Best Pierson, Florida Auto Insurance in 2024
The average Pierson, FL auto insurance rates are $331 per month. The minimum auto insurance in Pierson is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Pierson, Florida, compare quotes from multiple companies.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Pierson for teen drivers is Allstate
- The average commute length in Pierson is 38.4 minutes
- Average auto insurance rates in Pierson, FL for senior drivers are $2,420 per year
Pierson, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Pierson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pierson, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in Pierson to other Florida cities, including Tampa auto insurance rates, Tallahassee auto insurance rates, and Port St. Lucie auto insurance rates to see how Pierson, Florida auto insurance rates stack up.
Before you buy Pierson, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pierson, Florida auto insurance quotes.
Minimum Auto Insurance in Pierson, Florida
Pierson, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pierson, Florida.
Liability Insurance Required | Minimum Coverage Limits Required |
---|---|
Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
Property Damage Liability Coverage | $10,000 minimum |
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Cheap Pierson, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Pierson, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
---|---|---|---|---|---|---|---|---|
Allstate | $3,806 | $3,665 | $3,330 | $3,396 | $13,122 | $14,312 | $3,841 | $3,912 |
Geico | $2,671 | $2,685 | $2,501 | $2,501 | $4,733 | $5,943 | $2,941 | $2,990 |
Liberty Mutual | $3,276 | $3,276 | $3,006 | $3,006 | $6,868 | $10,554 | $3,276 | $4,425 |
Nationwide | $2,447 | $2,417 | $2,190 | $2,264 | $5,823 | $7,167 | $2,690 | $2,799 |
Progressive | $3,204 | $3,024 | $2,763 | $2,949 | $8,890 | $9,662 | $3,842 | $3,657 |
State Farm | $1,846 | $1,846 | $1,677 | $1,677 | $5,336 | $6,800 | $2,048 | $2,190 |
USAA | $1,411 | $1,386 | $1,319 | $1,307 | $4,823 | $5,602 | $1,760 | $1,899 |
Cheap Pierson, Florida Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Pierson, Florida is a challenge. Take a look at the annual teen auto insurance rates in Pierson, Florida.
Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
---|---|---|
Allstate | $13,122 | $14,312 |
Geico | $4,733 | $5,943 |
Liberty Mutual | $6,868 | $10,554 |
Nationwide | $5,823 | $7,167 |
Progressive | $8,890 | $9,662 |
State Farm | $5,336 | $6,800 |
USAA | $4,823 | $5,602 |
Cheap Pierson, Florida Auto Insurance for Seniors
What are senior auto insurance rates in Pierson, Florida? Take a look at the annual average rates for older drivers.
Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
---|---|---|
Allstate | $3,330 | $3,396 |
Geico | $2,501 | $2,501 |
Liberty Mutual | $3,006 | $3,006 |
Nationwide | $2,190 | $2,264 |
Progressive | $2,763 | $2,949 |
State Farm | $1,677 | $1,677 |
USAA | $1,319 | $1,307 |
Cheap Pierson, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pierson, Florida compared to the annual auto insurance rates with a clean record in Pierson, Florida.
Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
---|---|---|---|---|
Allstate | $5,331 | $6,360 | $7,086 | $5,916 |
Geico | $2,369 | $3,009 | $4,444 | $3,661 |
Liberty Mutual | $3,404 | $4,412 | $6,389 | $4,638 |
Nationwide | $2,975 | $3,258 | $4,367 | $3,298 |
Progressive | $3,766 | $5,531 | $4,673 | $5,025 |
State Farm | $2,679 | $3,176 | $2,928 | $2,928 |
USAA | $1,908 | $2,356 | $3,487 | $2,001 |
Cheap Pierson, Florida Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Pierson, Florida is not easy. Compare the annual rates for DUI auto insurance in Pierson, Florida to find the best deal.
Insurance Company | Annual Auto Insurance Rates With a DUI |
---|---|
Allstate | $7,086 |
Geico | $4,444 |
Liberty Mutual | $6,389 |
Nationwide | $4,367 |
Progressive | $4,673 |
State Farm | $2,928 |
USAA | $3,487 |
Cheap Pierson, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Pierson, Florida annual auto insurance rates by credit history compare.
Insurance Company | Poor | Fair | Good |
---|---|---|---|
Allstate | $8,606 | $5,465 | $4,449 |
Geico | $4,878 | $2,979 | $2,255 |
Liberty Mutual | $6,055 | $4,456 | $3,621 |
Nationwide | $4,338 | $3,194 | $2,892 |
Progressive | $6,207 | $4,387 | $3,653 |
State Farm | $3,993 | $2,629 | $2,161 |
USAA | $3,955 | $1,944 | $1,416 |
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Cheap Pierson, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Pierson, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Pierson, Florida to see how car insurance rates are affected by location.
ZIP Code | Average Annual Rates |
---|---|
32180 | $3,068 |
Cheap Pierson, Florida Auto Insurance Rates By Commute
Commute length and annual mileage affect Pierson, Florida auto insurance. Find the cheapest annual Pierson, Florida auto insurance by commute length.
Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
---|---|---|
Allstate | $5,995 | $6,351 |
Geico | $3,354 | $3,387 |
Liberty Mutual | $4,560 | $4,861 |
Nationwide | $3,475 | $3,475 |
Progressive | $4,749 | $4,749 |
State Farm | $2,828 | $3,027 |
USAA | $2,411 | $2,466 |
Cheap Pierson, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Pierson, Florida? Check out the comparison of annual Pierson, Florida auto insurance rates by coverage level.
