Best Volvo S90 Auto Insurance in 2024 (Your Guide to the Top 10 Companies)
Discover the best Volvo S90 auto insurance with Progressive, Farmers, and Travelers, starting at just $33 a month. Each company offers competitive rates and comprehensive coverage tailored for your Volvo S90, ensuring quality and affordability, with policies designed to meet diverse driver needs and preferences.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Oct 25, 2024
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UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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The top picks for the best Volvo S90 auto insurance are Progressive, Farmers, and Travelers, renowned for their exceptional coverage and customer service.
These providers offer tailored policies that maximize value without compromising on protection, making them ideal for Volvo S90 owners looking for dependable insurance. Each company has been selected based on their competitive advantages in pricing, coverage options, and customer satisfaction ratings.
Our Top 10 Company Picks: Best Volvo S90 Auto Insurance
Company Rank Defensive Driving Discount A.M. Best Best For Jump to Pros/Cons
#1 15% A+ Loyalty Rewards Progressive
#2 18% A Personalized Policies Farmers
#3 12% A++ Coverage Options Travelers
#4 10% A Vanishing Deductible The General
#5 14% A+ Accident Forgiveness The Hartford
#6 17% B Competitive Rates State Farm
#7 16% A+ Infrequent Drivers Amica
#8 13% A Roadside Assistance American Family
#9 19% A++ Customer Service Auto-Owners
#10 11% A+ Online Management Allstate
Opting for any of these insurers ensures that your Volvo S90 is covered by the best in the market. Unlock details in our article titled “Cheap Volvo Auto Insurance.”
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- Progressive is the top pick for Volvo S90 auto insurance
- Tailored coverage options address the unique needs of Volvo S90 owners
- Specialized policies enhance protection for the Volvo S90 model
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#1 – Progressive: Top Overall Pick
Pros
- Loyalty Discounts: Progressive offers loyalty discounts, reducing premiums for long-term Volvo S90 owners. Our complete Progressive review goes over this in more detail.
- Defensive Driving Savings: Provides a 15% discount for Volvo S90 drivers who complete a defensive driving course.
- High A.M. Best Rating: Boasts an A+ rating, ensuring strong financial stability for Volvo S90 insurance claims.
Cons
- Limited High-Risk Options: Progressive may offer fewer benefits or higher rates for Volvo S90 owners with poor driving records.
- Variable Customer Service: Some regions report inconsistent customer service experiences for Volvo S90 claims.
#2 – Farmers: Best for Personalized Policies
Pros
- Customizable Policies: Farmers allows Volvo S90 owners to tailor policies extensively to meet specific needs. Check out our online Farmers review for more information.
- Higher Defensive Driving Discount: Offers an 18% discount for Volvo S90 owners who complete defensive driving programs.
- Solid A.M. Best Rating: Holds an A rating, indicating reliable financial backing for Volvo S90 insurance claims.
Cons
- Premium Pricing: Volvo S90 insurance premiums at Farmers can be higher due to the level of policy customization.
- Policy Upselling: Some Volvo S90 owners report aggressive upselling of additional coverage options.
#3 – Travelers: Best for Coverage Options
Pros
- Extensive Coverage Choices: Travelers provides a wide range of coverage options catering to different needs of Volvo S90 owners.
- Defensive Driving Discount: Volvo S90 drivers can save 12% by completing approved defensive driving courses. Read more about Travelers’ ratings in our article titled Travelers insurance review.
- Superior A.M. Best Rating: With an A++ rating, Travelers offers excellent financial reliability for handling Volvo S90 insurance claims.
Cons
- Higher Deductibles: Volvo S90 owners may face higher out-of-pocket costs before coverage kicks in.
- Complex Policy Terms: Some Volvo S90 owners find the policy terms to be overly complex and hard to understand.
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#4 – The General: Best for Vanishing Deductible
Pros
- Decreasing Deductibles: The General reduces the deductible for each year a Volvo S90 is accident-free. See what discounts you might qualify for in our thorough review of The General auto insurance.
- Lower Defensive Driving Discount: Provides a 10% discount for Volvo S90 drivers completing defensive driving courses.
- Strong A.M. Best Rating: Holds an A rating, ensuring dependable financial strength for Volvo S90 claims.
Cons
- Higher Premiums for High-Risk Drivers: Volvo S90 owners with spotty driving histories may face significantly higher rates.
- Customer Service Variability: Reports of varied customer service quality for Volvo S90 insurance handling.
