Best Honda Accord Auto Insurance in 2024 (Your Guide to the Top 10 Companies)
State Farm, Nationwide, and USAA offer the best Honda Accord auto insurance with rates starting at $75 per month. These top providers deliver excellent coverage and competitive pricing for Honda Accord car insurance, making them ideal choices for affordable and reliable protection. Compare quotes now.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Oct 25, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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When looking for the best Honda Accord auto insurance, State Farm, Nationwide, and USAA lead the pack with rates starting at just $85 per month. These top providers offer exceptional coverage and competitive pricing, making them ideal for finding the best cost to insure Honda Accord. Compare your options to ensure optimal protection at the best rates.
Explore additional details on factors that affect auto insurance rates such as vehicle age, driver demographics, and location. Understanding these variables can help you find the best Honda Accord insurance rates tailored to your unique circumstances and needs.
Our Top 10 Company Picks: Best Honda Accord Auto Insurance
Company Rank Multi-Policy Discount A.M. Best Best For Jump to Pros/Cons
#1 29% B Comprehensive Options State Farm
#2 23% A+ Personalized Service Nationwide
#3 25% A++ Military Discounts USAA
#4 26% A+ Competitive Pricing Progressive
#5 27% A+ Safe Driving Allstate
#6 21% A Custom Policies Liberty Mutual
#7 20% A Vanishing Deductible Farmers
#8 16% A Customer Care American Family
#9 26% A+ Rate Lock Erie
#10 22% A+ AARP Benefits The Hartford
Use our free comparison tool above to see what auto insurance quotes look like in your area.
- State Farm is the top pick for Honda Accord insurance
- Compare quotes for the best Honda Accord insurance rates
- Safety features can lower your Honda Accord insurance costs
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#1 – State Farm: Top Overall Pick
Pros
- Extensive Agent Network: State Farm’s broad network of agents ensures personalized service, which is beneficial for Honda Accord owners seeking tailored insurance options and local support for their vehicle insurance needs.
- Customizable Policies: As mentioned in our State Farm auto insurance review, State Farm offers highly customizable policies that can be adapted to fit the specific needs of Honda Accord drivers, including options for comprehensive and collision coverage.
- Wide Range of Discounts: State Farm provides a variety of discounts, such as those for safe driving and bundling policies, which can help Honda Accord owners reduce their overall insurance costs.
Cons
- Higher Premiums for High-Risk Drivers: Honda Accord drivers with a history of traffic violations or accidents may face higher premiums with State Farm, potentially making it less affordable.
- Limited Discounts: Compared to other insurers, State Farm may offer fewer discount options for Honda Accord owners, which could limit potential savings on premiums.
#2 – Nationwide: Best for Personalized Service
Pros
- Vanishing Deductible: Nationwide’s vanishing deductible program can significantly benefit Honda Accord owners by reducing their deductible over time as a reward for safe driving.
- Accident Forgiveness: This feature can be particularly advantageous for Honda Accord drivers, as it prevents rates from increasing after the first at-fault accident, helping maintain affordable premiums.
- Comprehensive Coverage Options: Nationwide offers a wide range of coverage options that cater to the specific needs of Honda Accord owners, ensuring comprehensive protection. For more information, read our Nationwide auto insurance review.
Cons
- Average Online Tools: While Nationwide provides decent online tools, they may not be as robust or user-friendly as those offered by other insurers, which could be a drawback for tech-savvy Honda Accord drivers.
- Higher Rates for Young Drivers: Young Honda Accord drivers might find Nationwide’s rates to be higher compared to other insurers, potentially making it less budget-friendly for this demographic.
#3 – USAA: Best for Military Discounts
Pros
- Low Rates for Military Families: USAA offers some of the lowest insurance rates for Honda Accord owners who are members of the military or have a military affiliation, making it an affordable option.
- Excellent Customer Service: Renowned for their customer service, USAA provides Honda Accord owners with exceptional support and assistance, ensuring smooth handling of claims and inquiries.
- Comprehensive Coverage: As outlined in USAA auto insurance review, the company offers a full range of coverage options that can be customized to fit the specific needs of Honda Accord drivers, providing extensive protection.
Cons
- Restricted Eligibility: USAA is only available to military members and their families, which limits its accessibility to a broader range of Honda Accord owners.
