Best Auto Insurance Discounts for Recent Graduates in 2024 (Save up to 25% With These 10 Companies)
The best auto insurance discounts for recent graduates offers up to 25% savings with key discounts. The new graduate discount, good student discount, and multi-policy discounts provide substantial savings and lower premiums. These features make these options the top auto insurance choices for recent graduates.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
The best auto insurance discounts for recent graduates include good student auto insurance discounts, multi-policy discounts, and safe driver discounts. These offers can significantly reduce premiums and provide valuable savings.
By leveraging these discounts, recent graduates can lower their monthly rates and secure more affordable coverage. Understanding and applying these top discounts ensures you get the best value for your auto insurance.
Our Top 10 Picks: Best Recent Graduate Auto Insurance Discounts
| Discount | Rank | Savings Potential | Description |
|---|---|---|---|
| Good Student | #1 | 25% | High GPA grads may still qualify for a discount |
| Multi-Policy | #2 | 20% | Bundle renters and auto insurance for significant savings |
| Safe Driver | #3 | 15% | Maintain a clean driving record to lower your premium |
| Defensive Driving | #4 | 10% | Completing a defensive driving course can help you save |
| Automatic Payment | #5 | 10% | Earn a discount by setting up auto payments |
| New Vehicle | #6 | 10% | Insure a new car to receive this savings |
| Low Mileage | #7 | 10% | Fewer annual miles can lower your premium |
| Alumni Association | #8 | 8% | Graduates from select universities get special rates |
| Employment-Based | #9 | 5% | Discounts for working at eligible companies |
| Paperless Billing | #10 | 5% | Go paperless to reduce your premium and simplify billing |
Compare options to maximize your savings and find the most suitable policy for your needs. Enter your ZIP code to compare auto insurance quotes and find the best rates today.
- New graduates can get up to 25% savings with targeted auto insurance discounts
- Affordable auto insurance for recent grads includes safe driver and other offers
- Maximize savings with new graduate, good student, and multi-policy discounts
How to Qualify for New Graduate Auto Insurance Discounts
As a recent graduate, you may be eligible for special auto insurance discounts that can significantly reduce your auto insurance premiums. To make the most of these opportunities, it’s important to understand the general requirements that insurers typically look for.
- Proof of Graduation: You must have graduated from college within the last 12 months. Most insurers require a copy of your diploma or a transcript as proof.
- Policy Enrollment: You need to be a customer or plan to enroll with the insurance company offering the discount. Some companies provide discounts exclusively to their current policyholders.
- Minimum Age Requirement: While most discounts are available to anyone who has recently graduated, some companies may have minimum age requirements.
- Good Driving Record: Maintaining a clean driving record can enhance your eligibility for various discounts, including those for recent graduates.
- State Regulations: Auto insurance laws and available discounts can vary by state. Ensure that the discount is available in your state and meets local insurance regulations.
Understanding these requirements can help you determine if you qualify for a new graduate discount and ensure that you meet all necessary criteria.
How to Secure a New Graduate Discount
Securing a new graduate discount is a straightforward process once you are familiar with the requirements. Start by confirming that you meet the eligibility criteria set by the insurance provider. Next, you will need to submit the necessary documentation, such as proof of graduation, to your insurance company.
It’s also beneficial to inquire about additional discounts you might qualify for, such as good student or safe driver discounts, and apply them to your policy. Finally, use comparison tools to find the best rates and ensure that you are securing the maximum discount available. By meeting these requirements and following these steps, you can fully capitalize on the savings opportunities available to you as a recent graduate.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Discover New Graduate Discounts on Auto Insurance Companies
How much is auto insurance for a recent college graduate? The average auto insurance premium for a college graduate is $163 per month or $1,955 annually. But of the national insurance providers, there’s only one new graduate discount auto insurance company. It’s Liberty Mutual auto insurance company at 5%. Learn more information about this provider on our Liberty Mutual auto insurance review.
How do you get a new graduate discount on auto insurance? First, you must be a Liberty Mutual customer. If you are, inform your agent about your graduation and ask for the rate reduction. As long as you graduated in the last 12 months, Liberty Mutual will reduce your premium by 5% for one full policy year.