#5 – The Hartford: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Volvo S90 drivers benefit from accident forgiveness policies that prevent rate increases after the first accident.
- Competitive Defensive Driving Discounts: Offers a 14% discount for Volvo S90 owners who successfully complete a defensive driving course.
- Excellent A.M. Best Rating: Maintains an A+ rating, offering strong financial assurance for Volvo S90 insurance coverage. Learn more about The Hartford in our review of The Hartford auto insurance.
Cons
- Age Targeting: Primarily targets older drivers, which may limit options for younger Volvo S90 owners.
- Premium Costs: Volvo S90 insurance premiums may be higher for new customers without prior coverage from The Hartford.
#6 – State Farm: Best for Competitive Rates
Pros
- Competitive Pricing: State Farm offers some of the most competitive rates for Volvo S90 insurance, appealing to budget-conscious owners.
- High Defensive Driving Discount: Volvo S90 drivers can receive a 17% discount for completing defensive driving courses.
- Adaptable Coverage: Provides flexible policy options to meet the specific insurance needs of Volvo S90 owners. Wondering about their level of customer service? Find out in our State Farm company review.
Cons
- Lower A.M. Best Rating: With a B rating, State Farm’s financial stability is lower than other major insurers, potentially impacting claim payouts for Volvo S90 insurance.
- Inconsistent Pricing: Some customers report variable pricing structures that can affect the overall affordability of Volvo S90 coverage.
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#7 – Amica: Best for Infrequent Drivers
Pros
- Low-Mileage Discounts: Ideal for infrequent Volvo S90 drivers, offering significant savings for low annual mileage. See average monthly rates in our Amica car insurance review.
- Defensive Driving Rewards: Offers a 16% discount for Volvo S90 owners who improve their driving skills through defensive driving courses.
- Top-tier A.M. Best Rating: An A+ rating ensures excellent financial strength for handling Volvo S90 insurance claims efficiently.
Cons
- Premium Costs: Higher-end premiums for Volvo S90 owners who opt for comprehensive coverage.
- Limited Availability: Amica’s offerings and discounts may not be available in all regions, affecting some Volvo S90 owners.
#8 – American Family: Best for Roadside Assistance
Pros
- Enhanced Roadside Assistance: American Family provides robust roadside assistance packages, ensuring Volvo S90 drivers are never stranded.
- Defensive Driving Discounts: A 13% discount is available for Volvo S90 owners who complete approved defensive driving courses.
- Solid Financial Standing: Holds an A rating from A.M. Best, ensuring reliable claim support for Volvo S90 policies. Read our online American Family review to find out more about the company.
Cons
- Coverage Limitations: Some Volvo S90 owners may find the coverage options limited compared to competitors.
- Higher Rates for New Drivers: New drivers insuring a Volvo S90 might face higher rates initially.
#9 – Auto-Owners: Best for Customer Service
Pros
- Exceptional Customer Service: Known for outstanding customer support, Auto-Owners ensures a smooth experience for Volvo S90 insurance claimants.
- Highest Defensive Driving Discount: Offers a 19% discount for Volvo S90 drivers who successfully complete defensive driving courses.
- Superior A.M. Best Rating: With an A++ rating, the company demonstrates exceptional financial stability for Volvo S90 insurance. Read our review of Auto-Owners to see if you’ll get cheaper rates by going with this provider.
Cons
- Higher Premiums: Despite excellent service, the premium costs for Volvo S90 insurance can be higher than average.
- Policy Complexity: Some policies may be complex, requiring thorough review by Volvo S90 owners to understand coverage details.
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#10 – Allstate: Best for Online Management
Pros
- Easy Online Policy Management: Allstate offers user-friendly online tools for managing Volvo S90 insurance policies efficiently.
- Defensive Driving Incentives: Provides an 11% discount for Volvo S90 drivers who engage in defensive driving practices.
- High A.M. Best Rating: Maintains an A+ rating, reflecting strong financial health for handling Volvo S90 claims. Find more information about Allstate’s rates in our review of Allstate insurance.
Cons
- Variable Customer Feedback: Customer satisfaction can vary, with some Volvo S90 owners experiencing issues with claim processing.
- Costly Add-ons: Additional coverage options for Volvo S90 insurance can significantly increase overall costs.