- Limited Local Agent Support: While USAA excels in online and phone support, they have fewer local agents, which might be a disadvantage for Honda Accord owners who prefer in-person service.
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#4 – Progressive: Best for Competitive Pricing
Pros
- Snapshot Program: Progressive’s Snapshot program rewards Honda Accord drivers for safe driving habits with potential discounts, making it a cost-effective choice for cautious drivers.
- Competitive Rates: Progressive offers competitive rates for Honda Accord insurance, helping owners save on their monthly premiums while maintaining quality coverage.
- Strong Online Tools: As mention in Progressive auto insurance review, Progressive robust online tools and mobile app provide Honda Accord owners with easy access to manage their policies, file claims, and get quotes.
Cons
- Rate Increases After Claims: Some Honda Accord drivers may experience rate increases after filing a claim with Progressive, which could affect overall affordability.
- Mixed Customer Service Reviews: Progressive’s customer service reviews are mixed, with some Honda Accord owners reporting less satisfactory experiences, which could be a concern for those seeking reliable support.
#5 – Allstate: Best for Safe Driving
Pros
- Multiple Discount Options: Allstate offers a variety of discounts that can significantly reduce premiums for Honda Accord owners, including safe driver and multi-policy discounts.
- Strong Local Agent Network: With a strong network of local agents, Allstate provides Honda Accord owners with personalized service and support, ensuring their insurance needs are met.
- Good Driver Rewards: Allstate’s rewards program incentivizes safe driving, allowing Honda Accord drivers to earn points and discounts for maintaining a clean driving record. Learn more about their discounts in our Allstate auto insurance review.
Cons
- Higher Average Premiums: Allstate’s premiums tend to be higher than some competitors, which might make it a less affordable option for some Honda Accord owners.
- Limited Online Tools: Compared to other insurers, Allstate’s online tools and mobile app may lack some functionality, which could be a disadvantage for Honda Accord drivers who prefer managing their policies digitally.
#6 – Liberty Mutual: Best for Custom Policies
Pros
- Wide Range of Discounts: Liberty Mutual offers numerous discounts that can help Honda Accord owners save on their insurance premiums, such as multi-car and safety feature discounts.
- Comprehensive Coverage Options: As mentioned in our Liberty Mutual auto insurance review, the company provides a wide range of coverage options, ensuring that Honda Accord drivers can find a policy that fits their specific needs and provides ample protection.
- Good Customer Service: Known for good customer service, Liberty Mutual ensures that Honda Accord owners receive prompt and helpful assistance, enhancing their overall insurance experience.
Cons
- Higher Premiums Without Discounts: Honda Accord owners who do not qualify for multiple discounts may find Liberty Mutual’s premiums to be on the higher side, making it less affordable.
- Mixed Claim Handling Reviews: Some Honda Accord drivers have reported mixed experiences with Liberty Mutual’s claim handling process, which could be a concern for those prioritizing smooth and efficient claim resolutions.
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#7 – Farmers: Best for Vanishing Deductible
Pros
- Customizable Policies: Farmers offers highly customizable insurance policies that can be tailored to the specific needs of Honda Accord owners, providing them with the precise coverage they require.
- Strong Agent Support: With a robust network of agents, Farmers ensures that Honda Accord drivers receive personalized service and expert advice on their insurance needs. Check out this page Farmers auto insurance review to know more details.
- Various Discounts Available: Farmers provides a variety of discounts, including those for safe driving and bundling policies, which can help Honda Accord owners reduce their insurance costs.
Cons
- Higher Rates for Young Drivers: Farmers tends to have higher premiums for young Honda Accord drivers, potentially making it a less affordable option for this demographic.
- Limited Digital Tools: Farmers’ online tools and mobile app may not be as advanced as those offered by other insurers, which could be a drawback for tech-savvy Honda Accord owners.
#8 – American Family: Best for Customer Care
Pros
- Great for Teen Drivers: As outlined in our American Family auto insurance review, American Family offers specific programs and discounts aimed at teen drivers, making it an excellent choice for families with young Honda Accord drivers.
- Comprehensive Coverage Options: American Family provides a wide range of coverage options, allowing Honda Accord owners to customize their policies to meet their specific needs.