After that, the discount diminishes by 1% each following year until it’s gone. However, just because Liberty Mutual offers a discount to recent graduates, it doesn’t guarantee that this company can provide you with your cheapest quotes.
Auto insurance laws vary by state, so this discount may be unavailable where you live. Also, not every company is active in every region. You could live in a ZIP code where Liberty Mutual does not offer competitive prices, and you may find more affordable auto insurance with another company.
How Recent College Graduates Can Find the Top Auto Insurance Provider
Many other factors also go into calculating your auto insurance quotes as well, including your age, driving record, ZIP code, and coverage requirements.
To know for sure which auto insurance company offers the best rates, you’ll need to compare quotes online from multiple providers. Both USAA auto insurance company and Geico auto insurance company provide drivers under 25 with lower than average rates compared to other national providers.
Obtain more information on the following providers:
Note that only military personnel and their families are eligible to use USAA auto insurance. Fortunately, other companies offer different discounts that recent college graduates can easily earn, including low-mileage, safe driver, and paperless billing discounts.
Additional Auto Insurance Discounts Available for New Graduates
New graduates have the opportunity to earn the same auto insurance discounts as every other driver on the road. The perk is that a few deals are easier for college grads to earn than others. Take a look:
- Good Student Discount: If you plan to enroll in graduate school, you may still be eligible for this discount through many providers. Just be sure to ask about age requirements.
- Defensive Driver Discount: If you have a clean driving record, multiple companies will provide you with a rate reduction and lower overall quotes.
- Military Discount: If you plan on joining the military, you can earn a discount from a handful of companies, including Geico and USAA.
- Government Employee Discount: If you end up working for the federal or state government after college, you could earn a rate reduction because of your job.
- Multi-Policy Discount: Some providers allow you to bundle your auto policy with renters or homeowners insurance, leading to a rate reduction on both policies.
- Low-Mileage Discount: If you drive fewer miles than average each year, you’ll qualify for the low-mileage auto insurance discount from participating insurers.
These savings opportunities are relevant to college graduates; however, you don’t need a degree to qualify. What auto insurance discounts are available to college students? Depending on your age, students are eligible to qualify for most auto insurance discounts, including those listed above. However, the best options for people still in school include good student and driver’s ed discounts.
How College Graduation Impacts Auto Insurance Costs
The primary factors that affect auto insurance rates for recent college grads include age, credit score, driving record, and where you move to after graduation. People under age 25 receive higher than average quotes because they don’t have substantial driving histories for providers to base rates on. Statistics also prove that teen drivers cause more accidents than older drivers.
According to the Centers for Disease Control and Prevention (CDC), teens between 16 and 19 are three times more likely to die in a car accident than drivers over age 20. The typical age of a recent college graduate is 23. Unfortunately, auto insurance rates start to decrease substantially at age 25.
Take a look at the table below to see how age impacts annual auto insurance costs:
Auto Insurance Cost for Recent Graduates by Age & Gender
| Age & Gender | Monthly Rates |
|---|---|
| Age: 16 Female | $511 |
| Age: 16 Male | $527 |
| Age: 17 Female | $502 |
| Age: 17 Male | $518 |
| Age: 18 Female | $379 |
| Age: 18 Male | $401 |
| Age: 19 Female | $311 |
| Age: 19 Male | $304 |
| Age: 25 Female | $254 |
| Age: 25 Male | $270 |
Similar to age, your driving record also impacts your auto insurance rates, especially if you’re a young driver. In the table below, see how just one traffic citation can affect your annual premiums:
Recent Graduate Auto Insurance Rates by Driving Record
| Driving Record | Monthly Rates |
|---|---|
| Clean Record | $277 |
| One Ticket | $301 |
| One Accident | $359 |
| One DUI | $372 |
You should try your best to practice proper defensive driving techniques. Not only will it keep you safer on the roads, but it also keeps auto insurance rates for students as low as possible.
