Best Perry, Michigan Auto Insurance in 2024
The average Perry, MI auto insurance rates are $771 per month. The minimum auto insurance in Perry is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Perry, Michigan, compare quotes from multiple companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Perry for teen drivers is Allstate
- Average auto insurance rates in Perry, MI for senior drivers are $6,108 per year
- The cheapest auto insurance company in Perry is USAA
Perry, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Perry can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perry, Michigan, including driving record, credit, commute time, and more.
Compare auto insurance in Perry to other Michigan cities, including Dearborn auto insurance rates, Livonia auto insurance rates, and Sterling Heights auto insurance rates to see how Perry, Michigan auto insurance rates stack up.
Before you buy Perry, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perry, Michigan auto insurance quotes.
Minimum Auto Insurance in Perry, Michigan
Perry, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perry, Michigan.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Perry, Michigan Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Perry, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $14,558 | $14,558 | $13,464 | $13,464 | $37,027 | $37,027 | $15,355 | $15,355 |
| Farmers | $4,106 | $4,106 | $3,833 | $3,833 | $9,011 | $9,011 | $4,612 | $4,612 |
| Geico | $3,982 | $3,982 | $4,063 | $4,063 | $11,317 | $11,317 | $3,812 | $3,812 |
| Liberty Mutual | $14,499 | $14,499 | $14,355 | $14,355 | $34,357 | $34,357 | $14,499 | $14,499 |
| Nationwide | $4,005 | $4,005 | $3,584 | $3,584 | $9,927 | $9,927 | $4,357 | $4,357 |
| Progressive | $2,608 | $2,441 | $2,312 | $2,559 | $9,469 | $10,135 | $3,032 | $2,836 |
| State Farm | $7,457 | $7,457 | $6,899 | $6,899 | $25,867 | $25,867 | $8,745 | $8,745 |
| Travelers | $4,480 | $4,480 | $3,858 | $3,858 | $13,395 | $13,395 | $4,862 | $4,862 |
| USAA | $2,717 | $2,583 | $2,551 | $2,414 | $6,728 | $6,426 | $3,329 | $3,209 |
Cheap Perry, Michigan Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Perry, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Perry, Michigan.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $37,027 | $37,027 |
| Farmers | $9,011 | $9,011 |
| Geico | $11,317 | $11,317 |
| Liberty Mutual | $34,357 | $34,357 |
| Nationwide | $9,927 | $9,927 |
| Progressive | $9,469 | $10,135 |
| State Farm | $25,867 | $25,867 |
| Travelers | $13,395 | $13,395 |
| USAA | $6,728 | $6,426 |
Cheap Perry, Michigan Auto Insurance for Seniors
What are senior auto insurance rates in Perry, Michigan? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $13,464 | $13,464 |
| Farmers | $3,833 | $3,833 |
| Geico | $4,063 | $4,063 |
| Liberty Mutual | $14,355 | $14,355 |
| Nationwide | $3,584 | $3,584 |
| Progressive | $2,312 | $2,559 |
| State Farm | $6,899 | $6,899 |
| Travelers | $3,858 | $3,858 |
| USAA | $2,551 | $2,414 |
Cheap Perry, Michigan Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perry, Michigan compared to the annual auto insurance rates with a clean record in Perry, Michigan.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,825 | $13,071 | $43,774 | $13,733 |
| Farmers | $4,534 | $5,767 | $5,694 | $5,567 |
| Geico | $2,028 | $4,310 | $13,072 | $3,764 |
| Liberty Mutual | $13,662 | $16,428 | $30,178 | $17,443 |
| Nationwide | $4,672 | $6,251 | $5,684 | $5,267 |
| Progressive | $3,770 | $4,913 | $4,426 | $4,587 |
| State Farm | $7,852 | $9,379 | $20,068 | $11,669 |
| Travelers | $4,510 | $6,426 | $10,331 | $5,327 |
| USAA | $3,010 | $3,757 | $4,929 | $3,283 |
Cheap Perry, Michigan Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Perry, Michigan is not easy. Compare the annual rates for DUI auto insurance in Perry, Michigan to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $43,774 |
| Farmers | $5,694 |
| Geico | $13,072 |
| Liberty Mutual | $30,178 |
| Nationwide | $5,684 |
| Progressive | $4,426 |
| State Farm | $20,068 |
| Travelers | $10,331 |
| USAA | $4,929 |
Cheap Perry, Michigan Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Perry, Michigan annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $30,398 | $16,872 | $13,033 |
| Farmers | $7,120 | $4,706 | $4,345 |
| Geico | $7,449 | $5,476 | $4,455 |
| Liberty Mutual | $30,734 | $17,750 | $9,799 |
| Nationwide | $6,889 | $5,147 | $4,369 |
| Progressive | $5,087 | $4,297 | $3,887 |
| State Farm | $19,866 | $10,044 | $6,816 |
| Travelers | $6,813 | $6,608 | $6,525 |
| USAA | $5,615 | $3,189 | $2,430 |
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Cheap Perry, Michigan Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Perry, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Perry, Michigan to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 48872 | $6,440 |