- Strong Customer Support: Known for their excellent customer support, American Family ensures that Honda Accord owners receive timely and helpful assistance with their insurance inquiries and claims.
Cons
- Not Available in All States: American Family’s coverage is not available nationwide, which could limit accessibility for some Honda Accord owners looking for insurance.
- Higher Premiums for Older Vehicles: Honda Accord owners with older models may find that American Family’s premiums are higher compared to other insurers, impacting affordability.
#9 – Erie: Best for Rate Lock
Pros
- Affordable Rates: As mentioned in our Erie auto insurance review, Erie offers competitive and affordable rates for Honda Accord insurance, making it a cost-effective choice for many drivers.
- Excellent Customer Service: Known for exceptional customer service, Erie provides Honda Accord owners with reliable and prompt support for their insurance needs.
- Comprehensive Coverage: Erie’s policies offer comprehensive coverage options that can be tailored to the specific needs of Honda Accord drivers, ensuring thorough protection.
Cons
- Limited Availability: Erie is not available in all states, which could restrict access for some Honda Accord owners looking for affordable insurance options.
- Fewer Online Tools: Compared to other insurers, Erie’s online tools and resources may be less comprehensive, potentially making it less convenient for tech-savvy Honda Accord drivers.
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#10 – The Hartford: Best for AARP Benefits
Pros
- AARP Partnership: As outlined in our The Hartford auto insurance review, The Hartford’s partnership with AARP offers special benefits and discounts for older Honda Accord drivers, making it a great option for seniors.
- Lifetime Renewability: The Hartford offers lifetime renewability for policies, ensuring that Honda Accord owners can maintain their coverage as long as they meet the company’s requirements.
- Excellent Customer Service: Known for outstanding customer service, The Hartford provides Honda Accord owners with reliable and helpful support for their insurance needs.
Cons
- Higher Premiums for Younger Drivers: The Hartford’s rates may be higher for younger Honda Accord drivers, potentially making it a less affordable option for this demographic.
- Limited Availability: The Hartford’s insurance products are not available in all states, which could limit access for some Honda Accord owners seeking coverage.
Honda Accord Insurance Cost
The table below compares monthly rates for minimum and full coverage car insurance for a Honda Accord from various providers.
Honda Accord Auto Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $90 $185
American Family $83 $179
Erie $79 $172
Farmers $82 $178
Liberty Mutual $88 $190
Nationwide $80 $175
Progressive $78 $170
State Farm $85 $180
The Hartford $87 $185
USAA $75 $165
When choosing the best auto insurance for your Honda Accord, comparing rates from various providers can help you find the most cost-effective option. Consider the coverage levels and discounts offered to ensure you get the best value for your insurance needs.
Honda Accord Auto Insurance Monthly Rates by Coverage Type
| Type | Rates |
|---|---|
| Average Rate | $109 |
| Discount Rate | $64 |
| High Deductibles | $94 |
| High Risk Driver | $233 |
| Low Deductibles | $137 |
| Teen Driver | $399 |
Comparing Honda Accord insurance rates with various deductibles and driver profiles can help you identify the best coverage options. For high-risk and teen drivers, it’s crucial to explore all available discounts and policy features to manage costs effectively.
Read More: Does the car a teen drives affect auto insurance rates?
Honda Accords Insurance Expensiveness
The chart below details how Honda Accord insurance rates compare to other sedans like the Toyota Camry, Hyundai Sonata, and Ford Focus.
Honda Accords Auto Insurance Monthly Rates vs. Similar Vehicles by Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Honda Accord | $23 | $42 | $31 | $109 |
| Toyota Camry | $25 | $48 | $33 | $118 |
| Hyundai Sonata | $25 | $44 | $35 | $119 |
| Ford Focus | $20 | $45 | $33 | $111 |
| Chevrolet Blazer | $31 | $57 | $26 | $126 |
| Toyota Avalon | $27 | $45 | $28 | $111 |
| Mazda 3 | $26 | $47 | $31 | $117 |
Overall, the Honda Accord typically has lower insurance rates compared to some other sedans, such as the Hyundai Sonata and Chevrolet Blazer. However, it’s important to compare rates across different vehicle models and insurance providers to find the best coverage for your needs.