Depending on where you live, your credit score might impact your auto insurance rates. Take a look at the table below to see how credit impacts your annual auto insurance rates:
New Graduate Auto Insurance Cost by Credit Score
| Credit Score | Monthly Rates |
|---|---|
| Good Credit | $251 |
| Fair Credit | $298 |
| Bad Credit | $432 |
If you have to repay any college loans, making your payments on time each month is a great way to start building your credit. Deferring your loans will hurt your credit score and possibly raise your auto insurance rates. However, it’s illegal to use non-driving factors like credit score, gender, and ZIP code in some states, so shop around for quotes from local auto insurance companies to see how your credit score impacts your rates.
Finally, if you move after graduating college, you’ll need to invest in new coverage to meet the requirements of your new state. You should also be prepared to register your vehicle and update your license. Do not cancel your current auto insurance before securing a new policy. Otherwise, you risk a coverage lapse, which could cause your rates to go up.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Auto Insurance Essentials for New Graduates
What is the best auto insurance for a recent college grad? Legally, you must carry at least your state’s minimum auto insurance limits. Therefore, where you live heavily influences the types of auto insurance coverage you must purchase. You should familiarize yourself with the auto insurance requirements where you live before you buy new graduate auto insurance.
Most states require liability insurance, and there are two types you usually must invest in:
- Bodily Injury Liability: Bodily injury auto insurance coverage includes the damages to the other driver in an accident you cause
- Property Damage Liability: This covers the cost of damage to the other party’s property
Often, a liability-only policy doesn’t offer enough protection for the average driver. Consider adding the following different types of auto insurance coverage to your policy:
- Collision Insurance: Collision auto insurance covers the cost of damage to your vehicle for an accident while in motion, regardless of fault. There is usually a deductible.
- Comprehensive Insurance: Comprehensive auto insurance pays for damages to your vehicle when not in motion, including theft, vandalism, and acts of nature. There is usually a deductible.
- Uninsured/Underinsured Motorist Protection: Uninsured motorist protection covers the cost of repairing your vehicle if the at-fault driver is uninsured or carries too little coverage.
- Personal Injury Protection (PIP): PIP often required in no-fault states, PIP coverage pays for your medical bills and lost wages due to an accident, regardless of fault.
Take some time to find your state in the table below and determine your minimum requirements:
Auto Insurance Minimum Requirements by State
| State | Liability Limits | Required Coverages |
|---|---|---|
| Alabama | 25/50/25 | Bodily Injury Liability, Property Damage Liability |
| Alaska | 50/100/25 | Bodily Injury Liability, Property Damage Liability |
| Arizona | 15/30/10 | Bodily Injury Liability, Property Damage Liability |
| Arkansas | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| California | 15/30/5 | Bodily Injury Liability, Property Damage Liability |
| Colorado | 25/50/15 | Bodily Injury Liability, Property Damage Liability |
| Connecticut | 25/50/20 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Delaware | 25/50/10 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Florida | 25/50/10 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Georgia | 10/20/10 | Bodily Injury Liability, Property Damage Liability |
| Hawaii | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Idaho | 20/40/10 | Bodily Injury Liability, Property Damage Liability |
| Illinois | 25/50/15 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Indiana | 25/50/20 | Bodily Injury Liability, Property Damage Liability |
| Iowa | 25/50/25 | Bodily Injury Liability, Property Damage Liability |
| Kansas | 20/40/15 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Kentucky | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Louisiana | 25/50/25 | Bodily Injury Liability, Property Damage Liability |
| Maine | 15/30/25 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage, Medical Payments Coverage |
| Maryland | 50/100/25 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Massachusetts | 30/60/15 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Michigan | 20/40/5 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Minnesota | 20/40/10 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Mississippi | 30/60/10 | Bodily Injury Liability, Property Damage Liability |
| Missouri | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage |
| Montana | 25/50/25 | Bodily Injury Liability, Property Damage Liability |
| Nebraska | 25/50/20 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Nevada | 25/50/25 | Bodily Injury Liability, Property Damage Liability |
| New Hampshire | 25/50/20 | Financial Responsibility only |
| New Jersey | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| New Mexico | 15/30/5 | Bodily Injury Liability, Property Damage Liability |