Comparative Monthly Insurance Rates for Volvo S90: Minimum vs. Full Coverage
Understanding the differences in monthly rates between minimum and full coverage options can help Volvo S90 owners make more informed decisions regarding their auto insurance. The table below presents a comprehensive view of how various insurers price their policies for both types of coverage.
Volvo S90 Auto Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $61 | $160 |
| American Family | $44 | $117 |
| Amica Mutual | $46 | $151 |
| Auto-Owners | $33 | $87 |
| Farmers | $53 | $139 |
| Progressive | $39 | $105 |
| State Farm | $33 | $86 |
| The General | $54 | $232 |
| The Hartford | $43 | $113 |
| Travelers | $37 | $99 |
Insurance companies offer varying rates for minimum and full coverage of the Volvo S90, highlighting the diversity in pricing strategies and the importance of comparing options.
For instance, Auto-Owners and State Farm offer the most competitive rates at $33 for minimum coverage and $87 and $86 for full coverage, respectively. In contrast, The General presents a significantly higher rate for full coverage at $232, though its minimum coverage is priced at $54.
Progressive and Travelers also stand out with reasonable full coverage options at $105 and $99 respectively, demonstrating the range of options available to Volvo S90 owners seeking different levels of insurance protection. Learn more about coverage options and monthly rates in our guide titled “Progressive Auto Insurance Discounts.”
Volvo S90 Insurance Cost
The average monthly insurance rate for a Volvo S90 is approximately $136. This figure represents the typical cost to insure this particular model.
Volvo S90 Auto Insurance Monthly Rates by Coverage Type
| Category | Rates |
|---|---|
| Average Rate | $136 |
| Discount Rate | $80 |
| High Deductibles | $117 |
| High Risk Driver | $289 |
| Low Deductibles | $171 |
| Teen Driver | $495 |
Overall, with an average monthly rate of $136, Volvo S90 insurance costs vary depending on factors like deductibles and driver risk profiles, making comparison shopping essential for finding the best deal. Discover insights in our guide titled “Auto Insurance for Different Types of Drivers.”
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Are Volvo S90s Expensive to Insure
The chart below details how Volvo S90 insurance rates compare to other luxury cars like the Cadillac CTS-V, Volvo S60, and Audi S6. Delve into our evaluation of our guide titled “Cheap Cadillac Auto Insurance.”
Volvo S90 Auto Insurance Monthly Rates vs. Similar Vehicles by Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Volvo S90 | $30 | $60 | $33 | $136 |
| Cadillac CTS-V | $34 | $67 | $28 | $140 |
| Volvo S60 | $28 | $55 | $33 | $129 |
| Audi S6 | $37 | $75 | $33 | $158 |
| Lexus ES 350 | $30 | $55 | $26 | $123 |
| Audi A4 | $28 | $55 | $33 | $129 |
| Lexus GS 350 | $31 | $60 | $28 | $130 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
What Impacts the Cost of Volvo S90 Insurance
Several factors influence the cost of insuring a Volvo S90, making each policyholder’s premium unique. Firstly, the age of the vehicle plays a crucial role; newer models typically cost more to insure due to their higher value and repair costs. Access comprehensive insights into our guide titled “Is an auto policyholder liable if a person on their policy causes a crash?”
The driver’s age is another significant factor, with younger drivers often facing higher rates due to their perceived inexperience and higher risk of accidents. Location also affects premiums, as areas with higher rates of theft, vandalism, or accidents tend to have higher insurance costs. Additionally, the driver’s history and driving record impact premiums; those with past violations or accidents are likely to pay more.
Finally, the chosen coverage level deeply influences the total cost, with comprehensive and collision coverages adding more to the premium than basic liability insurance. Understanding these factors can help Volvo S90 owners make informed decisions about their auto insurance.
Age of the Vehicle
Older Volvo S90 models generally cost less to insure. For example, auto insurance for a 2018 Volvo S90 costs $136 per month, while 2017 Volvo S90 insurance costs are $135 per month, a difference of $1.
Volvo S90 Auto Insurance Monthly Rates by Age of the Vehicle
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Volvo S90 | $31 | $62 | $34 | $137 |
| 2023 Volvo S90 | $30 | $61 | $34 | $136 |
| 2022 Volvo S90 | $30 | $60 | $34 | $136 |
| 2021 Volvo S90 | $30 | $60 | $34 | $136 |
| 2020 Volvo S90 | $30 | $60 | $34 | $136 |
| 2019 Volvo S90 | $30 | $59 | $33 | $136 |
| 2018 Volvo S90 | $30 | $60 | $33 | $136 |
| 2017 Volvo S90 | $29 | $58 | $35 | $135 |
Overall, insuring older models of the Volvo S90 tends to be slightly less expensive, reflecting minor reductions in annual premiums as the vehicle ages.