Read More: Cheap Hyundai Auto Insurance
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What Impacts the Cost of Honda Accord Insurance
The cost of Honda Accord insurance can be significantly influenced by the specific trim and model you select. For instance, higher trims or sportier models may come with additional features and higher repair costs, which can drive up auto insurance premiums.
Insurers often consider these factors when calculating rates, as vehicles with advanced technology or higher performance capabilities might be more expensive to repair or replace.Jeffrey Manola LICENSED INSURANCE AGENT
Additionally, the age of the vehicle plays a crucial role; newer models generally have higher insurance costs due to their increased value and advanced technology, which can be more costly to insure.
Choosing a model with a higher safety rating or more safety features can sometimes reduce insurance costs, as these features can lower the likelihood of serious accidents and reduce potential repair costs.
Age of the Vehicle
The average Honda Accord auto insurance rates are higher for newer models. For example, insurance rates for more recent Honda Accord models are significantly higher compared to older models, reflecting the impact of the vehicle’s age on insurance costs.
Honda Accords Auto Insurance Monthly Rates by Age of the Vehicle
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Honda Accord | $25 | $44 | $32 | $112 |
| 2023 Honda Accord | $25 | $44 | $32 | $111 |
| 2022 Honda Accord | $24 | $43 | $31 | $110 |
| 2021 Honda Accord | $24 | $43 | $31 | $110 |
| 2020 Honda Accord | $23 | $42 | $31 | $109 |
| 2019 Honda Accord | $22 | $40 | $33 | $108 |
| 2018 Honda Accord | $21 | $40 | $33 | $108 |
| 2017 Honda Accord | $21 | $39 | $35 | $107 |
| 2016 Honda Accord | $20 | $37 | $36 | $106 |
| 2015 Honda Accord | $19 | $36 | $37 | $105 |
| 2014 Honda Accord | $18 | $33 | $38 | $102 |
| 2013 Honda Accord | $17 | $31 | $38 | $100 |
| 2012 Honda Accord | $17 | $28 | $38 | $96 |
| 2011 Honda Accord | $16 | $26 | $38 | $93 |
| 2010 Honda Accord | $15 | $24 | $39 | $91 |
Insurance rates for the Honda Accord tend to decrease as the vehicle gets older, with newer models generally costing more to insure. Comparing rates across different model years can help you identify more affordable insurance options for your specific Honda Accord.
Driver Age
Driver age can have a significant effect on the cost of Honda Accord auto insurance. For instance, younger drivers often face higher insurance premiums compared to more experienced drivers, reflecting the increased risk associated with less driving experience.
Honda Accord Auto Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $520 |
| Age: 18 | $399 |
| Age: 20 | $248 |
| Age: 30 | $114 |
| Age: 40 | $109 |
| Age: 45 | $105 |
| Age: 50 | $100 |
| Age: 60 | $98 |
By comparing insurance costs for different age groups, you can better understand how age influences your insurance expenses and find more affordable options.
Read More: Cheap Auto Insurance for Drivers Over 60
Driver Location
Where you live can have a large impact on Honda Accord insurance rates. For example, drivers in Houston may pay $81 a month more than drivers in Columbus.
Honda Accord Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Los Angeles, CA | $187 |
| New York, NY | $173 |
| Houston, TX | $171 |
| Jacksonville, FL | $158 |
| Philadelphia, PA | $146 |
| Chicago, IL | $144 |
| Phoenix, AZ | $127 |
| Seattle, WA | $106 |
| Indianapolis, IN | $93 |
| Columbus, OH | $91 |
The cost of insuring a Honda Accord can vary significantly depending on your location, with rates often higher in larger cities. Understanding how your city affects insurance rates can help you make more informed decisions and find better coverage options.
Your Driving Record
Your driving record can have an impact on the cost of Honda Accord auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Accord auto insurance with violations on their driving record.
Honda Accord Auto Insurance Monthly Rates by Age & Driving History
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $520 | $780 | $1,040 | $650 |
| Age: 20 | $399 | $598 | $797 | $499 |
| Age: 30 | $248 | $372 | $496 | $310 |
| Age: 40 | $114 | $171 | $228 | $142 |
| Age: 50 | $109 | $164 | $218 | $136 |
| Age: 60 | $105 | $158 | $210 | $131 |
| Age: 50 | $100 | $150 | $200 | $125 |
| Age: 60 | $98 | $147 | $196 | $122 |
Your driving record plays a crucial role in determining Honda Accord insurance costs, with violations and accidents leading to higher premiums. Maintaining a clean driving record can help keep your insurance rates lower and more manageable.
