Best AAA Auto Insurance Discounts in 2024 (Save 25% With This Company)

The best AAA auto insurance discounts are varied and include everything from a good student discount to a AAA defensive driving course discount. Roadside assistance and free towing have always been provided since the club was founded.

The benefits AAA car insurance can extend to its members have increased from the best AAA discounts for auto insurance at specific locations to a network of travel-related savings such as roadside assistance, free towing, lodging, fuel, and other exclusive benefits.

Our Top 10 Discount Picks: Best AAA Auto Insurance Discounts

Read on to learn how to get the best AAA car insurance discounts, or read our AAA auto insurance review to learn more about the company.

Our free insurance comparison tool ensures you aren’t overpaying. Enter your ZIP code to compare auto insurance quotes and find the best rates today.

How to Qualify for the Best AAA Auto Insurance Discounts 

AAA membership comes with a lot of benefits. On top of a variety of roadside assistance plans that include services such as roadside fuel delivery, flat tire change or repair, and free towing, members also get to enjoy membership discounts on their auto insurance.

Regardless of the auto insurance provider you choose, auto insurance discounts are an important way to save. Triple A auto insurance has a long list of AAA discounts.

You should also calculate your rate before and after discounts, as this will help you decide if an AAA membership cost is worth it. Take a look below at how much the top ten discounts will save you at AAA.

AAA Savings: Min. Coverage Auto Insurance Monthly Rates With Discount

Discount Name
Good Student	$54
Multi-Policy	$55
Safe Driver	$52
Vehicle Safety	$59
Pay-in-Full	$61
Anti-Theft	$58
Multi-Car	$58
Defensive Driver	$53
Low Mileage	$63
AAA Member	$59

Read on for a detailed explanation of how to qualify for Triple A insurance discounts and to learn more about the AAA discount list.

AAA Good Student Discount

Is there a good student discount for AAA? Absolutely. The Triple A good student discount can save you up to 25% on your auto insurance.

Many people ask how to get a AAA good student discounts. Your student must meet the AAA good student discount GPA requirements to get a Triple-A student discount.

Learn More: Do auto insurance companies check grades?

What are the Triple-A good student discount requirements? The AAA insurance good student discount requires you to be a student or have a student as a named driver on your auto insurance policy.

AAA Auto offers discounts for good students who maintain a high GPA and are not above 25 years of age.

If you or your child is currently in school and has good grades, inquire about the AAA good student discount requirements for college and high school students. Because AAA rates are more expensive for teen drivers, as you can see in the table of AAA auto insurance rates by gender and age below, young drivers should apply for as many discounts as possible.

If you are unsure of how to get an AAA good student discount at your local AAA, ask for an AAA good student discount PDF form and the AAA student discount code. You should also inquire about the AAA student membership.

AAA Multi-Policy Discount

The multi-policy discount from AAA Auto Insurance allows you to save money when you insure multiple vehicles or combine your auto insurance policy with other types of coverage, such as homeowners or renters insurance, through AAA.

By bundling your policies, you can enjoy a discounted premium for each policy. Read our article on how to save money by bundling insurance policies to learn more about the process.

AAA Safe Driver Discount

AAA offers a safe driver discount to customers who join AAADrive or AAA OnBoard (the program varies by state). Drivers will have to download and use the app when driving and will earn a reward based on their driving performance.

Bear in mind that poor driving performances may raise AAA car insurance rates, so only join the AAA good driver program is you are confident in your driving skills.

AAA Vehicle Safety Discount

Are you wondering what is a passive restraint discount? You can save money on your AAA car insurance quote by installing safety and security features in your vehicle.

Motorized seatbelts, air bags, and other factory-installed features can also earn you a discount on your auto insurance with AAA Auto.

These features reduce the risk of sustaining injuries in the event of an accident. According to the Insurance Institute for Highway Safety (IIHS), in 2017, seatbelts saved an estimated 14,955 lives by preventing fatal injuries.

AAA Pay-In-Full Discount

At AAA Auto, you will earn a discount on your AAA auto insurance rates if you make full payment of the rate (Read More: Should I pay my auto insurance in full?).

Rather than making monthly or semi-annual payments, auto insurance providers like it when their customers make full payments.

Paying the entire 12-month rate or more can earn you a significant discount on your payments. On top of that, pay in full ensures that you do not experience any coverage lapses.

AAA Anti-Theft Discount

Anti-theft devices reduce the likelihood of your vehicle getting stolen. The installation of such devices means a significant reduction of risk, hence lower rates.

Some examples of anti-theft devices include GPS trackers, steering wheel locks, or VIN etching. Basically, anything that helps prevent a car from being stolen or aids in a stolen vehicle’s record will be viewed as a plus by auto insurance companies.

AAA Multi-Car Discount

Many auto insurance providers offer discounts for auto insurance policyholders with more than one vehicle under their policies.

To qualify for an AAA multi-car discount, the vehicles must be used regularly (not in storage), driven by the policyholder or any other person living in the same household, and insured under the policyholder’s name.

There are limits to this type of discount. These restrictions vary from one provider to the next.

