Best Stockton Springs, Maine Auto Insurance in 2024
The average Stockton Springs, ME auto insurance rates are $216 per month. The minimum auto insurance in Stockton Springs is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Stockton Springs, Maine, compare quotes from multiple companies.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Stockton Springs is Geico
- The most expensive auto insurance company in Stockton Springs for teen drivers is Progressive
- Average auto insurance rates in Stockton Springs, ME for senior drivers are $1,526 per year
Stockton Springs, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Stockton Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stockton Springs, Maine, including driving record, credit, commute time, and more.
Compare auto insurance in Stockton Springs to other Maine cities, including Bangor auto insurance rates, Sanford auto insurance rates, and Lewiston auto insurance rates to see how Stockton Springs, Maine auto insurance rates stack up.
Before you buy Stockton Springs, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stockton Springs, Maine auto insurance quotes.
Minimum Auto Insurance in Stockton Springs, Maine
Stockton Springs, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the minimum coverage auto insurance rates in Stockton Springs, Maine.
| Insurance Company | Monthly Rates |
|---|---|
| Allstate | $46 |
| American Family | $40 |
| Farmers | $50 |
| Geico | $22 |
| Liberty Mutual | $54 |
| Nationwide | $40 |
| Progressive | $43 |
| State Farm | $27 |
| Travelers | $29 |
| USAA | $23 |
| U.S. Average | $45 |
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Cheap Stockton Springs, Maine Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Stockton Springs, Maine are affected by age, gender, and marital status. See how demographics impact the monthly cost of insurance.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $270 | $330 | $200 | $210 | $170 | $180 | $158 | $162 |
| American Family | $265 | $332 | $195 | $205 | $165 | $175 | $150 | $154 |
| Farmers | $410 | $425 | $310 | $320 | $260 | $270 | $248 | $252 |
| Geico | $150 | $185 | $115 | $125 | $105 | $110 | $95 | $99 |
| Liberty Mutual | $390 | $540 | $290 | $340 | $250 | $300 | $238 | $242 |
| Nationwide | $275 | $325 | $190 | $200 | $160 | $170 | $145 | $149 |
| Progressive | $670 | $690 | $490 | $510 | $410 | $420 | $398 | $402 |
| State Farm | $225 | $260 | $170 | $180 | $150 | $160 | $135 | $139 |
| Travelers | $320 | $395 | $240 | $260 | $210 | $220 | $195 | $199 |
| USAA | $160 | $160 | $120 | $130 | $110 | $115 | $100 | $104 |
| U.S. Average | $500 | $540 | $350 | $360 | $300 | $310 | $288 | $292 |
Cheap Stockton Springs, Maine Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Stockton Springs, Maine is a challenge. Take a look at the monthly teen auto insurance rates in Stockton Springs, Maine.
| Insurance Company | 17-Year-Old Female | 17-Year-Old Male | 18-Year-Old Female | 18-Year-Old Male |
|---|---|---|---|---|
| Allstate | $270 | $330 | $245 | $305 |
| American Family | $265 | $332 | $240 | $307 |
| Farmers | $410 | $425 | $378 | $393 |
| Geico | $150 | $185 | $138 | $169 |
| Liberty Mutual | $390 | $540 | $358 | $498 |
| Nationwide | $275 | $325 | $253 | $298 |
| Progressive | $670 | $690 | $618 | $638 |
| State Farm | $225 | $260 | $208 | $238 |
| Travelers | $320 | $395 | $293 | $363 |
| USAA | $160 | $160 | $146 | $146 |
| U.S. Average | $500 | $540 | $416 | $501 |
Cheap Stockton Springs, Maine Auto Insurance for Seniors
What are senior auto insurance rates in Stockton Springs, Maine? Take a look at the monthly average rates for older drivers.