Honda Accord Safety Ratings
Your Honda Accord auto insurance rates are tied to the safety ratings of the Honda Accord. See the breakdown below:
Honda Accord Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Good |
The safety ratings of the Honda Accord significantly influence insurance rates, with high scores in various crash tests leading to potential savings. A well-rated vehicle not only enhances safety but can also help reduce your insurance premiums.
Honda Accord Crash Test Ratings
Honda Accord crash test ratings can impact the cost of your Honda Accord auto insurance. See Honda Accord crash test results below:
Honda Accord Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2024 Honda Accord 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2023 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2023 Honda Accord 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2022 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2022 Honda Accord 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2021 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2021 Honda Accord 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Honda Accord 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Honda Accord 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Honda Accord 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Honda Accord Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Honda Accord 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Honda Accord 2 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Honda Accord 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 Honda Accord 2 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
The high crash test ratings of the Honda Accord contribute to lower insurance costs by demonstrating the vehicle’s superior safety performance. Better-rated models can offer more protection and potentially reduce your overall insurance premiums.
Honda Accord Safety Features
The safety features of the Honda Accord can impact your Honda Accord auto insurance rates. The Honda Accord has the following safety features:
- Comprehensive Air Bag System: Includes driver, passenger, front head, rear head, and front side air bags.
- Advanced Safety Features: Equipped with 4-wheel ABS, brake assist, electronic stability control, and traction control.
- Brake and Stability Technology: Features 4-wheel disc brakes and electronic stability control.
- Driver Assistance Technologies: Lane departure warning and lane-keeping assist for enhanced driving safety.
- Additional Safety Components: Daytime running lights, child safety locks, and a robust traction control system.
The comprehensive safety features of the Honda Accord contribute to its overall protection and can positively impact insurance rates. These advanced technologies and systems help reduce risk and enhance driver safety, potentially leading to lower insurance premiums.
Loss Probability
The lower percentage means lower Honda Accord auto insurance rates; higher percentages mean higher Honda Accord auto insurance rates. The Honda Accord’s insurance loss probability varies for each form of coverage.
Honda Accords Auto Insurance Loss Probability by Coverage Type
| Coverage | Loss |
|---|---|
| Collision | -9% |
| Property Damage | -15% |
| Comprehensive | -10% |
| Personal Injury | 22% |
| Medical Payment | 17% |
| Bodily Injury | -6% |
The Honda Accord’s loss probability rates indicate how different coverage types can affect insurance premiums. Lower loss rates in categories like collision and property damage typically lead to reduced insurance costs, while higher rates in personal injury and medical payments may increase premiums.
Honda Accord Finance and Insurance Cost
If you are financing a Honda Accord, you will pay more if you purchase Honda Accord auto insurance at the dealership, so be sure to shop around and compare Honda Accord auto insurance quotes from the best auto insurance companies using our free tool below.
5 Ways to Save on Honda Accord Insurance
Save more on your Honda Accord auto insurance rates. Take a look at the following five strategies that will get you the best Honda Accord auto insurance rates possible.
- Move to an area with a lower cost of living.
- Remove young drivers from your Honda Accord auto insurance plan.
- Check reviews and state complaints before you choose an insurer.
- If you’re a young driver living at home, add yourself to your parents’ plan.
- Ask for a New Honda Accord auto insurance rate based on your improved credit score.
Read More: Should I add my teenager to my auto insurance policy?
By implementing these strategies, you can effectively lower your Honda Accord auto insurance rates. Explore these options to ensure you’re getting the best possible coverage at the most affordable price.
These discounts from top insurance providers for Honda Accord offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
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Top Honda Accord Insurance Companies
Who is the best auto insurance company for Honda Accord insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Accord auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Accord offers.