This type of discount can be beneficial if you have insured a teen driver under your policy. It can bring auto insurance costs down significantly. This is why AAA discount car insurance is so popular.

AAA Defensive Driver Discount

With AAA Auto, you can save up to 10% on your auto insurance with the AAA driver training discount if you complete a driver training class.

To get the AAA good driver discounts, you must complete a program. The program may involve accident prevention or defensive driving, covering topics such as drug and alcohol education as well as traffic laws.

Check with the provider to confirm whether you actually qualify for this AAA driving course discount. In some areas, defensive driving discounts are only offered to senior drivers. Get a quote from an agent today for more AAA membership deals.

AAA Low Mileage Discount

The less time you are spending on the road, the lower the likelihood of getting into an accident. At AAA Auto, you can save up to 10% with a AAA low-mileage discount.

You will be required to submit your odometer readings when requested to qualify for the AAA mileage discount.

These AAA auto discounts vary depending on what region of the United States you are in.

Always ask about available discounts, such as the AAA professional discount, before you purchase a policy—you can reduce your rates significantly.

Be sure to compare AAA auto insurance quotes from several other providers before you make any financial commitments to AAA, even with AAA discounts.

AAA Member Discount

As an AAA member, you get a small discount on your auto insurance with an AAA membership discount. AAA membership also comes with numerous other perks, like travel and shopping discounts. You also have access to 24/7 roadside assistance across the U.S.

Other AAA Auto Insurance Discounts

If you are a member of AAA, check with your local office to see what other discounts they may have available. Some regional offices may offer a AAA auto insurance military discount, AAA loyalty discount, or AAA alumni discount.

Here is a Triple-A discounts list for members that may be offered in your area:

• AAA New Driver Auto Insurance Discount
• AAA Low Mileage Auto Insurance Discount
• AAA Smart Driver Auto Insurance Discount
• AAA Select Professionals Auto Insurance Discount
• AAA Alumni Auto Insurance Discount

You can also get a discount for safety inspections and for using the mobile app to access AAA Drive or AAA Onboard. These programs monitor your driving habits and offer a discount based on your safe driving.

Are there AAA auto insurance discounts due to COVID-19? In April 2020, AAA auto insurance discounts for coronavirus were being offered. In addition to AAA insurance discounts, COVID-19 relief benefits included free roadside assistance service to healthcare workers and first responders.

AAA Student Away Discount

If you have a child under your auto insurance policy who’s going to school far from home, or you are a college student attending an out-of-town or out-of-state university, the AAA college student discount can help you save on auto insurance for a child away at college.

Read More: Best Auto Insurance for a Student Away at College

AAA for college students offers special discounts tailored specifically to them, making it easier to access essential services while managing their budgets effectively.

The conditions are straightforward—to be eligible for the AAA student driver discount, you have to be attending a school that is 100-200 miles away from home or more, without access to a vehicle. Mileage and specific terms vary among providers.

With the AAA membership student discount, students can access AAA’s renowned roadside assistance services, travel discounts, and exclusive member perks at a discounted rate. 

Whether you’re a full-time student or part-time, enrolled in a university or a community college, you can take advantage of the Triple A insurance student discount. Don’t miss out on the opportunity to save with the student discount AAA offers – join AAA today and enjoy the benefits of membership while keeping your budget in check.

AAA New Car Discount

With AAA Auto, you can enjoy a Triple A discount when you purchase coverage for a new vehicle or an automobile that is less than 2-3 years old.

Auto insurance providers offer discounts on newer vehicles because they are less likely to require any type of repair on a regular basis.

Also, drivers tend to be more careful with new vehicles hence lower chances of getting involved in an automobile accident.

Some of these discounts are not offered by all providers or in all states. Before you purchase coverage, take a closer look. Compare quotes from all listed AAA auto insurance providers before you make a decision.

You will be able to know where to find the best discounts if you take some time to compare quotes.

Pros and Cons of AAA Auto Insurance

Like with all auto insurance, there are pros and cons to becoming a AAA member. Some of the pros of being a AAA member are:

• Discount Variety: You will generally receive discounts on a variety of services, such as a AAA multi-policy discount and a AAA safe driver discount.
• Coverage Variety: There are many different coverages and additional vehicle services offered through AAA, so you will probably find something that suits you.
• Competitive Quotes: AAA car insurance quotes are competitive with other providers.

However, there are also some drawbacks to AAA car insurance. The cons of AAA membership include:

• Varying Services: Because AAA uses local companies, the services available will vary depending on where you live.
• Membership Fee: You have to pay for AAA each year to be a member.

Before you buy AAA auto insurance, shop around to make sure you get the best deal (Learn More: Where can I compare online auto insurance companies?).

Getting Auto Insurance Savings with AAA Discounts

AAA offers plenty of discounts to its customers to help cut costs. The best AAA auto insurance discounts are easy to apply for and offer policy savings. With everything from bundling discounts to payment-in-full discounts on the AAA insurance discounts list, there are options for every customer.

Before you decide on AAA auto insurance, however, don’t miss out on our free insurance comparison tool to find the cheapest auto insurance companies in your area. Just enter your ZIP code to start looking for affordable auto insurance.