Stockton Springs, Maine Full Coverage Auto Insurance Monthly Rates for Senior Drivers
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $158 | $162 |
| American Family | $150 | $154 |
| Farmers | $248 | $252 |
| Geico | $95 | $99 |
| Liberty Mutual | $238 | $242 |
| Nationwide | $145 | $149 |
| Progressive | $398 | $402 |
| State Farm | $135 | $139 |
| Travelers | $195 | $199 |
| USAA | $100 | $104 |
| U.S. Average | $288 | $292 |
Cheap Stockton Springs, Maine Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the monthly auto insurance rates for a bad record in Stockton Springs, Maine compared to the monthly auto insurance rates with a clean record in Stockton Springs, Maine.
Stockton Springs, Maine Full Coverage Auto Insurance Monthly Rates by Driving Record
| Insurance Company | One Accident | One DUI | One Ticket | Clean Record |
|---|---|---|---|---|
| Allstate | $151 | $157 | $129 | $116 |
| American Family | $135 | $147 | $106 | $92 |
| Farmers | $171 | $142 | $157 | $125 |
| Geico | $72 | $121 | $45 | $45 |
| Liberty Mutual | $166 | $333 | $147 | $128 |
| Nationwide | $130 | $187 | $112 | $95 |
| Progressive | $207 | $122 | $136 | $102 |
| State Farm | $78 | $72 | $72 | $67 |
| Travelers | $80 | $103 | $92 | $69 |
| USAA | $59 | $81 | $49 | $45 |
| U.S. Average | $173 | $209 | $147 | $119 |
Cheap Stockton Springs, Maine Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Stockton Springs, Maine is not easy. Compare the monthly rates for DUI auto insurance in Stockton Springs, Maine to find the best deal.
Stockton Springs, Maine Full Coverage Auto Insurance Monthly Rates: One DUI vs. Clean Record
| Insurance Company | One DUI | Clean Record |
|---|---|---|
| Allstate | $157 | $116 |
| American Family | $147 | $92 |
| Farmers | $142 | $125 |
| Geico | $121 | $45 |
| Liberty Mutual | $333 | $128 |
| Nationwide | $187 | $95 |
| Progressive | $122 | $102 |
| State Farm | $72 | $67 |
| Travelers | $103 | $69 |
| USAA | $81 | $45 |
| U.S. Average | $209 | $119 |
Cheap Stockton Springs, Maine Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Stockton Springs, Maine monthly auto insurance rates by credit history compare.
Stockton Springs, Maine Full Coverage Auto Insurance Monthly Rates by Credit Score
| Insurance Company | Poor Credit | Fair Credit | Good Credit |
|---|---|---|---|
| Allstate | $198 | $158 | $118 |
| American Family | $193 | $153 | $113 |
| Farmers | $208 | $168 | $128 |
| Geico | $183 | $143 | $103 |
| Liberty Mutual | $218 | $178 | $138 |
| Nationwide | $188 | $148 | $108 |
| Progressive | $203 | $163 | $123 |
| State Farm | $198 | $158 | $118 |
| Travelers | $213 | $173 | $133 |
| USAA | $178 | $138 | $98 |
| U.S. Average | $190 | $150 | $110 |
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Cheap Stockton Springs, Maine Auto Insurance Rates By ZIP Code
Stockton Springs, Maine Auto Insurance Average Rate by ZIP Code
| ZIP Code | Monthly Rate |
|---|---|
| 4981 | $187 |
Cheap Stockton Springs, Maine Auto Insurance Rates By Commute
Commute length and annual mileage affect Stockton Springs, Maine auto insurance. Find the cheapest monthly Stockton Springs, Maine auto insurance by commute length.
Stockton Springs, Maine Auto Insurance Monthly Rates by Commute Length
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $234 | $234 |
| Farmers | $216 | $216 |
| Geico | $120 | $124 |
| Liberty Mutual | $359 | $374 |
| Progressive | $299 | $299 |
| State Farm | $173 | $184 |
| Travelers | $187 | $187 |
| USAA | $123 | $130 |
Cheap Stockton Springs, Maine Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Stockton Springs, Maine? Check out the comparison of monthly Stockton Springs, Maine auto insurance rates by coverage level.