Top 10 Honda Accords Auto Insurance Providers by Market Share
| Rank | Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 milllion | 9% |
| #2 | Geico | $46.1 milllion | 7% |
| #3 | Progressive | $39.2 milllion | 6% |
| #4 | Liberty Mutual | $35.6 milllion | 5% |
| #5 | Allstate | $35 milllion | 5% |
| #6 | Travelers | $28 milllion | 4% |
| #7 | USAA | $23.4 milllion | 3% |
| #8 | Chubb | $23.3 milllion | 3% |
| #9 | Farmers | $20.6 milllion | 3% |
| #10 | Nationwide | $18.4 milllion | 3% |
Choosing the right insurance provider for your Honda Accord can lead to significant savings. Consider these top companies to find cheap Honda auto insurance and coverage tailored to your needs.
Compare Free Honda Accord Insurance Quotes Online
Start comparing Honda Accord auto insurance quotes online using our free tool to find the best rates tailored to your vehicle. By entering your details, you can receive personalized quotes from top insurers and discover which company offers the most competitive pricing for your Honda Accord.
Whether you’re looking for comprehensive coverage or minimum liability, our tool helps you explore all your options efficiently. For a broad range of choices, visit our section on “Where to Compare Auto Insurance Rates” and make an informed decision about your Honda Accord’s insurance.
If you’re just looking for coverage to drive legally, enter your ZIP code below to compare cheap auto insurance quotes near you.
Frequently Asked Questions
What factors should I consider when comparing Honda Accord insurance policies?
Consider coverage levels, deductibles, discounts for safety features, and the reputation of the insurance provider when comparing policies for the best Honda Accord auto insurance.
How much does Honda Accord auto insurance cost on average?
The average cost of Honda Accord auto insurance is $1,310 per year or $109 per month. This includes comprehensive coverage costing around $319, collision coverage costing $466, and liability coverage costing $370.
How does financing a Honda Accord affect my auto insurance rates?
Financing a Honda Accord often requires higher coverage limits and additional protection, which can increase your insurance rates. Shop around for the best insurance deals to balance cost and coverage while financing your vehicle.
To find out if you can get cheaper auto insurance rates, enter your ZIP code into our free quote tool below to instantly compare prices from various companies near you.
Are Honda Accords expensive to insure compared to other sedans?
Honda Accord insurance rates are generally lower compared to other sedans such as the Toyota Camry, Hyundai Sonata, and Ford Focus. However, the specific cost of insurance can vary depending on factors like the trim and model of the Honda Accord.
Are there specific discounts for Honda Accord drivers?
Yes, many insurers offer discounts for safety features such as anti-lock brakes insurance discount, traction control, and adaptive cruise control, which are standard in the Honda Accord.
What factors impact the cost of Honda Accord insurance?
Several factors can affect the cost of Honda Accord auto insurance. These include the age of the vehicle, driver age, driver location, and driving record. Newer models of the Honda Accord tend to have higher insurance rates, and younger drivers or those with a poor driving record may also face higher premiums.
How can I determine if I have the best Honda Accord auto insurance?
To find the best insurance, compare quotes from multiple providers, consider coverage options, and evaluate discounts for safety features and good driving records. Get fast and cheap auto insurance coverage today with our quote comparison tool below.
What safety features does the Honda Accord have that can impact insurance rates?
The Honda Accord comes equipped with various safety features that can potentially lower insurance rates. These features may include anti-lock brakes, traction control, stability control, lane departure warning, forward collision warning, and adaptive cruise control. Insurance companies often consider these features when determining premiums.
How can I save money on Honda Accord insurance?
To save on Honda Accord auto insurance, consider the following strategies:
- Compare quotes from multiple insurance companies to find the best rates.
- Opt for a higher deductible, which can lower your premium.
- Take advantage of any available discounts, such as multi-policy discounts or safe driver discounts.
- Install anti-theft devices or safety features in your Honda Accord.
- Maintain a clean driving record and avoid traffic violations, as they can increase insurance costs.
Read More: Does a red light ticket affect auto insurance rates?
By comparing quotes and utilizing available discounts, you can effectively reduce your Honda Accord insurance costs. Implementing these strategies will help you secure the best rates and save money on your auto insurance.
What makes State Farm the best choice for Honda Accord insurance?
State Farm offers competitive rates, comprehensive coverage options, and excellent customer service, making it a top choice for Honda Accord owners seeking reliable auto insurance.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
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