Best Woodbury, Tennessee Auto Insurance in 2024
The average Woodbury, TN auto insurance rates are $299 per month. The minimum auto insurance in Woodbury is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Woodbury, Tennessee, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Nov 20, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 20, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Woodbury is State Farm
- Average auto insurance rates in Woodbury, TN for senior drivers are $1,916 per year
- The average commute length in Woodbury is 28.6 minutes
Woodbury, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Woodbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodbury, Tennessee, including driving record, credit, commute time, and more.
Compare auto insurance in Woodbury to other Tennessee cities, including Franklin auto insurance rates, Murfreesboro auto insurance rates, and Memphis auto insurance rates to see how Woodbury, Tennessee auto insurance rates stack up.
Before you buy Woodbury, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodbury, Tennessee auto insurance quotes.
Minimum Auto Insurance in Woodbury, Tennessee
Woodbury, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodbury, Tennessee.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Woodbury, Tennessee Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Woodbury, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,778 | $2,676 | $2,494 | $2,590 | $10,263 | $11,197 | $2,976 | $3,083 |
| Farmers | $1,494 | $1,521 | $1,344 | $1,469 | $5,992 | $6,376 | $2,016 | $2,132 |
| Geico | $2,128 | $2,152 | $1,966 | $1,966 | $6,288 | $6,418 | $2,151 | $2,218 |
| Liberty Mutual | $3,901 | $129 | $3,195 | $3,564 | $15,672 | $17,408 | $4,199 | $4,497 |
| Nationwide | $2,091 | $2,107 | $1,876 | $1,905 | $5,731 | $7,382 | $2,402 | $2,604 |
| Progressive | $1,888 | $1,788 | $1,535 | $1,603 | $8,349 | $9,410 | $2,280 | $2,497 |
| State Farm | $1,586 | $1,586 | $1,421 | $1,421 | $4,763 | $5,947 | $1,789 | $2,093 |
| Travelers | $1,850 | $1,948 | $1,679 | $1,788 | $5,188 | $6,430 | $1,972 | $2,076 |
| USAA | $1,479 | $1,504 | $1,336 | $1,335 | $5,281 | $6,053 | $1,929 | $2,056 |
Cheap Woodbury, Tennessee Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Woodbury, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Woodbury, Tennessee.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,263 | $11,197 |
| Farmers | $5,992 | $6,376 |
| Geico | $6,288 | $6,418 |
| Liberty Mutual | $15,672 | $17,408 |
| Nationwide | $5,731 | $7,382 |
| Progressive | $8,349 | $9,410 |
| State Farm | $4,763 | $5,947 |
| Travelers | $5,188 | $6,430 |
| USAA | $5,281 | $6,053 |
Cheap Woodbury, Tennessee Auto Insurance for Seniors
What are senior auto insurance rates in Woodbury, Tennessee? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,494 | $2,590 |
| Farmers | $1,344 | $1,469 |
| Geico | $1,966 | $1,966 |
| Liberty Mutual | $3,195 | $3,564 |
| Nationwide | $1,876 | $1,905 |
| Progressive | $1,535 | $1,603 |
| State Farm | $1,421 | $1,421 |
| Travelers | $1,679 | $1,788 |
| USAA | $1,336 | $1,335 |
Cheap Woodbury, Tennessee Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodbury, Tennessee compared to the annual auto insurance rates with a clean record in Woodbury, Tennessee.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,001 | $4,758 | $5,710 | $4,560 |
| Farmers | $2,387 | $2,947 | $3,017 | $2,821 |
| Geico | $2,284 | $3,076 | $5,001 | $2,284 |
| Liberty Mutual | $5,326 | $7,672 | $7,149 | $6,135 |
| Nationwide | $2,825 | $2,825 | $4,234 | $3,165 |
| Progressive | $3,232 | $4,189 | $3,442 | $3,812 |
| State Farm | $2,353 | $2,798 | $2,576 | $2,576 |
| Travelers | $2,323 | $2,985 | $3,298 | $2,859 |
| USAA | $1,907 | $2,857 | $3,360 | $2,364 |
Cheap Woodbury, Tennessee Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Woodbury, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Woodbury, Tennessee to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,710 |
| Farmers | $3,017 |
| Geico | $5,001 |
| Liberty Mutual | $7,149 |
| Nationwide | $4,234 |
| Progressive | $3,442 |
| State Farm | $2,576 |
| Travelers | $3,298 |
| USAA | $3,360 |
Cheap Woodbury, Tennessee Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Woodbury, Tennessee annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,064 | $4,651 | $3,557 |
| Farmers | $3,325 | $2,597 | $2,457 |
| Geico | $3,591 | $3,070 | $2,822 |
| Liberty Mutual | $9,444 | $5,763 | $4,505 |
| Nationwide | $3,914 | $3,111 | $2,763 |
| Progressive | $4,136 | $3,554 | $3,317 |
| State Farm | $3,740 | $2,244 | $1,743 |
| Travelers | $3,649 | $2,862 | $2,088 |