Stockton Springs, Maine Auto Insurance Monthly Rates by Coverage Level
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $97 | $117 | $137 |
| American Family | $92 | $112 | $132 |
| Farmers | $104 | $124 | $144 |
| Geico | $87 | $107 | $127 |
| Liberty Mutual | $107 | $127 | $147 |
| Nationwide | $94 | $114 | $134 |
| Progressive | $100 | $120 | $140 |
| State Farm | $90 | $110 | $130 |
| Travelers | $99 | $119 | $139 |
| USAA | $85 | $105 | $125 |
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Best By Category: Cheapest Auto Insurance in Stockton Springs, Maine
Compare the cheapest auto insurance companies in Stockton Springs, Maine in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Ticket | Geico |
The Cheapest Stockton Springs, Maine Auto Insurance Companies
What auto insurance companies in Stockton Springs, Maine are the cheapest? Compare the top Stockton Springs, Maine auto insurance companies to find the best monthly rates.
Stockton Springs, Maine Full Coverage Auto Insurance Average Rates From Top Providers
| Insurance Company | Monthly Rates |
|---|---|
| Allstate | $138 |
| American Family | $130 |
| Farmers | $142 |
| Geico | $122 |
| Liberty Mutual | $154 |
| Nationwide | $130 |
| Progressive | $133 |
| State Farm | $127 |
| Travelers | $129 |
| USAA | $123 |
| U.S. Average | $119 |
Compare Stockton Springs, Maine Auto Insurance Quotes
Before you buy Stockton Springs, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stockton Springs, Maine auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is auto insurance and why is it important?
Auto insurance is a type of coverage that provides financial protection against losses or damages resulting from car accidents, theft, vandalism, or other unforeseen incidents. It is important because it helps you manage the financial burden that can arise from repairing or replacing your vehicle, covering medical expenses, and even legal costs. Additionally, auto insurance is typically required by law in most states, including Maine.
What factors should I consider when selecting auto insurance in Stockton Springs, ME?
When selecting auto insurance in Stockton Springs, ME, there are several factors to consider:
- Coverage options: Evaluate the types and levels of coverage offered, such as liability, collision, comprehensive, uninsured/underinsured motorist coverage, and medical payments coverage.
- Deductibles: Determine the amount you would need to pay out of pocket before your insurance coverage kicks in.
- Premiums: Compare the premiums from different insurance providers and consider how they fit within your budget.
- Insurance company reputation: Research the reputation and customer service record of insurance companies you are considering.
Are there any specific auto insurance requirements in Stockton Springs, ME?
Yes, Stockton Springs, ME, like the rest of Maine, has specific auto insurance requirements. The state requires drivers to carry minimum liability coverage, which includes:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $25,000 property damage liability per accident
What is the difference between collision and comprehensive coverage?
Collision coverage typically pays for damages to your vehicle resulting from a collision with another vehicle or object, regardless of fault. On the other hand, comprehensive coverage protects your vehicle against damage or loss due to non-collision events such as theft, vandalism, fire, natural disasters, or hitting an animal. It’s important to note that both collision and comprehensive coverage are optional but may be required if you have a car loan or lease.
What are the pros and cons of auto insurance in Stockton Springs, ME?
Pros:
- Financial protection: Auto insurance provides coverage for damages, injuries, and legal expenses, which can save you from significant financial losses.
- Compliance with the law: Having auto insurance in Stockton Springs, ME, is a legal requirement, and maintaining proper coverage ensures you are driving legally.
- Peace of mind: Knowing that you are protected in the event of an accident or other unforeseen circumstances can bring peace of mind.
- Additional benefits: Many insurance providers offer additional benefits such as roadside assistance, rental car coverage, or discounts for safe driving.
Cons:
- Cost: Auto insurance premiums can be a significant expense, particularly if you have a poor driving record or live in an area with high rates.
- Deductibles and out-of-pocket expenses: You may need to pay deductibles and other out-of-pocket expenses when filing a claim, depending on your policy.
- Policy limitations: Some policies may have limitations and exclusions, so it’s important to review the terms and conditions carefully.
- Potential premium increases: After filing a claim, your insurance premiums may increase, especially if you were at fault or involved in multiple accidents.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.