| New York | 25/50/10 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| North Carolina | 25/50/10 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| North Dakota | 30/60/25 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Ohio | 25/50/25 | Bodily Injury Liability, Property Damage Liability |
| Oklahoma | 25/50/25 | Bodily Injury Liability, Property Damage Liability |
| Oregon | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Pennsylvania | 25/50/20 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Rhode Island | 15/30/5 | Bodily Injury Liability, Property Damage Liability |
| South Carolina | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| South Dakota | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Tennessee | 25/50/25 | Bodily Injury Liability, Property Damage Liability |
| Texas | 25/50/15 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Utah | 30/60/25 | Bodily Injury Liability, Property Damage Liability, Personal Injury Protection |
| Vermont | 25/65/15 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Virginia | 25/50/10 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Washington | 25/50/20 | Bodily Injury Liability, Property Damage Liability |
| Washington, D.C. | 25/50/10 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage |
| West Virginia | 25/50/25 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Underinsured Motorist Coverage |
| Wisconsin | 25/50/10 | Bodily Injury Liability, Property Damage Liability, Uninsured Motorist Coverage, Medical Payments Coverage |
| Wyoming | 25/50/20 | Bodily Injury Liability, Property Damage Liability |
Now you’re ready to research the level of coverage you require that fits your budget and your state auto insurance laws. Afterward, compare quotes from multiple insurers online to determine what company is best for you.
Strategies for New Graduates to Save on Auto Insurance
New graduates can save on auto insurance in other ways besides simply earning a new graduate auto insurance discount.
If you’re an excellent driver who uses your vehicle less than average, you might consider a telematics program or pay-per-mile auto insurance instead of traditional coverage. Telematics, also called usage-based auto insurance, tracks your driving habits using a small device or mobile app. Usually, the driving habits include hard-braking events, acceleration speed, time of day, and how far you drive.
Pay-per-mile programs also rely on devices or mobile apps but usually only track your mileage. Some companies offer discounts for bundling your renters and homeowners insurance with your auto policy if you own a home or rent an apartment.
A lot of recent grads also wonder, can you stay on your parents’ insurance plan? Fortunately, unlike health insurance, you can remain a named driver on their plan regardless of age. This is a great way to keep your rates low.
New grads can save on auto insurance with telematics or pay-per-mile plans, and by staying on a parent's policy. Just ensure accurate policy details to avoid coverage issues.Brandon Frady Licensed Insurance Producer
However, if you move away from home, you might want to consider getting a separate policy. Remember, ZIP code impacts auto insurance rates. If you live away from home, should you add your roommate to your auto insurance policy?
Yes, if they drive your vehicle often. You can add them as a named driver to your policy. You could even earn a multiple drivers discount, but know that their driving history and age can impact the policy’s price if you add them as a named driver.
However, without naming them on your policy, you risk paying out of pocket if they get into an accident while driving your car. Auto insurance companies consider this a breach of your contract, and your policy will not cover any damages.
Exclusive Car Discounts for Recent College Graduates With New Cars
Many car manufacturers offer special rates on new vehicles for recent college graduates. To qualify for rebates on new vehicles, you usually must:
- Show proof of graduation within the last two years or in the next six months
- Maintain a decent credit score
- Show proof of employment
The car brands with the best discounts for college students and graduates are Toyota and Ford. Toyota’s college graduate program offers a $500 to $1,000 rebate for new grads on the vehicle of their choice. Know more information on buying auto insurance for a new car.
Financial experts also often recommend the Ford college student purchase program. College grad new car discounts are also available through Acura, BMW, GM, Honda, Hyundai, Lexus, and more.
College students usually have no problem getting the best price on a car. To help keep your insurance rates low, choose a reliable vehicle with excellent safety ratings and reviews.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
New Graduate Discount on Auto Insurance: The Bottom Line
Ultimately, the new graduate auto insurance discount from Liberty Mutual might be perfect for some recent grads, but most people are better off shopping around for coverage elsewhere. Depending on their age, college students may have a more challenging time securing cheap auto insurance than recent graduates.