Driver Age
Driver age can have a significant impact on Volvo S90 auto insurance rates. For example, 20-year-old drivers pay approximately $166 more each month for their Volvo S90 auto insurance than 30-year-old drivers.
Volvo S90 Auto Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $650 |
| Age: 18 | $495 |
| Age: 20 | $307 |
| Age: 30 | $141 |
| Age: 40 | $136 |
| Age: 45 | $130 |
| Age: 50 | $124 |
| Age: 60 | $121 |
Thus, younger drivers, particularly those around 20 years old, face significantly higher Volvo S90 auto insurance costs compared to those in their thirties. Discover more about offerings in our guide titled “Should I add my teenager to my auto insurance policy?”
Driver Location
Where you live can have a large impact on Volvo S90 insurance rates. For example, drivers in Los Angeles may pay $75 a month more than drivers in Phoenix.
Volvo S90 Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Los Angeles, CA | $232 |
| New York, NY | $214 |
| Houston, TX | $212 |
| Jacksonville, FL | $197 |
| Philadelphia, PA | $182 |
| Chicago, IL | $179 |
| Phoenix, AZ | $157 |
| Seattle, WA | $131 |
| Indianapolis, IN | $116 |
| Columbus, OH | $113 |
Thus, it’s clear that the cost of insuring a Volvo S90 can vary significantly based on your geographical location.
Your Driving Record
Your driving record can have an impact on the cost of Volvo S90 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S90 auto insurance rates with violations on their driving record.
Volvo S90 Auto Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $650 | $830 | $1,150 | $780 |
| Age: 18 | $495 | $660 | $930 | $580 |
| Age: 20 | $307 | $460 | $710 | $370 |
| Age: 30 | $141 | $210 | $340 | $180 |
| Age: 40 | $136 | $200 | $330 | $175 |
| Age: 45 | $130 | $195 | $320 | $170 |
| Age: 50 | $124 | $185 | $310 | $165 |
| Age: 60 | $121 | $180 | $300 | $160 |
Maintaining a clean driving record is crucial, as accidents and violations can significantly increase the cost of auto insurance for Volvo S90 drivers across all age groups.
Volvo S90 Safety Ratings
Your Volvo S90 auto insurance rates are tied to the Volvo S90’s safety ratings. See the breakdown below:
Volvo S90 Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Marginal |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
The consistently good safety ratings of the Volvo S90 significantly contribute to more favorable auto insurance rates, reflecting its robust protection in various crash scenarios.
Volvo S90 Crash Test Ratings
The crash test ratings of the Volvo S90 can impact your Volvo S90 auto insurance rates.
Volvo S90 Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Volvo S90 T8 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2024 Volvo S90 T6 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2023 Volvo S90 T8 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2023 Volvo S90 T6 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2022 Volvo S90 T8 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2022 Volvo S90 T6 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2021 Volvo S90 T8 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2021 Volvo S90 T6 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Volvo S90 T8 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Volvo S90 T6 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Volvo S90 T8 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Volvo S90 T6 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Volvo S90 T5 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Volvo S90 T5 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S90 T8 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S90 T6 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S90 T6 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S90 T5 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S90 T5 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S90 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S90 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
Understanding that the Volvo S90 has not received specific crash test ratings can be crucial for owners and insurers assessing potential risks and insurance premiums.
Volvo S90 Safety Features
The numerous safety features of the Volvo S90 help contribute to lower insurance rates. The 2020 Volvo S90 has the following safety features:
- Essential safety features include driver and passenger air bags, along with front and rear head air bags.
- Enhanced vehicle control with 4-wheel disc brakes, and brake assist.
- Stability and visibility aids like electronic stability control, daytime running lights, and auto-leveling headlights.
- Child safety and driver assistance features such as child safety locks, lane departure warning, and lane keeping assist.
- Additional protective elements like traction control, blind spot monitor, and integrated turn signal mirrors.
The Volvo S90’s extensive range of safety features not only enhances protection but also contributes to more affordable insurance premiums. Check out insurance savings in our complete guide titled “Understanding Auto Insurance Premiums.”