| USAA | $3,800 | $2,228 | $1,838 |
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Cheap Woodbury, Tennessee Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Woodbury, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Woodbury, Tennessee to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 37190 | $3,623 |
Cheap Woodbury, Tennessee Auto Insurance Rates By Commute
Commute length and annual mileage affect Woodbury, Tennessee auto insurance. Find the cheapest annual Woodbury, Tennessee auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,757 | $4,757 |
| Farmers | $2,793 | $2,793 |
| Geico | $3,145 | $3,177 |
| Liberty Mutual | $6,571 | $6,571 |
| Nationwide | $3,262 | $3,262 |
| Progressive | $3,669 | $3,669 |
| State Farm | $2,517 | $2,634 |
| Travelers | $2,753 | $2,979 |
| USAA | $2,548 | $2,696 |
Cheap Woodbury, Tennessee Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Woodbury, Tennessee? Check out the comparison of annual Woodbury, Tennessee auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,595 | $4,746 | $4,930 |
| Farmers | $2,636 | $2,780 | $2,963 |
| Geico | $3,017 | $3,154 | $3,312 |
| Liberty Mutual | $6,319 | $6,568 | $6,825 |
| Nationwide | $3,282 | $3,194 | $3,311 |
| Progressive | $3,474 | $3,669 | $3,864 |
| State Farm | $2,457 | $2,584 | $2,686 |
| Travelers | $2,697 | $2,864 | $3,038 |
| USAA | $2,539 | $2,613 | $2,714 |
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Best By Category: Cheapest Auto Insurance in Woodbury, Tennessee
Compare the cheapest auto insurance companies in Woodbury, Tennessee in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Woodbury, Tennessee Auto Insurance Companies
What auto insurance companies in Woodbury, Tennessee are the cheapest? Compare the top Woodbury, Tennessee auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,757 |
| Farmers | $2,793 |
| Geico | $3,161 |
| Liberty Mutual | $6,571 |
| Nationwide | $3,262 |
| Progressive | $3,669 |
| State Farm | $2,576 |
| Travelers | $2,866 |
| USAA | $2,622 |
What affects auto insurance rates in Woodbury, Tennessee?
There are a lot of reasons why auto insurance rates in Woodbury, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodbury, Tennessee. Many local factors may affect your Woodbury auto insurance rates.
Woodbury Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodbury, Tennessee commute length is 28.6 minutes according to City-Data.
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Compare Woodbury, Tennessee Auto Insurance Quotes
Before you buy Woodbury, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodbury, Tennessee auto insurance quotes.
Frequently Asked Questions
What are the average auto insurance rates in Woodbury, TN?
The average auto insurance rates in Woodbury, TN are $299 per month.
What is the minimum auto insurance coverage required in Woodbury, TN?
Woodbury, TN auto insurance laws require a minimum coverage of 25/50/15. This means you must have at least $25,000 of bodily injury liability coverage per person, $50,000 of bodily injury liability coverage per accident, and $15,000 of property damage liability coverage.
How does age, gender, and marital status affect auto insurance rates in Woodbury, TN?
Auto insurance rates in Woodbury, TN can be affected by age, gender, and marital status. Younger drivers, especially teenagers, tend to have higher rates. Married individuals and females generally have lower rates compared to single individuals and males.
How does credit history affect auto insurance rates in Woodbury, TN?
Credit history can have a major effect on auto insurance rates in Woodbury, TN. A poor credit history can result in higher rates, while a good credit history can lead to lower rates. It’s important to maintain a good credit score to potentially save on auto insurance premiums.
Can I get auto insurance coverage for my classic or vintage car in Woodbury, Tennessee?
Yes, you can typically get specialized auto insurance coverage for classic or vintage cars in Woodbury, Tennessee. These policies are designed to protect the unique needs of classic car owners and often offer agreed value coverage and other specific benefits.
Can I add additional coverage to my auto insurance policy in Woodbury, Tennessee?
Yes, you can often add additional coverage options to your auto insurance policy in Woodbury, Tennessee. Some common add-ons include comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and medical payments coverage. These options provide extra protection beyond the minimum required coverage.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.