New graduates should consider comparing quotes once a year to ensure you’re paying your lowest rates. This is especially important once you turn 25, as your premiums should decrease dramatically at that time. Now that you’ve compared affordable new graduate discount auto insurance rates from national companies, start comparing quotes from the best companies in your state by entering your ZIP code into our free tool below.
Frequently Asked Questions
What is a new graduate auto insurance discount?
A new graduate auto insurance discount is a special rate offered by insurance companies to recent college graduates or individuals who have recently completed their education. It provides a cost-saving opportunity on auto insurance premiums for those who meet the criteria.
How much can I save with a new graduate auto insurance discount?
The amount of savings offered through a new graduate auto insurance discount varies depending on your comparison on the best auto insurance companies and other factors. Typically, the discount ranges from 5% to 10% off the regular auto insurance premium. The specific discount amount will be determined by your insurance provider.
Can I combine a new graduate auto insurance discount with other discounts?
In most cases, yes. Insurance companies generally allow the new graduate auto insurance discount to be combined with other applicable discounts, such as safe driver discounts or multi-policy discounts. However, it’s always recommended to confirm this with your insurance provider.
How long does the new graduate auto insurance discount last?
The duration of the new graduate auto insurance discount varies between insurance companies. Some companies may offer the discount for a specific period, such as two or three years, while others might extend it until you reach a certain age (e.g., 25). It’s essential to check with your insurance provider to determine the exact duration of the discount.
How does a loyalty discount work in auto insurance?
A customer loyalty auto insurance discount in auto insurance offers reduced premiums or extra benefits to customers who have stayed with the same insurance provider for a specified duration. This is part of many auto insurance loyalty programs that reward long-term customers.
What is a car insurance loyalty discount?
A car insurance loyalty discount is a benefit provided by insurance companies to reward customers for maintaining their policy with the same provider over an extended period. This discount encourages customer retention through reduced rates or additional perks.
What is loyalty discount reserved?
The term loyalty discount reserved refers to special discounts allocated for long-term customers who have shown consistent loyalty to their insurance provider. These discounts are often part of insurance loyalty programs and may not be available to new policyholders.
Which insurance company offers the most discounts for new graduates?
Liberty Mutual is highlighted as the insurance company offering a new graduate discount of 5%. However, it’s important to note that this discount may not be available in all regions, and where to compare auto insurance rates might reveal other companies offering competitive rates or additional discounts.
Are there insurance loyalty programs that offer discounts on car insurance?
Yes, many insurance loyalty programs offer car insurance loyalty discounts to reward customers for their continued business. These programs are designed to foster long-term relationships and provide financial incentives to loyal customers.
What is the meaning of loyalty insurance?
Loyalty insurance refers to the concept of rewarding customers with discounts or benefits for their loyalty to a particular insurance provider. This can include various insurance loyalty programs and auto loyalty programs designed to retain customers.
At what age is car insurance cheapest for new graduates?
Car insurance tends to become cheaper for new graduates as they reach age 25, and this is particularly evident when looking at auto insurance rates by age. Rates generally decrease substantially after this age due to improved driving history and experience.
How can I qualify for a loyal customer discount on my car insurance?
To qualify for a loyal customer discount, you need to maintain your policy with the same insurance provider for a designated period. This discount is typically offered through automotive loyalty programs or auto insurance loyalty programs.
What is an automotive loyalty program, and how does it impact my insurance rates?
An automotive loyalty program is a reward system provided by insurance companies that offers benefits such as car insurance loyalty discounts to customers who have been with the same provider for a long time. Participating in these programs can lead to lower premiums and other advantages.
At what age is car insurance most expensive for new graduates?
Car insurance is typically most expensive for new graduates who are under the age of 25. This is because drivers in this age group, especially those under 23, are statistically more likely to be involved in accidents, leading to higher premiums. Check out our guide on the “Best Auto Insurance Companies for High-Risk Drivers.”
What are discount rates in insurance for new graduates?
Discount rates for new graduates generally range from 5% to 10%. Specific discounts can include new graduate discounts, good student discounts, safe driver discounts, and multi-policy discounts. Enter your ZIP today using our free tool to get started on getting your auto insurance.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.