Volvo S90 Finance and Insurance Cost
Financing and insuring a Volvo S90 involves understanding the combined costs of a loan and insurance premiums, which are influenced by the vehicle’s features, your location, and credit history. Financing a Volvo S90 typically depends on APR rates, which vary from 3% for well-qualified buyers to over 10% for those with lower credit scores. See details on our guide titled “How Credit Scores Affect Auto Insurance Rates.”
Insurance costs, on the other hand, are impacted by the model year, safety features, and the driver’s profile including driving history and location. For a new Volvo S90, full coverage insurance costs on average between $100 to $160 per month, depending on the insurer and coverage levels. Minimum coverage, which is cheaper but less comprehensive, averages around $40 to $60 per month.
The combined monthly cost for both financing and insuring a Volvo S90 can be a significant part of the vehicle’s total ownership expenses. Prospective buyers should consider both to get a complete picture of what it will cost to own and operate a Volvo S90. To ensure affordability, it’s advisable to shop around for both auto loans and insurance to find the best rates and terms that suit your financial situation.
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5 Ways to Save on Volvo S90 Insurance
Drivers can end up saving more money on their Volvo S90 auto insurance rates by employing any one of the following strategies.
- Ask your insurance company about Volvo S90 discounts.
- Park your Volvo S90 somewhere safe – like a garage or private driveway.
- Understand that insurance companies can’t change your Volvo S90 auto insurance rate mid-term based on changes to your credit score.
- Pay your Volvo S90 insurance rates upfront.
- Audit your Volvo S90 driving when you move to a new location or start a new job.
By adopting these strategies, drivers can effectively reduce their Volvo S90 auto insurance rates and enjoy both savings and peace of mind. Learn more in our guide titled “How many drivers don’t have auto insurance?”
Top Volvo S90 Insurance Companies
Who is the top auto insurance company for Volvo S90 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S90 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S90 offers.
Top Volvo S90 Auto Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66,153,063 | 9% |
| #2 | Geico | $46,358,896 | 6% |
| #3 | Progressive | $41,737,283 | 6% |
| #4 | Allstate | $39,210,020 | 5% |
| #5 | Liberty Mutual | $36,172,570 | 5% |
| #6 | Travelers | $28,786,741 | 4% |
| #7 | USAA | $24,621,246 | 3% |
| #8 | Chubb | $24,199,582 | 3% |
| #9 | Farmers | $20,083,339 | 3% |
| #10 | Nationwide | $18,499,967 | 3% |
Selecting the right insurer for your Volvo S90 involves comparing offerings from major companies like State Farm, Geico, and Progressive, which lead the market in terms of volume and share. Discover insights in our guide titled “Geico vs. State Farm Auto Insurance.”
Considering these providers will not only potentially lower your premiums through discounts for safety features but also ensure that you receive robust coverage tailored to the unique needs of your Volvo S90.
Compare Free Volvo S90 Insurance Quotes Online
Finding the right insurance for your Volvo S90 doesn’t have to be a daunting task. With our free online comparison tool, you can quickly and easily compare quotes from a variety of top insurance providers. Just enter your details to see side-by-side comparisons of coverage options, rates, and discounts specifically tailored to the Volvo S90.
Progressive combines comprehensive coverage options with affordable premiums, making it an optimal insurer for Volvo S90 drivers looking for quality and affordability.Chris Abrams Licensed Insurance Agent
Our tool simplifies the process of shopping for auto insurance by allowing you to assess multiple policies in one place, ensuring you get the best possible coverage at the most affordable price.
Whether you’re looking for full coverage, liability only, or something in between, our platform provides all the information you need to make an informed decision. Start comparing today to see how much you could save on your Volvo S90 insurance. Delve into our evaluation of our guide titled “Cheapest Liability-Only Auto Insurance.”
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Frequently Asked Questions
How does driver age affect Volvo S90 insurance rates?
Driver age can significantly impact Volvo S90 insurance rates. For example, 20-year-old drivers may pay approximately $166 more each month for their Volvo S90 auto insurance compared to 30-year-old drivers.
For additional details, explore our comprehensive resource titled “Best Auto Insurance for Drivers Under 25.”
What safety features does the Volvo S90 have?
The Volvo S90 is equipped with numerous safety features, including driver and passenger air bags, front and rear head air bags, front side air bags, ABS brakes, stability control, daytime running lights, blind-spot monitor, lane departure warning, and more.
How can I save money on Volvo S90 insurance?