Insurance Company | Low | Medium | High |
---|---|---|---|
Allstate | $4,804 | $6,482 | $7,234 |
Geico | $2,721 | $3,495 | $3,896 |
Liberty Mutual | $4,290 | $4,787 | $5,054 |
Nationwide | $2,745 | $3,612 | $4,067 |
Progressive | $3,955 | $4,862 | $5,430 |
State Farm | $2,487 | $2,999 | $3,296 |
USAA | $2,103 | $2,526 | $2,686 |
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Best By Category: Cheapest Auto Insurance in Pierson, Florida
Compare the cheapest auto insurance companies in Pierson, Florida in each category to find the company with the best rates for your personal needs.
Category | Insurance Company |
---|---|
Teenagers | USAA |
Seniors | USAA |
Clean Record | USAA |
With 1 Accident | USAA |
With 1 DUI | State Farm |
With 1 Speeding Violation | USAA |
The Cheapest Pierson, Florida Auto Insurance Companies
What auto insurance companies in Pierson, Florida are the cheapest? Compare the top Pierson, Florida auto insurance companies to find the best annual rates.
Insurance Company | Average Annual Rates |
---|---|
Allstate | $6,173 |
Geico | $3,371 |
Liberty Mutual | $4,711 |
Nationwide | $3,475 |
Progressive | $4,749 |
State Farm | $2,928 |
USAA | $2,438 |
What affects auto insurance rates in Pierson, Florida?
There are a lot of reasons why auto insurance rates in Pierson, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pierson, Florida. Many local factors may affect your Pierson auto insurance rates.
Pierson Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pierson, Florida commute length is 38.4 minutes according to City-Data.
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Compare Pierson, Florida Auto Insurance Quotes
Before you buy Pierson, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pierson, Florida auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of coverage that provides financial protection in the event of damage, theft, or accidents involving your vehicle. It helps cover the costs associated with repairing or replacing your car, medical expenses for injuries, and liability expenses if you’re responsible for damages to others.
Is auto insurance mandatory in Pierson, FL?
Yes, auto insurance is mandatory in Pierson, FL. The state of Florida requires all drivers to carry minimum liability coverage. The minimum requirements include $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL).
What does liability coverage entail?
Liability coverage pays for damages or injuries caused by you or another covered driver in an accident. It consists of two components:
- Bodily Injury Liability: This covers medical expenses, lost wages, and other costs related to injuries or death of another person.
- Property Damage Liability: This covers the costs of repairing or replacing another person’s property (such as their car or a fence) if you are at fault for the accident.
What other types of coverage are available?
Apart from liability coverage, you can also opt for additional coverage options, such as:
- Collision coverage: Pays for repairs or replacement of your vehicle in case of an accident, regardless of fault.
- Comprehensive coverage: Covers damages to your vehicle caused by incidents other than collisions, such as theft, vandalism, or natural disasters.
- Personal Injury Protection (PIP): Covers your medical expenses and sometimes lost wages regardless of fault.
- Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with a driver who doesn’t have sufficient insurance or is uninsured.
How are auto insurance premiums determined?
Insurance premiums are determined based on various factors, including:
- Your driving record
- Age, gender, and marital status
- Vehicle make, model, and year
- Location (Pierson, FL in this case)
- Annual mileage
- Credit history
- Coverage limits and deductibles
Can I lower my auto insurance premiums?
Yes, there are several ways to potentially lower your auto insurance premiums, including:
- Maintain a clean driving record.
- Opt for a higher deductible, which is the amount you pay out of pocket before insurance kicks in.
- Bundle your auto insurance with other policies, such as homeowner’s insurance.
- Take advantage of available discounts, such as safe driver discounts or discounts for installing anti-theft devices in your vehicle.
- Compare quotes from multiple insurance companies to find the best rates.
What should I do in the event of an accident?
In the event of an accident, follow these steps:
- Ensure everyone’s safety and call emergency services if necessary.
- Exchange information with the other driver(s) involved, including names, contact details, and insurance information.
- Document the accident scene by taking photos and gathering witness information if possible.
- Contact your insurance company to report the accident and provide all necessary details.
- Cooperate with the insurance company’s investigation process and follow their instructions.
How do I file an insurance claim?
To file an insurance claim, follow these general steps:
- Contact your insurance company or agent as soon as possible after the incident.
- Provide all relevant details about the incident, including the date, time, location, and a description of what happened.
- Follow any instructions given by your insurance company regarding documentation and evidence required.
- Keep records of all communication and documents related to your claim.
- Cooperate with your insurance company’s claims adjuster throughout the process.
Can I change my auto insurance policy?
Yes, you have the option to change your auto insurance policy. If you wish to make changes to your existing policy or switch to a different insurance provider, follow these steps:
- Research and compare insurance quotes from multiple companies to find the best coverage and rates for your needs.
- Once you’ve selected a new policy, contact the new insurance company to initiate the process of switching.
- Before canceling your current policy, ensure that your new policy is active and provides the coverage you need.
- Inform your current insurance company that you wish to cancel your policy, and provide the effective date for the cancellation.
- Obtain written confirmation of the cancellation for your records.
- It’s important to note that canceling your policy before its expiration date may result in a cancellation fee or other penalties. Be sure to review the terms and conditions of your current policy before making any changes.
What happens if I let my auto insurance policy lapse?
Allowing your auto insurance policy to lapse means that you no longer have active coverage for your vehicle. Consequences of a lapse in coverage may include:
- Driving without insurance is illegal, and you may face legal penalties if caught by law enforcement.
- If you’re involved in an accident without insurance, you may be personally responsible for covering the costs of damages and injuries.
- Letting your policy lapse could lead to higher insurance premiums in the future when you seek new coverage.
- Some insurance companies may view a lapse in coverage as a higher risk and may be less likely to offer you coverage or provide favorable rates.
- It’s crucial to maintain continuous auto insurance coverage to protect yourself financially and comply with legal requirements.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.