Travelers | $4,671 | $4,994 | $5,104 |
| USAA | $1,658 | $1,758 | $1,840 |
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Best By Category: Cheapest Auto Insurance in Mount Vernon, Iowa
Compare the cheapest auto insurance companies in Mount Vernon, Iowa in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
The Cheapest Mount Vernon, Iowa Auto Insurance Companies
What auto insurance companies in Mount Vernon, Iowa are the cheapest? Compare the top Mount Vernon, Iowa auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,778 |
| American Family | $3,105 |
| Farmers | $2,336 |
| Geico | $2,315 |
| Liberty Mutual | $4,214 |
| Nationwide | $2,501 |
| Progressive | $2,293 |
| State Farm | $2,527 |
| Travelers | $4,923 |
| USAA | $1,752 |
What affects auto insurance rates in Mount Vernon, Iowa?
There are a lot of reasons why auto insurance rates in Mount Vernon, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Vernon, Iowa. Many local factors may affect your Mount Vernon auto insurance rates.
Mount Vernon Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Vernon, Iowa commute length is 18.4 minutes according to City-Data.
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Compare Mount Vernon, Iowa Auto Insurance Quotes
Before you buy Mount Vernon, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Vernon, Iowa auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Mount Vernon, Iowa?
The minimum auto insurance requirements in Mount Vernon, Iowa, are 20/40/15, as mandated by Iowa auto insurance laws.
How do age, gender, and marital status affect auto insurance rates in Mount Vernon, Iowa?
Age, gender, and marital status can impact auto insurance rates in Mount Vernon, Iowa. Demographics play a role in determining the annual cost of insurance.
What are the average annual rates for teen drivers’ auto insurance in Mount Vernon, Iowa?
Finding cheap auto insurance for teen drivers in Mount Vernon, Iowa can be challenging. The annual rates for teen auto insurance tend to be higher compared to other age groups.
What are the average annual rates for senior drivers’ auto insurance in Mount Vernon, Iowa?
The average annual rates for senior drivers’ auto insurance in Mount Vernon, Iowa may vary. Factors such as driving experience and accident history can influence the rates.
How does a driving record impact auto insurance rates in Mount Vernon, Iowa?
Driving record has a significant impact on auto insurance rates in Mount Vernon, Iowa. Having a clean driving record can result in lower rates, while a bad record may lead to higher premiums.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.