To reduce Volvo S90 insurance costs, inquire about discounts, secure parking for your car, and pay premiums upfront. Remember, rates can’t change mid-term due to credit score adjustments, and always reassess your coverage after relocating or changing jobs.
Are Volvo S90s expensive to insure?
Volvo S90 insurance rates are slightly higher than the average vehicle, with an average cost of $136 per month for full coverage. However, rates can vary depending on factors such as your location, driving record, and age.
To find out more, explore our guide titled “Driving Without Auto Insurance.”
Can I save money on Volvo S90 insurance by bundling it with other policies?
Yes, many insurance companies offer discounts for bundling multiple policies, such as auto and home insurance. It’s worth checking with your insurance provider to see if you can save by bundling your Volvo S90 insurance with other coverage.
Should I choose comprehensive or liability-only coverage for my Volvo S90?
The choice between comprehensive and liability-only coverage depends on your specific needs and preferences. Comprehensive coverage provides more extensive protection, including coverage for theft, vandalism, and non-collision damage, while liability-only coverage only covers damages you cause to others in an accident.
What factors affect Volvo S90 car insurance rates?
Volvo S90 car insurance rates can vary based on several factors such as your driving history, the model year of your car, the level of coverage you choose, and your geographic location.
Finding cheap auto insurance rates can be difficult for high-risk drivers, but you don’t have to do it alone. Enter your ZIP code below to find the most affordable quotes in your area.
How can I find the best Volvo S90 car insurance?
To find the best Volvo S90 car insurance, compare quotes from multiple insurers, consider the level of coverage needed, and look for discounts for which you may be eligible.
What is the Volvo S90 insurance group and how does it impact premiums?
The Volvo S90 insurance group varies depending on the specific model and trim level. Higher groups generally indicate a higher cost of premiums due to increased power or cost of repairs.
How does the Volvo S90 insurance group affect my insurance costs?
Being in a higher Volvo S90 insurance group typically means higher insurance costs, as vehicles in higher groups are often more expensive to repair or replace.
How much does it cost to insure a Volvo S90?
The cost to insure a Volvo S90 can vary widely depending on factors such as your location, driving history, and the level of coverage you choose.
To learn more, explore our comprehensive resource on “Best Volvo XC90 Auto Insurance.”
Are Volvo S60 expensive to insure?
Volvo S60 insurance costs are generally moderate but can vary based on the model year and driver’s profile.
Which is cheaper to maintain, Volvo S90 or Audi?
Typically, the Volvo S90 is cheaper to maintain compared to Audi models, due to lower part costs and service availability.
Which is cheaper to maintain, BMW or Volvo S90?
Maintenance costs for a Volvo S90 are usually lower than for BMWs, as BMW parts and labor can be more expensive.
Learn more by reading our guide titled “BMW Auto Insurance Car Insurance Rates.”
How are Volvos on insurance?
Volvos are generally considered favorable for insurance due to their advanced safety features and strong safety ratings.
What is the Volvo S90 insurance cost for a 19-year-old?
Insurance costs for a 19-year-old driving a Volvo S90 are typically higher due to the increased risk associated with younger drivers.
How do I get a Volvo S90 insurance quote?
To obtain a Volvo S90 insurance quote, visit insurer websites, use online comparison tools, or contact insurance agents directly. Provide your Volvo S90 details along with personal driving information to receive an accurate quote.
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Which company offers the best car insurance for Volvo S90?
The best car insurance for a Volvo S90 can vary based on individual needs, but companies like Progressive, State Farm, and Allstate are known for offering competitive rates and comprehensive coverage for this model.
Does the color of my Volvo S90 affect insurance rates?
No, the color of your Volvo S90 does not affect insurance rates. Insurance companies base their rates on factors like vehicle model, age, driving history, and usage, but not on the color of the car.
What is the Volvo S90 insurance cost for an 18-year-old?
The Volvo S90 insurance cost for an 18-year-old is typically higher due to less driving experience and a higher risk profile. Rates can vary widely but are generally much higher than for older, more experienced drivers.
Access comprehensive insights into our guide titled “Best Auto Insurance Companies for College Students.”
What is the Volvo S90 insurance cost for a 21-year-old?
The Volvo S90 insurance cost for a 21-year-old is generally lower than for an 18-year-old but still higher than for drivers in their mid-twenties and older. Prices may decrease as the driver gains more experience and maintains a clean driving record.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
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