Cheap Perry, Michigan Auto Insurance Rates By Commute
Commute length and annual mileage affect Perry, Michigan auto insurance. Find the cheapest annual Perry, Michigan auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $20,101 | $20,101 |
| Farmers | $5,390 | $5,390 |
| Geico | $5,662 | $5,925 |
| Liberty Mutual | $18,753 | $20,103 |
| Nationwide | $5,468 | $5,468 |
| Progressive | $4,424 | $4,424 |
| State Farm | $11,909 | $12,575 |
| Travelers | $6,611 | $6,686 |
| USAA | $3,702 | $3,787 |
Cheap Perry, Michigan Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Perry, Michigan? Check out the comparison of annual Perry, Michigan auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $19,590 | $20,146 | $20,566 |
| Farmers | $5,274 | $5,381 | $5,516 |
| Geico | $5,458 | $5,748 | $6,174 |
| Liberty Mutual | $18,989 | $19,385 | $19,909 |
| Nationwide | $5,754 | $5,370 | $5,282 |
| Progressive | $4,288 | $4,430 | $4,554 |
| State Farm | $11,628 | $12,318 | $12,780 |
| Travelers | $6,575 | $6,656 | $6,715 |
| USAA | $3,641 | $3,753 | $3,839 |
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Best By Category: Cheapest Auto Insurance in Perry, Michigan
Compare the cheapest auto insurance companies in Perry, Michigan in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
The Cheapest Perry, Michigan Auto Insurance Companies
What auto insurance companies in Perry, Michigan are the cheapest? Compare the top Perry, Michigan auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $20,101 |
| Farmers | $5,390 |
| Geico | $5,793 |
| Liberty Mutual | $19,428 |
| Nationwide | $5,468 |
| Progressive | $4,424 |
| State Farm | $12,242 |
| Travelers | $6,649 |
| USAA | $3,744 |
What affects auto insurance rates in Perry, Michigan?
There are a lot of reasons why auto insurance rates in Perry, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Perry, Michigan. Many local factors may affect your Perry auto insurance rates.
Perry Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Perry, Michigan auto theft statistics, there have been 3 auto thefts in the city.
Perry Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Perry, Michigan commute length is 30.3 minutes according to City-Data.
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Compare Perry, Michigan Auto Insurance Quotes
Before you buy Perry, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perry, Michigan auto insurance quotes.
Frequently Asked Questions
Can I choose coverage limits higher than the state minimum requirements?
Yes, you can choose higher coverage limits than the state minimum requirements in Perry, MI. It’s recommended to evaluate your personal circumstances and consider purchasing additional coverage to provide better financial protection in case of an accident.
Do I need to consider any specific coverage options for Perry, MI?
While not specific to Perry, MI, there are additional coverage options you may want to consider based on your needs and circumstances. These options can include uninsured/underinsured motorist coverage, comprehensive coverage, collision coverage, and higher liability limits to protect yourself and your vehicle adequately.
Can my auto insurance policy be canceled in Perry, MI?
Yes, auto insurance policies can be canceled in Perry, MI. However, insurance companies must provide proper notice and follow specific guidelines outlined by the state. Non-payment of premiums, misrepresentation of information, or significant increase in risk are common reasons for policy cancellation. It’s important to communicate with your insurance provider and maintain an active policy to comply with the regulations.
Does auto insurance in Perry, MI cover rental cars?
It depends on your specific policy. Some auto insurance policies provide coverage for rental cars, but it’s important to review your policy or contact your insurance provider to understand the extent of coverage and any limitations or requirements.
Will my auto insurance rates increase if I file a claim in Perry, MI?
Filing a claim can potentially lead to an increase in your auto insurance rates. Insurance companies consider factors such as the nature of the claim, fault determination, and your claims history when determining rate changes. It’s best to consult with your insurance provider to understand how filing a claim may impact your rates.
Are there any discounts available for auto insurance in Perry, MI?
Yes, there are often various discounts available for auto insurance in Perry, MI. These can include discounts for safe driving, bundling multiple policies, having certain safety features in your vehicle, being a good student, or completing a defensive driving course. Contact your insurance provider to inquire about available discounts and eligibility requirements.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.