Best Redding, California Auto Insurance in 2024
The average Redding, CA auto insurance rates are $257 per month. The minimum auto insurance in Redding is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Redding, California, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Redding is 16.5 minutes
- The minimum auto insurance required in Redding, California is 15/30/5
- The most expensive auto insurance company in Redding for teen drivers is Farmers
Redding, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Redding can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Redding, California, including driving record, credit, commute time, and more.
Compare auto insurance in Redding to other California cities, including San Francisco auto insurance rates, Long Beach auto insurance rates, and Fresno auto insurance rates to see how Redding, California auto insurance rates stack up.
Before you buy Redding, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Redding, California auto insurance quotes.
Minimum Auto Insurance in Redding, California
Redding, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Redding, California.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Redding, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Redding, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,179 | $2,187 | $1,591 | $1,613 | $5,907 | $7,429 | $2,791 | $3,083 |
| Farmers | $2,370 | $2,370 | $2,132 | $2,132 | $7,559 | $12,408 | $2,807 | $3,124 |
| Geico | $1,532 | $1,534 | $1,442 | $1,442 | $4,651 | $4,733 | $2,199 | $2,251 |
| Liberty Mutual | $2,392 | $2,273 | $2,209 | $2,144 | $5,232 | $5,538 | $2,709 | $2,722 |
| Nationwide | $2,706 | $2,584 | $2,380 | $2,245 | $6,838 | $7,557 | $3,222 | $3,178 |
| Progressive | $1,416 | $1,454 | $1,224 | $1,440 | $3,788 | $4,535 | $2,042 | $2,190 |
| State Farm | $2,452 | $2,452 | $2,189 | $2,189 | $4,475 | $5,567 | $2,708 | $2,790 |
| Travelers | $2,063 | $2,003 | $1,826 | $1,807 | $4,146 | $4,751 | $2,660 | $2,609 |
| USAA | $1,777 | $1,684 | $1,737 | $1,743 | $4,026 | $4,040 | $2,449 | $2,314 |
Cheap Redding, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Redding, California is a challenge. Take a look at the annual teen auto insurance rates in Redding, California.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,907 | $7,429 |
| Farmers | $7,559 | $12,408 |
| Geico | $4,651 | $4,733 |
| Liberty Mutual | $5,232 | $5,538 |
| Nationwide | $6,838 | $7,557 |
| Progressive | $3,788 | $4,535 |
| State Farm | $4,475 | $5,567 |
| Travelers | $4,146 | $4,751 |
| USAA | $4,026 | $4,040 |
Cheap Redding, California Auto Insurance for Seniors
What are senior auto insurance rates in Redding, California? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,591 | $1,613 |
| Farmers | $2,132 | $2,132 |
| Geico | $1,442 | $1,442 |
| Liberty Mutual | $2,209 | $2,144 |
| Nationwide | $2,380 | $2,245 |
| Progressive | $1,224 | $1,440 |
| State Farm | $2,189 | $2,189 |
| Travelers | $1,826 | $1,807 |
| USAA | $1,737 | $1,743 |
Cheap Redding, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Redding, California compared to the annual auto insurance rates with a clean record in Redding, California.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,027 | $3,395 | $5,318 | $2,650 |
| Farmers | $3,226 | $4,391 | $5,472 | $4,362 |
| Geico | $1,730 | $2,666 | $3,349 | $2,146 |
| Liberty Mutual | $2,735 | $3,668 | $3,307 | $2,898 |
| Nationwide | $2,682 | $3,438 | $5,797 | $3,438 |
| Progressive | $1,481 | $2,520 | $2,912 | $2,131 |
| State Farm | $2,211 | $2,639 | $4,994 | $2,568 |
| Travelers | $1,850 | $2,962 | $3,440 | $2,681 |
| USAA | $1,644 | $2,441 | $3,999 | $1,800 |
Cheap Redding, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Redding, California is not easy. Compare the annual rates for DUI auto insurance in Redding, California to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,318 |
| Farmers | $5,472 |
| Geico | $3,349 |
| Liberty Mutual | $3,307 |
| Nationwide | $5,797 |
| Progressive | $2,912 |
| State Farm | $4,994 |
| Travelers | $3,440 |
| USAA | $3,999 |
Cheap Redding, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Redding, California can vary. Compare the annual cost of auto insurance by ZIP code in Redding, California to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 96001 | $4,130 |
| 96002 | $4,214 |
| 96003 | $4,155 |
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Cheap Redding, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Redding, California auto insurance. Find the cheapest annual Redding, California auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,020 | $3,675 |
| Farmers | $3,959 | $4,767 |
| Geico | $2,247 | $2,699 |
| Liberty Mutual | $2,894 | $3,411 |
| Nationwide | $3,395 | $4,282 |
| Progressive | $2,053 | $2,469 |
| State Farm | $2,988 | $3,218 |
| Travelers | $2,466 | $3,000 |
| USAA | $2,277 | $2,665 |
Cheap Redding, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Redding, California? Check out the comparison of annual Redding, California auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,169 | $3,376 | $3,497 |
| Farmers | $4,071 | $4,396 | $4,621 |
| Geico | $2,245 | $2,501 | $2,673 |
| Liberty Mutual | $2,961 | $3,177 | $3,319 |
| Nationwide | $3,427 | $3,910 | $4,179 |
| Progressive | $1,989 | $2,338 | $2,456 |
| State Farm | $2,793 | $3,152 | $3,365 |
| Travelers | $2,404 | $2,799 | $2,996 |
| USAA | $2,233 | $2,520 | $2,660 |
Best By Category: Cheapest Auto Insurance in Redding, California
Compare the cheapest auto insurance companies in Redding, California in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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The Cheapest Redding, California Auto Insurance Companies
What auto insurance companies in Redding, California are the cheapest? Compare the top Redding, California auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,347 |
| Farmers | $4,363 |
| Geico | $2,473 |
| Liberty Mutual | $3,152 |
| Nationwide | $3,839 |
| Progressive | $2,261 |
| State Farm | $3,103 |
| Travelers | $2,733 |
| USAA | $2,471 |
What affects auto insurance rates in Redding, California?
There are a lot of reasons why auto insurance rates in Redding, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Redding, California. Many local factors may affect your Redding auto insurance rates.
Redding Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Redding, California auto theft statistics, there have been 539 auto thefts in the city.
Redding Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Redding, California commute length is 16.5 minutes according to City-Data.
Compare Redding, California Auto Insurance Quotes
Before you buy Redding, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Redding, California auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Can I get discounts on auto insurance in Redding, California?
Many insurance companies offer discounts, such as safe driver, multi-policy, good student, and anti-theft device discounts. Inquire with your insurer about available discounts.
Are there specific auto insurance requirements for teen drivers in Redding, California?
Teen drivers in Redding must meet the same minimum liability coverage requirements as other drivers.
How can I compare auto insurance quotes in Redding, California?
Use online comparison tools or contact insurance agents to obtain and compare quotes from multiple insurers.
Does my ZIP code affect my auto insurance rates in Redding, California?
Yes, your ZIP code can affect your rates due to factors like accident frequency, theft rates, and population density.
How does a DUI affect auto insurance rates in Redding, California?
A DUI conviction typically leads to significantly higher auto insurance rates for a certain period.
Which auto insurance companies offer the cheapest rates in Redding, California?
Commonly mentioned affordable insurers in Redding include GEICO, Progressive, and USAA.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.